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Credit - March 2007

[Selected]: All categories Business & Finance Credit

8,000 loan at 6% sounds good but they want money up front i dont like that idea. They said they would send you your money after they recieved there down payment.

2007-03-21 03:12:07 · 7 answers · asked by ACE 1

2007-03-21 02:59:34 · 12 answers · asked by Cindy S 1

Large credit card charge. The item in question was not what it appeared to be, but if I had looked closer at the website I might have been able to figure it out. I realized only hours after internet purchase I had been duped. Freaked out and reported card stolen. Now they want a police report and I'm just really stressed about the whole thing. If I tell the truth am I going to have to pay? What should I do?

2007-03-21 02:19:40 · 6 answers · asked by tom m 1

They're so old they've been turned in to creditors and THEY don't even send bills anymore... I've never seen one but I know, and he knows he owes.

These bills are from about 10 years ago - 7 years before we even met. We have the money to pay them off and I want to pay them off quick before we find something to buy... we've been sitting on our tax return for about 3 months now!

I say "his" bills but they are OUR bills now... he honestly confessed to me this last weekend that he honestly doesn't care about them, his credit is fine, and he is refusing to pay them... if I want them payed off then I'm going to have to do it myself. GRR! His logic is that he didn't have that much left to pay on the credit cards but because he didn't pay it the interest has made the bill 4x what he owed so he feels it's not fair or whatever and doesn't want to pay them, er, refuses to pay them.

I believe it's 2 credit card bills, a medical bill, and a last payment on a vehicle... that should be all.

2007-03-21 02:17:34 · 7 answers · asked by THATgirl 6

Not had a good credit history so I am being refused by banks. Are there any banks that will help does anyone know. Thanks.

2007-03-21 02:00:53 · 13 answers · asked by janeybest 2

I was married for 6 years. I was separated from him for 4 of those years, although not recognized by court. My ex was obsessive and would lie in court saying we were together when we weren't so it would reset the separation date and I'd have to wait yet another year. During the time we were married, he forged my name to loans and credit cards without my knowledge and by time I found out, I was half million in debt. I have never been able to find a job since I was 16 because of health problems. One of the creditors tracked me down and got a judgment against me for over $13k in 2005. I am a single parent. I saved up money from student loans and have enough to buy a fixer upper. How can I prevent creditors from taking the house? It's cheaper to buy this fixer upper than to pay rent for a year, and I wouldn't have to rent again if I could keep it. It help my daughter and I out since I cannot work (health problems). Can I put house in my daughter's name? She's a minor.

2007-03-21 01:41:44 · 4 answers · asked by Anonymous

want can you do about credit debit when you have a friend
living with you he pays all the house bill's but I have credit debit
don't have a job and my friend only gets a little over $1000.00 a month.

2007-03-21 00:23:08 · 5 answers · asked by Anonymous

2007-03-20 20:30:11 · 2 answers · asked by P V 1

I have on my credit report a old credit card debt (1999) when the statute of limitations for collection were up or almost, the original creditor sold it to a collection agency , and now is making it come up as an unpaid account from 2006, is this a legal loophole to get around the statute of limitations? I put in a dispute with the credit bureau, but it was denied, or came back as legitiment

2007-03-20 20:14:00 · 4 answers · asked by salba 2

My brother is paying 5 cards at a time and I think most is just interest.What can he do besides consalodating?

2007-03-20 19:48:17 · 10 answers · asked by LS1Rob 1

2007-03-20 19:35:36 · 6 answers · asked by LS1Rob 1

i want to get a new car. but id have to get a loan for the car. however im only 18 and i have no credit. my plan was to get a credit card and buy gas or what not. and pay on time in full. how long do you think i would have to do this until i have a good enough credit to get a loan at a good interest rate?

2007-03-20 18:52:38 · 4 answers · asked by RS25 2

can a debt collector find you with only your name, email and old address?

2007-03-20 17:36:16 · 8 answers · asked by Anonymous

if you have. Could anything bad happen? Could they take out more money than needed? I really want something from Ebay but I am not sure... What happens when you buy from Ebay? I NEED TO KNOW!!!

2007-03-20 17:34:11 · 7 answers · asked by NeckoChan 2

A well known comp. is requesting an authorised signed form, and copies of credit card billing statements, or else I can not get service I paid for through Weatern Union.Because of Internet fraud their bank needs this and they will distroy it when finished with it.

2007-03-20 16:36:59 · 1 answers · asked by Analyst 3

I have been thinking about getting a loan or using credit cards to open up a brokage account. To take out a loan would I need collectral? How would I go about opening up a brokage account and using credit cards to open the brokage account?

2007-03-20 15:57:39 · 5 answers · asked by sb0983 1

Is there a site where you can do a free credit check without signing for their 30 day free trials?

2007-03-20 15:53:15 · 3 answers · asked by Thao Y 3

A collection company did a hard pull on my credit report (ie: affects score and is shown when others pull my report). It is my understanding that they are allowed to do a soft pull (because the account was sold to them), but they are only allowed to do a hard pull if permission is given. No permission was given.

So, is this legal? If not, what are my options. They are paid, but getting to this point was entirely too difficult- they are one of those sketchy companies that refuses to give you anything in writing and has no regard for what is legal/illegal. If this is not legal I will pursue it out of principle.

2007-03-20 15:32:22 · 2 answers · asked by CC 1

2007-03-20 15:14:06 · 7 answers · asked by GG 1

I charge everthing and pay my bill in full when it comes. so I might as well have a rewards card. I would like to stick with visa or master card.

2007-03-20 15:01:27 · 7 answers · asked by Anonymous

which one can be used in more places??

2007-03-20 14:56:11 · 3 answers · asked by el coruco 2

I was sent to collections 5 years ago on 3 credit cards when I was 18 yrs old. Now I am trying to buy a house and those 3 items items are coming back to haunt me. Is there a way I can get those cleared up before I buy my house. They only total $300, but I have no idea how to pay them.

2007-03-20 14:54:49 · 6 answers · asked by xochitldavalos 1

if we buy a car at the same time will that be a problem?

2007-03-20 14:48:03 · 4 answers · asked by natesg3507 1

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