Credit - January 2007

I am an additional cardholder on two accounts that my ex roommate has flaked on. I can't locate him and I am not the primary on the accounts, but they both show up on my credit reports and it is dinging me now that I need to get a mortgage. I need a quick way to get these off. I called one and had success (Juniper Bank) but Chevron has stuck to their guns and said they would keep reporting me. Are they legally allowed to report "additional cardholders" since it clearly states in terms and agreements that the PRIMARY is responsible for the account??
Thanks.......

2007-01-30 05:07:46 · 4 answers · asked by greenbride96 1

2007-01-30 04:55:18 · 8 answers · asked by Fruitful1 3

2007-01-30 04:47:10 · 2 answers · asked by da_shadow_2000 1

i personally only have one w/ a 300 dollar spending limit, should i apply for more?> the more i have, the more i can pay on time and increase my spending limit and credit, right? any suggestions aprreciated!

2007-01-30 04:30:04 · 7 answers · asked by Tonya O 1

2007-01-30 04:07:40 · 1 answers · asked by Anonymous

I could find a personal loan, i have a low score and have difficulty getting loans..now.. it is tough

2007-01-30 03:49:55 · 1 answers · asked by margarito r 1

I'm trying to increase my credit score as much as I can this year because we are looking to buy a house next year.

On one of my credit cards ($500 limit) I noticed that they started charging $6 a month participation fee. I called and found out that's the fee for them to report to all three credit report bureaus.

This card has a pretty long history on it and I'm worried that cancelling it might affect my score, but at the same time, I'm paying $6 a month. Is it worth cancelling this card to avoid that charge?

2007-01-30 03:06:22 · 2 answers · asked by j4de80 2

If you were single and you purposley during the last couple of months of your life took out multiple credit cards and ran them up and live an extravagent life. Who will pay those cards off if you die. Knowing you are single and debt can't be transfered in that case.

2007-01-30 02:37:20 · 10 answers · asked by Anonymous

I paid off a bill that was in collections. He told me if I sent him an additional $25.00 he can have it removed from my credit report. Is that possible?

2007-01-30 02:25:37 · 12 answers · asked by formula11e2000 2

We already took him to small claims court and he admitted that he owed the money. But now he still won't pay. I was hoping that I could put a lien against the motorcycle so that he would have to pay us if he was going to sell the bike.

2007-01-30 02:14:08 · 9 answers · asked by Moira-Lin B 1

I've heard paying your bills on time for at least 6 months...
Plzzzz help

2007-01-30 02:02:57 · 29 answers · asked by Fruitful1 3

My boss had a charge on his credit card staement from a GE MONEY BANK and we have no idea what it is or what was purchased! ANY INFO WOULD HELP PLEASE!

2007-01-30 01:55:29 · 4 answers · asked by turttlebert 3

2007-01-30 01:24:57 · 7 answers · asked by chrissy k 2

I have heard that it only comes up if you are buying or selling real estate.

2007-01-30 01:17:43 · 5 answers · asked by ladybug 5

i.m really desperate for the money and its the only way for me to get a loan due to a bad credit rating, please help!!

2007-01-30 01:11:00 · 23 answers · asked by russ n 1

I am looking to buy a house and would like to shop around for the best interest rate. However, someone told me that every time a potential lender runs your credit score, it affects you credit rating in a negative manner.

2007-01-30 01:09:44 · 9 answers · asked by DC 1

ive just lost my job due to shop closed,im six months pregnant my partner already works full time and only earns enough to cover morgage payments we do get work tax credit and child tax credit but its only 100. pounds a week out of that i pay the council tax of 60 pounds and then 10 pounds gas and 10 electric and buy nappys and wipes for another te10 pounds that leaves us with 10 pounds to live of a week, can afford to pay for anything else like water bill and have missed payment on council tax, geting worried cause we geting into debit and dont know what to do, i have been promised 5 thousand pounds cash after my mum sells her house but we need the money now. what should i do my partner hates been in debit and wouldnt like it if i get a loan or credit card.what should i do help

2007-01-30 01:09:32 · 5 answers · asked by Amanda S 2

2007-01-30 00:57:48 · 5 answers · asked by chrissy k 2

2007-01-30 00:35:01 · 6 answers · asked by drw 1

Mileyworld.com, to be exact. DO I just put the credit card number and then that's it? mY DAD MIGHT NOT LIKEI T THOUGH.

2007-01-30 00:03:01 · 1 answers · asked by Avatar Unknown 2

Ok, so I got divorced and at that time my ex was owing me a certain sum (that was included in the "division of assets" paper with a deadline and all). Now he's repaid a part of it (cash, hand to hand, he didn't want to make a bank transfer to make it official) and wants me to write him some sort of note which states that I have received this much from him.
Any idea how is such a note called (so that i can look up a sample on the Internet) or... just maybe a link to a possible sample?

Thanks a lot in advance for any suggestions.

2007-01-29 23:43:10 · 2 answers · asked by Anonymous

2007-01-29 23:10:27 · 9 answers · asked by arya s 1

2007-01-29 22:15:22 · 6 answers · asked by PAUL B 1

I owe about $6,000 of student loans, i am delinquent on payments by about a year..i looked at my credit report and it has not been charged off or anything..so, im guessing i could still make payments to sallie mae..the credit report says my account is still open..but ive been thinking of using consumer credit counseling...? should i just contact sallie mae and make arrangements to pay (b/c i really want to fix this and start making payment)..or use CCCS?

2007-01-29 22:03:40 · 9 answers · asked by Minty 3

2007-01-29 21:03:33 · 1 answers · asked by hum 1

when applying for a credit card on line is it normal for the card company to ask for your banking details

2007-01-29 19:31:23 · 9 answers · asked by A G 1

My hospital bill was sent to a collection agency about 3 1/2 yrs ago and I have made arrangements with the collection agency on monthly payments in return of not reporting me with the credit bureaus. Of course, they did not live to their promises and reported me anyways even though I've been consistent on my payments. Now I still owe about $2500 and $1500 on interest, I've already paid about $3000 (original debt was $6000). Is it on my best interest to continue paying them even if they've already destroyed my credit? And I keep hearing about 'statute of limitation' does this apply in this case? Will they file a lawsuit against me if I stop paying? (Middle income but no property) And if so, whats the worst case scenario? I didn't mind making payments at first but now they are just being jerks on insisting for me to fully pay this, I cannot afford it right now due to other bills that I'm trying to payoff. Please help. -Uncertain?

2007-01-29 19:00:48 · 5 answers · asked by nuckin01 1

i have seen a guy on here called chris p he is always answering questions in the finace section he is offering people loans what he does not say is you have to pay cash up front and he is from nigeria big scam so stay away from him

2007-01-29 18:53:10 · 10 answers · asked by Anonymous

2007-01-29 17:30:59 · 3 answers · asked by ???????????????????? 1

or other financial institution? Also what hurts me is that I have bad credit, (fico 520) . If there is such a loan what is it called? any one had any experiace with one? thank you.

2007-01-29 17:04:15 · 1 answers · asked by Liz B 1