Credit - January 2007

I need to borrw about 20,000.00 to pay off and consolidate our car loans.

2007-01-27 06:01:59 · 5 answers · asked by Heike P 4

I have a couple bad things on my credit report that are dragging me down from yrs ago . Im trying to find out if the credit card company will keep reporting negative info every month for 7 yrs from the 1st time I missed a payment and it went into default OR when I opened the acct. Also once the 7 yrs are up will it fall off like it never happened? If you pay it off does it dramatically boost your score or still show negative but paid? One of the companies has been reporting negative for 6 yrs now and im wondering if it will fall off in one year or if I should pay it.

2007-01-27 05:29:23 · 5 answers · asked by arizona 1

I've got £1.64..

2007-01-27 04:52:41 · 12 answers · asked by Anonymous

Although I do have some late fees, my credit card company continues to call more than 5 or 6 times in a day. This is ridiculous. Is there any way that I can have them stop this practice that will stand up legally?

2007-01-27 04:29:03 · 12 answers · asked by Mark C 4

2007-01-27 04:00:27 · 7 answers · asked by Anonymous

Know of any place that will loan that much money?

2007-01-27 03:46:33 · 7 answers · asked by mell_mell013 1

2007-01-27 03:42:01 · 6 answers · asked by shadbutz 1

Boy do I have a way of picking them. My bf wants me to take out a loan of about 10,000 so he can open up a money market account. Now I dont think he think I am that stupid. I have good credit for a reason.............i know how to manage my money and i know my limit. I may help you with money for a metrocard, food, but that does it. But I would like to know what do you think. IHe is turning me off and I am going to leave him but want him to pay all he owe without knowing I will leave. Can you help please.Thank you

2007-01-27 03:16:40 · 16 answers · asked by Anonymous

the account was in her name only but she applied for a supplementary card for me. The credit card company says I am liable for the unpaid balance

2007-01-27 03:12:15 · 10 answers · asked by romford 1

There is something called a "non-recourse" loan which means the lender cannot come after you for more money if the business goes under. But every loan I've heard about requires a personal guarantee. Is "non-recourse" a myth, or just a relic from decades past?

2007-01-27 02:08:55 · 6 answers · asked by alex 2

2007-01-27 01:19:31 · 4 answers · asked by nickymeganwentworth 1

2007-01-26 23:45:14 · 4 answers · asked by Ashish 1

One of my mate took some credit from one bank and left this country for long time.now he is again in this country and opened a new account with his latest address which is not been informed to his old banker. However, debt collector have got his new address and have sent notice to pay debt, interest and certain amount of charge.If he fail to pay that debt of £480, will it turn to criminal case against him, will it hamper his job or visa?

2007-01-26 23:12:25 · 2 answers · asked by joy 2

loan companys keep taking more than what they supost to take out of my account every time i get paid my question is if i change my bank account numbers would they be able to take money out of there because these loans doesn't go to the credit report

2007-01-26 19:29:58 · 1 answers · asked by anthony f 1

I applied online for a credit card and I recieved a text telling me I was approved to go to goldmc22.com how do I find out about the credit card?

2007-01-26 19:12:26 · 4 answers · asked by shayshay 1

Once I request proof from a collections company, and they dont do so, what happens to the account?

2007-01-26 17:59:17 · 4 answers · asked by Anonymous

2007-01-26 17:34:05 · 12 answers · asked by deborah w 1

the cosigner died, while being the cosigner on a car loan, who is responsible for the loan and is there is a time limit on the the time the deceased is responsible...

2007-01-26 17:25:44 · 4 answers · asked by Anonymous

so should I get one more card

2007-01-26 16:46:30 · 6 answers · asked by Anonymous

What is the interest rate on the loan?

2007-01-26 16:33:51 · 10 answers · asked by jdeyo05 1

Can someone garnish my taxes, other than the IRS???
I have a bank hold on my account, I owe some company and they placed a hold on my account, so if I do my income taxes, will they be able to take that money?? Someone please help answer this ??? They have left me completely broke, and I don't have any money for me and my daughter.

2007-01-26 15:54:34 · 5 answers · asked by Francisca C 1

I'm an 18 year college student. never owned a credit card but have had a bank account and debit card for about 6 months now.

as a college student i know there are many cards geared towards me with many free goodies. i'd really like a card that provides flyer miles. any card that can do this and i can get?

ive never owned a credit card so im sure i have no credit.

where can i search for good cards online that provide great bonuses and i can attain?

2007-01-26 13:44:20 · 8 answers · asked by Legionnaire 1

Hi
I went to hyundai car dealership to buy a new car and they pulled my credit score to check out how much APR can be given to me.
and he told that any other dealership(Any Brand - Toyota/GM) can also pull the same and my score wont go down for the next 14 days .

Is that true or will my score come down for every pull made by the dealership?

*** I understand that if i pull my score 10 time..it wont bring it down.

2007-01-26 12:36:52 · 3 answers · asked by Trouble_shoot_needed 1

Once you go to court and all that, what happens?

2007-01-26 12:36:26 · 6 answers · asked by figueroabills 1

Should I use seperate letters and mail them all together with the copy of my credit report, or do I list all issues in same letter?

Thanks.

2007-01-26 12:08:20 · 4 answers · asked by mclay 1

it needs to be a uk website as the others have been for the U.S (www.annualcreditreport.com) and it is of no good can anyone help me out please thanks x

2007-01-26 11:48:03 · 8 answers · asked by kailie h 1

2007-01-26 11:43:12 · 13 answers · asked by Anonymous

We filed bankrupcty awhile ago and need to rebuild our credit score so we can one day get a house on our own....We have been told that this is the best way of doing that....We have had tons of cards send us approvel.... but we keep throwing them away.. we want to do things right this time!!!!!!!! thanks you for any REAL help

2007-01-26 11:20:26 · 4 answers · asked by GrassRootsRabbits 3

i know for free credit report they charge a monthly fee after 30 days, if you dont unsubscribe, but what about https://www.annualcreditreport.com/ is it free without the trial version and is it safe?

2007-01-26 10:54:24 · 7 answers · asked by Bleeble Blabble 3

i'm an 18 year old college student wanting to start to build credit.

i have an account opened up with washington mutual. im using their debit card.

I'm guessing how it works to build credit is I apply for a credit card, use it, pay monthly on time and thats it?

im new to this credit building world.

also, my friend is trying to do the same thing and says many cards (especially since we're college students) offer many promotions. so what should i look into? i heard long time low interest rates and...? maybe miles? etc?

2007-01-26 09:28:40 · 5 answers · asked by Legionnaire 1