Credit - January 2007

I became unemployed last year and found things that I had previously been paying off mounted up over time. I am now working and want to pay back what I can and stop the pressure of having debts. I was considering an IVA as paying everything individually will be almost impossible for me. I have been reading questions that other people have asked on here and just wanted to hear from people who have had a positive experience with an IVA practitioner.

2007-01-28 21:36:20 · 5 answers · asked by oayehi 3

2007-01-28 17:49:59 · 25 answers · asked by Soundguy 2

Mean or median will do.

What is the standard deviation?

2007-01-28 17:15:16 · 1 answers · asked by Ejsenstejn 2

Please help. It is 1:09 AM. I went to store at 11:30 PM with my bank card.When I got to the front to pay. I could not find it. I retraced my steps twice, checked with store personnel and it was not found. This is a bank card. It can only be used as a debit card if you have the pin number,but(duh)I had it wrote on the back of the card, any other time it has to be used as a credit card. How can someone else use it? I tried to call (tonight) the credit union that issued the card to me, but there is no after hour number. I am going nuts.. what do I do? Report it to police?

2007-01-28 17:12:41 · 2 answers · asked by butterfly 1

2007-01-28 16:45:42 · 6 answers · asked by aarshjohri 1

2007-01-28 15:52:17 · 6 answers · asked by Laela06 2

Which gas station would you use between Race Track and Xxon mobil? I notice that Race Track gas are way cheaper then Xxon Mobil.

2007-01-28 15:44:35 · 4 answers · asked by Thank You 1

2007-01-28 15:39:42 · 2 answers · asked by jahnursing 1

2007-01-28 15:24:15 · 2 answers · asked by hollaatyagirlxx 3

my roomate wrote me a check before he moved for pg&e. he adrressed it to pg&e. but i had already paid it!! he didnt exactly leave on good terms.. now i have a check to pg&e that he wrote for me, but its already paid! how do i cash it?

2007-01-28 15:22:28 · 7 answers · asked by Anonymous

my husband has some old stuff on his credit report that is now in collections. some of the things are 3 years or more old. is it better to pay these collections off, or will they eventually fall off the credit report? i have heard that paying collection agencies will actually harm your score? thanks!

2007-01-28 15:18:26 · 11 answers · asked by Anonymous

Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.

2007-01-28 15:09:36 · 14 answers · asked by Thank You 1

2007-01-28 15:00:28 · 6 answers · asked by Anonymous

2007-01-28 14:36:50 · 4 answers · asked by Anonymous

A new/used vehicle for less than $8,000 or lower? Is it possible?

2007-01-28 14:21:08 · 5 answers · asked by zpoetress 2

I am looking for 0 liability, this card will be for a beginner.

2007-01-28 14:17:52 · 5 answers · asked by Anonymous

Well, I really screwed up my credit in my 20's and now I have the task of repairing it. In the last two years I have had no negative trade lines, paid off my auto loan in perfect standing, a judgement immediately and just recently paid off all my collections. I've never filed bnkrpty or or had an eviction. I now hold a 570 fico score and am trying to improve it. I currently have no credit cards and am having a hard time being approved for one. My plan is to purchase two 1yr $500 certificate of deposits and take out loans against them ( the finance charge is about the same as the interest so I should come out about even) and obtain 1 secured credit card for $300. what do you think?

2007-01-28 13:36:09 · 2 answers · asked by butterfly 2

2007-01-28 13:09:17 · 3 answers · asked by Anonymous

2007-01-28 12:54:16 · 10 answers · asked by Nola 1

we need to get a loan really soon. my husband is under identity theft and credit is bad. but we need a personal loan. every place denies us. we live in michgan. any good suggestions?

2007-01-28 11:48:27 · 7 answers · asked by jessica_6902 2

2007-01-28 11:36:00 · 4 answers · asked by dozierdude1 2

I really need some help to built my credit. Everywhere I apply for a small or big credit card, I'm always turn down and declaim. The only credit card I have is my bank card. I work full time and don't have much expanse eirther. So why do I get declaim all the time.

2007-01-28 11:36:00 · 5 answers · asked by It'sJust-Me 1

I want to know if they're reliable.

2007-01-28 11:29:35 · 2 answers · asked by mell_mell013 1

what is credit card?
what is visa?
what is master card?
what is amrican express?
how all these above working?
how the shopping from world wide is possible throgh credit cards.
is it right for online business. how?

2007-01-28 11:03:25 · 7 answers · asked by smile india 1

2007-01-28 11:03:06 · 3 answers · asked by brandiwebster 1

2007-01-28 11:00:12 · 6 answers · asked by mollyandpenny2001 1

I sent the application but have not received a response. Plus I tried to call the 1800 number on the application but it was a number to a law firm. Does anyone have this credit card? Could you share the phone number with me?

2007-01-28 10:58:29 · 3 answers · asked by Anonymous

Any auto dealers in the Atlanta area that offer no downpayment financing plans?

2007-01-28 10:18:06 · 6 answers · asked by pisceswise 2

So my situation is as follows:

I was very financially irresponsible during my college years and made some poor decisions that I didn't really care to think about at the time. I currently have 5 accounts that went to collection between 2 and 5 years ago. The balance due on these accounts ranges from $58 to $399. None of these accounts were revolving credit or loans, but they were unpaid bills.

I have had a steady job for the past 3 years and am starting to seriously look at buying a house, but my credit is really haunting me. Rather than waiting 5+ years to eliminate these adverse marks, can anything be gained by trying to negotiate with these collection agencies? In particular, I'm wondering how receptive they might be to receiving payment for these accounts on the condition that the negative marks be removed from my credit. Is this realistic, or do I have to simply wait it out? I have the money to pay these off now, but would rather not if I have nothing to gain from it. Thanks!

2007-01-28 09:56:58 · 2 answers · asked by Ryan G 2

2007-01-28 09:32:47 · 29 answers · asked by Anonymous