2007-03-21 02:59:34 · 12 answers · asked by Cindy S 1 in Business & Finance ➔ Credit
Yes it does. If you can't proof that you live at your address then obvioulsy it gives you less creditbility. Its easy to get on it though, just call your local council.
2007-03-21 03:03:20 · answer #1 · answered by OriginalBubble 6 · 0⤊ 0⤋
Don't know about affecting your rating but if you are not on the roll you will probably have difficulties as finance companies use this to check that you are the bona fide resident at the address given . Else they will think you are just an itinerant lodger and be very wary about extending you credit. Although they want business they like to feel that they will get their money back,with interest.
2007-03-21 03:07:42 · answer #2 · answered by Anonymous · 0⤊ 0⤋
nicely, it might help to appreciate what makes up your score, right here's a breakdown: 35%- fee history 30%- entire quantity of debt owed vs. obtainable credit 15%- length of credit history 10%- varieties of credit 10% Inquiries and new bills Now on the different hand, this is what's occurring: besides the fact that in case you have "minor stuff" in series, jointly because it could be small in quantity, the actuality that this is even in series is what's hurting you. it is better than a a million/3 of your score affected, which may make something of it practically meaningless. What you're able to do is that this: touch the collector to negoatiate a "fee for deletion", this is a payoff quantity which will completely get rid of the object out of your checklist. they might or will possibly not do it. in case you're waiting to get them to conform to doing it, have them deliver you something on their business enterprise letterhead by using mail and by using fax pointing out the words formerly agreeing to deliver them fee. additionally do not provide your checking account coaching to them for any reason. Get a cashiers examine and deliver it qualified mail to them. Have them deliver a usual deletion letter not in basic terms to all 3 credit companies yet to you as nicely for you records. that's a good form of artwork, yet while performed wisely, it could get you nicely on your earlier to getting reliable credit lower back.
2016-11-27 19:33:54 · answer #3 · answered by jorelus 4 · 0⤊ 0⤋
Yes, you will not be able to get credit if you are not on the electoral role, I had problems myself when trying to finance a car as they said I wasn't - but it got sorted in the end. If you want to check if you are there are websites that you can use to check
2007-03-21 03:05:16 · answer #4 · answered by kayleigh w 2 · 0⤊ 0⤋
Yes it proves credibility by proving you live where you claim to live, but it does not increase it to any marked degree that is down to your finacial status.
2007-03-21 03:06:43 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You bet it does. Not being in the telephone directory does as well if they are really sniffing about
2007-03-23 12:21:51 · answer #6 · answered by Professor 7 · 0⤊ 0⤋
apparently so as they check the electoral roll to help verify your address.
2007-03-21 03:03:37 · answer #7 · answered by Anonymous · 0⤊ 0⤋
it does - its like on paypal when u varify urself - it proves where u live.
If u are planning a loan - from somebody who was in a LOT of debt - DONT DO IT!!!!
2007-03-21 03:09:09 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Yes because this is one check they make to make sure you are who you say you are.
2007-03-21 05:15:54 · answer #9 · answered by Mark J 5 · 0⤊ 0⤋
Yes it does, i had trouble but once i registered i was fine.
2007-03-21 03:05:59 · answer #10 · answered by Brain 2 · 0⤊ 0⤋