I received a $30 check from Paul F Clem and Aaron P Clem in Santa Monica, CA and is from a JP Morgan bank account in Delaware OH. The check was processed from a payment processing cener in Phoenix. I have never heard of this person(s) and I don't know why they sent me this check. Has anybody else received something similar? It looks like a scam to me but I will really appreciate any help. Thank you
2007-01-26 05:42:30 · 9 answers · asked by soccer2006 2 in Business & Finance ➔ Credit
There are some good possibilities already mentioned, but here's another: are there any collection agencies after you or any judgments possibly?
If so they may be trying to trick you into giving them your financial information (where your bank account is located). You deposit the check, they get the canceled check back, with your endorsement on it, and the name of the bank stamped on it.
Then they turn around and empty your bank account to satisfy a judgment that they got from a court over a debt they say you didn't pay. Usually a default judgment - possibly one that you might not even know about!
MORAL: Don't deposit the check into your account, whatever you do!
EDIT: I date myself when I talk about them getting the canceled check back... that's not usually done anymore, instead they get an electronic IMAGE of the front and back of the check which they can access.
2007-01-29 19:19:10 · answer #1 · answered by clawedlemew 3 · 0⤊ 0⤋
If it were me, first I'd try to track down the Clem's and see if they have an explanation. I would also validate the check by calling JP Morgan. With the new printing technology, that could easily be a fake check.
2007-01-26 13:50:41 · answer #2 · answered by beachbum_susie 2 · 0⤊ 0⤋
It can be a scam. What you need to do is to contact JP Morgan Chase and talk to them about the check. They can help you verify if the check is fraudulent or not.
Personally I would not cash the check either way. I only cash checks, deposit checks from people I do know personally know or companies I'm not aware of.
2007-01-26 14:58:07 · answer #3 · answered by Anonymous · 0⤊ 0⤋
That's just crazy! I've never heard of that one. I don't see how it could be a scam except maybe they want you to cash it and then get your signature and your bank account number from the cancelled check. Ask at your bank what the manager thinks.
2007-01-26 13:50:55 · answer #4 · answered by wackadoo 5 · 0⤊ 0⤋
Take a close look at the endorsement area on the back of the check. This may be a contractual agreement to try a service they are providing. This is becoming a common marketing practice.
2007-01-26 14:02:31 · answer #5 · answered by Rob D 5 · 2⤊ 0⤋
If you don't know who sent the check to you, well, don't cash it! It's only 30 bucks - shred it !
2007-01-26 14:23:29 · answer #6 · answered by a9113257311 3 · 1⤊ 0⤋
You should take it to your bank and cash it. I dont think them giving you money is any kind of scam. If they told you to send them money, then it would be a scam.
2007-01-26 13:50:43 · answer #7 · answered by graphix 5 · 0⤊ 2⤋
Yes, there are many, many scams like this going on right now. Throw it out...
2007-01-26 14:34:06 · answer #8 · answered by KL 5 · 0⤊ 1⤋
It's only $30. Just throw it away and move on.
2007-01-26 13:51:27 · answer #9 · answered by itaf3can 2 · 1⤊ 1⤋