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2007-03-14 17:01:18 · 4 answers · asked by barsboldm 1 in Business & Finance Credit

4 answers

Pay your bills on time every time.
Get a credit card and keep a small balance always pay more than the minimum balance but don't pay it off completely.
Take out a car loan or lease.
Buy a home.
Stay at your job for a long time.
Keep and use a checking account.

Basically if you want better credit you have to use it but always pay your bills, Don't get over your head with debt though having credit is a good thing but can also be a trap so be careful and be responsible

2007-03-14 17:15:08 · answer #1 · answered by Wraith53089 3 · 0 0

Do you mean increase your credit score? Pay all your current bills on time, and keep at least 2 credit cards open (not maxed out).....you can get your annual free credit report at www.annualcreditreport.com, Good Luck...

2007-03-15 00:05:31 · answer #2 · answered by Loan_Officer_Diva 2 · 0 0

how to increase your credit score??? well let me tell you the more that you have banks or credit card companies look into your credit history the more your score goes down!!! so be careful because this is something most people don't know !! even if you go into try and buy a car they check your score and that too brings it down....to keep your score up and not bring it down you can only look at your score 3 times a year..to bring it up find out what your report has on it and try to clear it up ASAP!!! this will bring your score back to where it should be ..i know be cause i too have problems with my score.......go to freecreditreport.com and they will tell you everything you need to know but remember that also brings it down!!!! but knowing is better than not knowing at all!!! and they charge you 9.99 just to see

2007-03-15 00:27:34 · answer #3 · answered by sm89429@sbcglobal.net 1 · 0 0

EN CREASE REPORT? YOU DON'T NEED IT..
INCREASE CREDIT SCORE?

2007-03-15 00:06:18 · answer #4 · answered by cork 7 · 0 2

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