Credit - January 2007

There is no penalty for early payment, and I would like to pay off the car and be debt-free as soon as possible.

2007-01-28 09:22:24 · 6 answers · asked by jelci 1

without using a credit card on those sits

2007-01-28 09:19:00 · 4 answers · asked by Anonymous

...as opposed to never having had any debt whatsoever, other than a home you make payments on?

2007-01-28 08:30:19 · 3 answers · asked by Anonymous

2007-01-28 08:17:19 · 2 answers · asked by Cyanjuguar 1

I've been laid-off 5 times in the last 7 years due to the economy (my jobs were usually sent to India) and it finally wiped out my finances, savings, retirement, etc. last year. My last layoff was in November of 2005 and I finally just got a new job this month. In 2006, I was looking at filing Chapter 7 (AND I qualified for it according to the attorney).

Before anyone starts thinking I'm some sort of deadbeat who's in way over his head and a crummy worker, I'm not. Every job that laid me off, gave me raises AND promotions prior to the layoffs. I was typically making $70K per year and able to afford ALL of my living expenses and be able to put away savings prior to the layoffs.

So, here's my question:
My new job makes $86K per year now and I CAN afford to start paying my bills again. Should I continue to file bankruptcy on schedule and start a 3 or 5 year repayment plan under Chapter 13, or should I negotiate with my creditors to establish a private payment plan with them?

2007-01-28 08:12:06 · 10 answers · asked by Gary D 7

is it legal for debt collectors to charge interest on medical bills just needed to know thanks in advance!!!!

2007-01-28 08:11:38 · 3 answers · asked by BlessedMommyof3.. 5

I am Short On money and thinking about it.....is it a bad idea?

2007-01-28 06:48:55 · 13 answers · asked by sugar_n_spice 5

I have a laon with Amscot in Tampa Forida. I do not have the money to pay them back.

2007-01-28 06:44:07 · 17 answers · asked by gooch44975 2

2007-01-28 06:28:56 · 3 answers · asked by Anonymous

i know there is one from www.splashplatic.com but that has a monthly charge.
does anybody know and other ones?
preferably free ones?

2007-01-28 06:26:14 · 7 answers · asked by Anonymous

2007-01-28 06:06:09 · 1 answers · asked by midajah 1

2007-01-28 06:01:59 · 4 answers · asked by Claire 3

does anyone no of a credit card for ppl with real poor credit trying to better their credit ? and where to get a free credit score without a credit card?

2007-01-28 05:21:36 · 5 answers · asked by dangerous1smile2002 2

i was a staff of a fastfood joint and i am currently working abroad and was wondering that my salary account in HDFC bank is still working or no? The card was a ATM!!!

2007-01-28 04:29:02 · 4 answers · asked by rohit s 1

I have bad credit I am behind on payment of some bills and I need a car so that I may get to my new job (and pay off some bills) I am a student. Anyone know where I can get a car loan with bad credit? I am in the chicagoland area.

2007-01-28 03:47:03 · 7 answers · asked by Miesha W 1

I was able to get my money off my poker site in time but now NETeller wont EFT it back in my checking account. Any non-gaming merchants taking NETeller?

2007-01-28 03:24:53 · 1 answers · asked by Anonymous

Just last month my credit score was at 717. I had a car loan and some other credit cards. I took out a line of credit to pay off my debt (my car loan included) I have 26 paid off (good standing) remarks on my report. I have one collection on my report and 6 items I am disputing. Now my credit score is only 630 and I have paid off all my credit card bills and debt. What's going on!?

2007-01-28 03:19:27 · 6 answers · asked by n2art2002 3

2007-01-28 03:10:58 · 14 answers · asked by Alexandra 1

2007-01-28 02:37:19 · 9 answers · asked by Anonymous

2007-01-28 02:34:31 · 7 answers · asked by djp21133 1

I wanna get a pre-paid master card. I wanna use it to get a computer online from Dell. Would Dell accept it as payment? Does the pre-paid card have the 3-digit "Card identification number"?

2007-01-28 01:15:31 · 4 answers · asked by ★ Lansing ★ 1

2007-01-27 23:36:55 · 3 answers · asked by dmmd 1

2007-01-27 22:47:14 · 5 answers · asked by JENNIE B 2

i then put my card back in and asked for £200 and it didnt let me down it paid out £400, plus the receipt only said £200. now i have heard from a friend that banks can try and claim the money back has this happened to anybody on here or am i ok to spend it, it was one of those kind of portable ones that charge you £1.75 everytime you use it.

2007-01-27 22:34:53 · 22 answers · asked by darren b 1

2007-01-27 21:22:47 · 7 answers · asked by lindsay 4

2007-01-27 21:15:47 · 8 answers · asked by Tae K 1

i have loans from 3 banks and 2 credit cards.. all my loans are personal loans... i dont have any bank balance no properties nothing inherritted.. lost money in business.. not expecting money from anywhere...

i want to restatrt my life.. but bankers are harassing is suicide the only way to restart life in india??? help my family and 3 yr old kids..

2007-01-27 21:13:14 · 8 answers · asked by Anonymous

Is it possible to receive payment by bank transfer or Bank Draft?

2007-01-27 20:23:17 · 3 answers · asked by Gamini 1

interest, no finance charges, and no annual charges, and ur basically using the money without paying anything else?

2007-01-27 19:06:42 · 5 answers · asked by beach_babe971 1

2007-01-27 18:54:55 · 4 answers · asked by heybulldog 5