Credit - January 2007

2007-01-26 09:28:15 · 5 answers · asked by Piccaso 2

2007-01-26 09:05:04 · 7 answers · asked by missadrian05 2

2007-01-26 08:58:32 · 2 answers · asked by Surrey G 1

2007-01-26 08:52:04 · 2 answers · asked by obgameday11 1

In uk.
Thanks.

2007-01-26 08:46:30 · 8 answers · asked by Anonymous

can he file a judgment or garnish your wages without making you appear in court?

2007-01-26 08:29:08 · 7 answers · asked by k 1

I was offered 50% of my current balance, but I can't afford the payments. Is it possible that they would go any lower. Today was the first time I have spoken to them and that is what they offered, I told them I can't afford the payments (they wanted $1400 a month for four months--- are they insane? If I could afford that my payments wouldn't be behind 4 months!!!). Is it possible that they would settle for less with lower monthly payments? I really can't afford what they offered and I want to pay them (after all, it is my debt), but if that is what it will cost I don't think I will ever get out of debt! What do you think? I would really appriciate any responses.
Thank you in advance.

2007-01-26 08:03:58 · 6 answers · asked by macboy987654321 1

I have been married for 2 years now and we have not had a credit card at all. We were thinking about getting one to establish some credit history (other than just paying bills on time). We know that our primary concern is to get a Visa or Mastercard that has rewards with it. We were considering a Carnival card. What do you recommend we look for in a credit card?

2007-01-26 07:51:51 · 7 answers · asked by geniphurb 2

2007-01-26 07:39:03 · 6 answers · asked by Sunny Kumar 1

In the past, my parents have used my identity (name, SSN etc.) to take out loans and credit cards. I only found out when looking at my credit report recently. I want to strike these items from my credit history, but I don't want to press charges because they're still paying my college tuition. I'm furious at them, but I think they did not entirely understand the severity of their actions. Is there anything I can do to clear the entries on credit history without pressing charges? Should I wait until I'm no longer a dependent of them?

2007-01-26 07:34:52 · 6 answers · asked by semtex 1

im 16 and wanna get a moped and need a loan to get it about £1000 which companies/banks will lend me the money?

2007-01-26 07:16:27 · 6 answers · asked by Joe W. 2

not loan...just help to get thru coming week...approx.200.00 dollars

2007-01-26 06:25:45 · 4 answers · asked by noloans 1

2007-01-26 06:25:32 · 1 answers · asked by j2e0s0s0 1

I think this should be given in all highschools , all 4 years make it mandatory ,,, just as important as English , Math , Science,etc.. since understanding money , and credit is only learned now by trial and error many young adults start off life already in the hole,, credit card companies have full time positions of persons coming up with ways to creatively think up unnecessary charges!

2007-01-26 06:24:54 · 14 answers · asked by Anonymous

2007-01-26 06:15:09 · 13 answers · asked by Rachel 410 2

because i am thinking to purchase a house and a car sometimes before the end of the year. so it will be easier for me to have one loan lets say ($600,000) and use it for both car and house


please advice me

2007-01-26 06:13:27 · 5 answers · asked by hatchiiii 1

i have a credit card which is 31% interest(i didn't really pay attention when i got the card) i have a balance but want to close the account so as the balance goes down the temptation of charging won't be there. if i close the account for that reason and not the lender closing is it better on my credit report?

2007-01-26 06:06:21 · 12 answers · asked by sharon p 1

What is the website address where I can obtain my annual free credit report mandated by law?

2007-01-26 05:48:54 · 2 answers · asked by Samuel Crow 3

Hi,

I got a message earlier and I just called back. It was my creditcard company! They were actually a lot friendlier than I thought they would be...and to think I've been avoiding them :). Well, they offered to lowere my intersest from 25% to 2%, which is really cool but I still can't afford to pay them. Then I said something that triggered the person on the phone to say, "Oh, so you want to settle?" Then he offered to cut my balance in half (this is a BIG balance), but there was a catch- I have to pay off the account in 4 months at $1500 a month!!! Anyways, sorry for the long story. Here's my question- Do you think they will go any lower? I mean, that was their first offer and if I can't pay it what options do they have? They're going to write off the account as a loss anyways and I know my account is insured. Also, if I do settle can they sell the remaining amount to collections? I feel bad, but it didn't help that when times got rough they jacked the interest rate way up.

2007-01-26 05:46:22 · 6 answers · asked by macboy987654321 1

I received a $30 check from Paul F Clem and Aaron P Clem in Santa Monica, CA and is from a JP Morgan bank account in Delaware OH. The check was processed from a payment processing cener in Phoenix. I have never heard of this person(s) and I don't know why they sent me this check. Has anybody else received something similar? It looks like a scam to me but I will really appreciate any help. Thank you

2007-01-26 05:42:30 · 9 answers · asked by soccer2006 2

If I were to apply for a store card, say a circuit city card, and was approved, could I charge something that day on my account or would I have to wait til they sent my card in the maiL?

2007-01-26 04:58:55 · 6 answers · asked by Anonymous

My social security card have being used for work.Can ony one help me how to fine the compagny were it was use for .
Thank

2007-01-26 04:43:38 · 3 answers · asked by Tanoum A 1

I got two credit cards when I need only one. So I think do not activate one that I don't need. Will it be alright with my score?

2007-01-26 04:36:08 · 8 answers · asked by jolajuli 2

2007-01-26 04:32:05 · 6 answers · asked by straitranch 1

a bank made a mistake and it is hurting our credit

2007-01-26 04:31:09 · 2 answers · asked by jwnich1 1

I will be in a credit repair program for 3 years and then I can refinance at a lower rate. Is this standard? Or can I get a better deal. I live in Texas.
Thanks!

2007-01-26 04:00:50 · 9 answers · asked by Twinkle 1

My brother -- the one with terrible credit -- wants me to co-sign for a car loan. I know he will not repay the loan on time. He isn't even making the payments on the vehicle he is trying to replace. I've never been late or missed a payment in my entire life. I'm trying to avoid being the bad guy by not co-signing.

2007-01-26 03:38:24 · 10 answers · asked by IPuttLikeSergio 4

2007-01-26 03:15:08 · 6 answers · asked by stephlovesoregon 1

I do not want to become liable for any charges he may make. Is there anything I can do to make sure he can't sign up for credit or at least make it a little more difficult for him while we are married? I have thought of putting a fraud alert on my credit file, which I would think would show up if he tried applying for credit while we are still married. Any advice or previous experiences you can share?

2007-01-26 03:09:38 · 8 answers · asked by Anonymous

2007-01-26 02:31:07 · 3 answers · asked by ? 1