Credit - March 2007

I would like to learn Credit card Insurance. Is it available in banks? How do i know, which bank offer very attractive manner?
Which are all the bank tie up with insurance company?
How to calculate the premium amount, sum assured and relevant details?
Please give me detailed query.....

2007-03-14 18:34:56 · 8 answers · asked by presentraj 1

Someone asked me today about gym memberships and the ability to transfer them. I just got off the phone to my gym and they said you can transfer but there's a fee. Does every gym have a fee? What is that fee usually?

2007-03-14 18:20:34 · 2 answers · asked by ryano 1

So I have some charged off accounts that were never paid from 6 years back.. after 7 years roll around will they fall off.. Or can the creditors keep reporting it as a debt that needs to be collected?

2007-03-14 17:44:59 · 5 answers · asked by Anonymous

I really want to improve my credit score from being fair to good.

2007-03-14 17:23:21 · 6 answers · asked by BOSSLADYP 2

2007-03-14 17:23:05 · 9 answers · asked by deecharming 4

2007-03-14 17:19:17 · 3 answers · asked by Direktor 5

I recently got offered this deal after a car salesman looked at my credit score.

"Well sir" he said " I can offer you a very special deal, 100% down with no monthly payments and of course it's interest free!

2007-03-14 17:17:49 · 5 answers · asked by snapdragon747 5

2007-03-14 17:01:18 · 4 answers · asked by barsboldm 1

If I have 3 major credit cards with pretty high credit limits....if I pay them down and don't buy much on them afterwards, does that lower my current higher credit score? Do credit scores 'get old' or drop after a period of time, due to little or no activity? Or does it just stay the same until something else affects it? Thanks...

2007-03-14 16:57:50 · 3 answers · asked by sls.spec 4

How do i get a credit card despite my bad credit history?

2007-03-14 16:46:21 · 12 answers · asked by mps988 2

2007-03-14 16:39:23 · 9 answers · asked by j f 1

Ok so this is a random question- My aunt is getting really pissed off at my cousin (her daughter) for this so I was wondering if it is true or not bc she is known for majorly exageratting. So my aunt put her daughter (my cousin) on her blockbuster account because you have to have a credit card to open one and my cousin didnt have one bc she was only 18. So my cousin checked out movies and forgot to return them on time, like they were super late when she finally did. So my aunt gets a bill in the mail for the amount of the movies bc she has to buy them now and that her block buster acct will be closed bc of this. She claims that by her daughter doing this it could have compeltely ruined her credit score- like by having her blockbuster acct closed and having to pay the $ for the movies it could ruin her credit....I think that sounds crazy but I don't know- is that true? could it really ruin your credit for that to happen?

thank you!!

2007-03-14 16:15:06 · 2 answers · asked by aly 5

This is so depressing.

2007-03-14 15:51:08 · 12 answers · asked by cejones345 1

I am trying to fix my credit but I have a 4000 medical bill that has went to a collection agency on my credit report. The collection agency are very hard people to talk to. I contacted them to fix the situation now they wont leave me alone. They are threathning to sue me and they want me to make a promise to pay over the phone of half or even a thousand to stop the court case. I rather would not even deal with them. I would be willing to pay the hospital. They seem a little more professional. Can I switch back over or should I just pay the collection agency what I can. I believe if I paid the hospital they could forward the money to the agency. How would it be listed on my credit report. ( paying as agreed or something else) Please Help!!

2007-03-14 15:42:12 · 5 answers · asked by michelle 2

I have not paid one of my credit cards for about a year now. And a collection agency keeps calling me about it. I finally answered and they told me that my debt was around 2,000. I asked them if there was any way they could set up a payment plan that I could afford monthly. But they told me my only option was to pay the 2,000 upfront in court in about a month or so. I do not have that kind of money on me nor do I wish to try and borrow from someone who probably would not lend it to me anyway. If I can't afford to do that, will they sue me and take me to court?

2007-03-14 15:24:28 · 3 answers · asked by LOVE 2

Is it the higher the amount I purchase and the more i pay per month ? Or is it just the fact of paying regulary?

2007-03-14 15:21:42 · 12 answers · asked by m38967 2

I go to apply for debit card.
Then to apply today link.

Then it say these 3 things
1.Upgrade your account (check mark)
2.Complete enrollment
3.Add confrim checking account (checkmark)

Where do I get the Expanded use # ??

Step 2:
On your next credit card statement (monthly transaction history), find the 4-digit Expanded Use Number that will be printed in the item description section of the charge. It may take 3-4 business days for the number to appear on your statement.

How does that work (Above) I dont have a creditcard with paypal

Please help me I need the debit card asap so I can manage everything smoothly

2007-03-14 15:15:45 · 2 answers · asked by TripleG 2

this number would be reported to the IRS, Department of Motor Vehicles ( Motor Voter Act ), Social Security Administration, and one's employer. Is this possible?????

2007-03-14 15:03:06 · 9 answers · asked by Cheryl H 1

can my credit limit be raised or how long will it be before it can be raised

2007-03-14 14:44:47 · 4 answers · asked by brian S 1

My fico is 631, but I don't have a consistent work history. She has a horrible credit score, but she has a consistent work history. We could pay more than 20% down payment.

2007-03-14 14:43:13 · 3 answers · asked by PlasticTrees 2

can a non resident bank create a mortage on the land/property in vietnam, as a collateral to the bank for the financing obtain from the bank

2007-03-14 14:32:24 · 2 answers · asked by kamaradzaman e 1

if you pay the full balance on your credit card each month do you still have to pay interest charges? I am getting my first credit card soon and I am just wondering, if I pay the entire balance from the first month on, will I have to pay any interest, or just the balance? What is APR?

2007-03-14 14:25:40 · 6 answers · asked by Dave 1

I am turning 18 in a few weeks and would like to build up a good credit score for after college when I will need to maybe take out loans and get lower interest credit cards.

Thaks

2007-03-14 14:21:54 · 8 answers · asked by Brian M 2

2007-03-14 14:17:11 · 2 answers · asked by lee teng s 1

He has worked the same job for a year and makes $900 a month. Besides "buy here pay here" are there any auto loans avaiable?

2007-03-14 14:11:46 · 10 answers · asked by davidsaradodd 1

2007-03-14 14:03:30 · 3 answers · asked by raphypiano1 1

We've been going out for two years and things have been rocky between us latly, i wont lie.

im still in love with him but hes unsure if he loves me.

He said either way he wants to work on it, but doesnt know if hes staying just to make me happy...

I dont know how to handel any of it, or if theres anything i can do to persuade him... help? :-/

2007-03-14 13:52:16 · 9 answers · asked by Katy 1

is just continuous? considering u pay on time and have no penalties

2007-03-14 13:39:06 · 7 answers · asked by nycgreekguy004 1

Own a house appraised @ 56k, want to take 30k out at the most. Fico is about 631 but I've switched jobs 3 times within the past year. Income is under 30k yearly (full time student).

2007-03-14 13:28:50 · 3 answers · asked by PlasticTrees 2

or final vealue credit fee or soething like that.

2007-03-14 13:08:11 · 3 answers · asked by Shnow 1