Credit - March 2007

2007-03-20 02:35:13 · 3 answers · asked by Anonymous

now I went an apply for a loan they told me that my score is 530 because i have some account in mad terms, but the account they are talking about. there not mine. how can i fix this before they sell the house. thanks

2007-03-20 02:26:34 · 5 answers · asked by anderssonliz 1

2007-03-20 02:19:08 · 3 answers · asked by Diane R 1

No credit cards or big ticket items. Just late on paying doctor bills. Can I apply for credit or do I have to wait for these corrections to show on my report?

2007-03-20 02:17:11 · 2 answers · asked by soul_train_58 1

2007-03-20 01:57:34 · 15 answers · asked by Cindy S 1

Respected Sir,
This is for your august knowledge that I have no credit card yet but I have a strong interest to keep my account continue with you. So, I do need a solution in this regard.
Thanking you and looking forward your co-operation in this regard.
Respectfully
Mrinmoy Chakraborty

2007-03-20 01:54:06 · 2 answers · asked by Mrinmoy C 1

I checked in online my credit account and i saw there pending charges about 29$ and i know that i did my last payment .

2007-03-20 01:43:06 · 4 answers · asked by lolo 1

i thought as long as you pay your bablances off each month or make all your payments you will have good credit? but somone told me they want to see you have a balance each month long term and that will give you a higher score because it shows you can pay over time, and if you pay your balances off each month to 0, your score wont be real high because your not managing a balence over time? my credit is 734
what can i do to get a 800 or 850? i have no debt, pay all my balnces each month, and if i have a remaing balabce i pay more than the minumum. but i only had credit for 3 years. so is having credit for a few more years going to make it got to 800? they said the average credit length is 15 years in the u.s. thats not fair if your young, you can only start getting credit when your 18. so i have to wait till im 30 to have a 850?

2007-03-20 01:29:34 · 5 answers · asked by beach_babe971 2

I have to apply for a Credit Card (Master or Visa) of any of the Bank. I have tried through e-application, it is asking for a long profiled details. I want to apply manually. How can I reach the persons who are providing applications?

2007-03-20 01:18:35 · 7 answers · asked by gsp 1

I have about $13,000.00 in debt and I'm getting ready to leave my husband and do not want to leave him with my debt (I do have a heart) but my salary is small and paying the monthly payments I currently pay will be hard once I'm on my own. Even just the miminum payments will be hard on my salary. Will a debt consolidation company be able to help me or do I not have enough debt to qualify?

2007-03-20 00:47:48 · 7 answers · asked by Anonymous

I am moving from England to Canada on a 1 year working visa, but will return to this country afterwards. If i run up a large credit card bill whilst in Canada and do not pay it, how will this affect my credit rating back home?

2007-03-20 00:30:05 · 3 answers · asked by owen_yeo 2

"A credit purchase of office stationery"

only this much information is given to make the entry..

2007-03-20 00:26:13 · 9 answers · asked by Anonymous

my credit score is 645 on experian and 638 with equifax. I went through a divorce and have been rebuilding credit i have two credit cards one with a 0 balance just paid in full and one withan 83.00 balance. i pay them on time every month and have had them both for a year. i also bought anew vehicle in december i pay everything on time. i also have 600 left on a closed orchard bank account left to pay which will be done this month.

2007-03-20 00:25:37 · 6 answers · asked by nhramember06 1

Just curious: does going over your limit show up on your credit report? If so, is it counted as a derogatory item?

2007-03-19 23:58:45 · 5 answers · asked by sirmoosta 2

2007-03-19 23:31:14 · 12 answers · asked by Anonymous

The bank gradually increased interest until i cant pay. So the filing of civil case for just fixation of interest rates. seven years has passed until they agreed on mediation.

2007-03-19 23:11:44 · 3 answers · asked by Reuben R 1

please advise how you got on and how this affected your life?

2007-03-19 22:18:25 · 2 answers · asked by Anonymous

Like if i am a co signer will they just take into account how much i make?

2007-03-19 20:52:57 · 5 answers · asked by calgary shoes 1

I had a few credit cards during college that I foolishly charged off and now I am trying to pay them and fix my credit. After updating my credit information, I attempted to contact each credit company one by one to pay them off as money became available starting with the lowest debt first. I paid off two accounts and followed up on them to make sure they show up as "paid."

Recently two of the bigger accounts seem to have gotten sold to a collection agency that is now on one account asking for almost double the original debt and the other account asking for over the double the original debt. My plan to pay them off has now been set back, I don't think this is fair and was just wondering if anyone had any suggestions on what to do to resolve this problem.

2007-03-19 20:00:48 · 3 answers · asked by integrads1 1

i have a 722. is that good? how can i get it higher. ever since i opened my credit card 3 years ago ive paid the balance in full, on time. it does it automatically. i now have 3 cards and they all do the same so ive NEVER been late. is that good?

i heard its not too good. i should keep a balance on there and pay a lil more than the minimum. so what is it?

2007-03-19 19:48:30 · 14 answers · asked by liveityourway 1

We ordered a flat plasma TV and then cancelled within 48 hours. We are now getting calls from GE's collections department telling us that Peach Direct never let them know that we cancelled the order. Peach Direct doesn't answer their phones and and GE says they can't do anything about it. Filing a dispute did not work a month ago and at sixty days their computers automatically report us to the credit bureaus'. The interest charges on most of our other accounts will go up to the maximum interest possible. Buyer beware!

We are interested in hearing from anyone else that would like to join us in a class-action suite to spare anyone else this personal credit problem for realizing too late what this company is willing to do to its valued customer's.

Please keep this active, they should not be allowed to do this.

2007-03-19 18:54:17 · 2 answers · asked by Anonymous

My purchase at a local store was oddly denied so we went home and called our bank. It seems that someone tried to purchase $270 dollars at Mambo Cafe in Mexico!! Luckily my bank denied the transaction due to suspected fraud. How does this happen if my card wasn't stolen nor my account number compromised?

2007-03-19 18:11:05 · 5 answers · asked by nixboy301 2

2007-03-19 16:50:06 · 6 answers · asked by jrguth5 2

i here all these bad things about credit cards, that people depend on them to much..they have helped me outlast few month and am plannin to pay it all off. but im more into building up my credit score. thatt normal? other use them to "lavesly' buy evrythign they see..im using mine on items i would buy with cash anyway.

2007-03-19 16:42:26 · 4 answers · asked by Anonymous

My husband and I have a credit card in both our names. He has racked up thousands of dollars. How do i get my name off of this card, or can I.

2007-03-19 16:38:24 · 5 answers · asked by sunnydayinri 1

Now I got charged a late fee! What do I do?
It wasnt cashed at the bank either!

2007-03-19 16:21:39 · 5 answers · asked by Danielle 2

I add my new bank account to paypal, but this account wasn´t active because the bank was confirming my id (I am non usa resident) well paypal attempt to send me the two small deposits but It was not possible. Now my bank account is active, but paypal still asking me for the exact amount of the two small deposits, BUT THIS DEPOSITS WERE NOT DONE, The bank does not have records of these deposits. Someone resolve an issue like this?

2007-03-19 16:13:31 · 1 answers · asked by Ruben G 1

the transfer just started afew mins ago but i need to end it now

2007-03-19 16:06:03 · 3 answers · asked by Casey S 1

This actually happened to my husband. His parents opened a telephone account using his SSN and name when he was only 16. Now a collection agency is coming after him 9 years after the account was closed for money still owed. Is he responsible for this? What should we do?

2007-03-19 15:46:42 · 8 answers · asked by Anonymous

2007-03-19 15:42:08 · 7 answers · asked by Anonymous