My fico is 631, but I don't have a consistent work history. She has a horrible credit score, but she has a consistent work history. We could pay more than 20% down payment.
2007-03-14 14:43:13 · 3 answers · asked by PlasticTrees 2 in Business & Finance ➔ Credit
My advice would be to not co-sign with anyone unless you'd trust them completely with all you have. Your lender will tell you whether it will help with the financing if she co-signs.
2007-03-14 14:59:34 · answer #1 · answered by DelK 7 · 0⤊ 0⤋
A cosigner will never hinder your ability to obtain credit even if her credit score is worse. It might not make a difference in your rate, but if your mother is willing to cosign your chances of getting a lower rate will be better.
2007-03-14 14:54:35 · answer #2 · answered by Heather Z 1 · 0⤊ 0⤋
leave your Mom alone in most places real estates is going down. Find out how to build up your score. You should be on your own. Grow up
2007-03-14 14:54:59 · answer #3 · answered by retired_afmil 6 · 0⤊ 0⤋