I'm an 18 year college student. never owned a credit card but have had a bank account and debit card for about 6 months now.
as a college student i know there are many cards geared towards me with many free goodies. i'd really like a card that provides flyer miles. any card that can do this and i can get?
ive never owned a credit card so im sure i have no credit.
where can i search for good cards online that provide great bonuses and i can attain?
2007-01-26 13:44:20 · 8 answers · asked by Legionnaire 1 in Business & Finance ➔ Credit
The best student credit card will also allow the student to gain rewards for their purchase, perhaps cash back or gas money for trips back home.
A parent or guardian will co-sign the student credit card, but the student will gain the benefit from having his/her credit activity appear on his/her own credit history report.
you can search for good student credit card online at : http://www.card-gallery.com/Student_Card.html
2007-01-28 17:35:51 · answer #1 · answered by alexa dion 3 · 0⤊ 0⤋
Consider a secured card. You put money into the account that will help boost your credit. Only YOU and the issuing bank will know it is secured with your own money. That's a good way to build credit without going into debt. As a student, you will have to be very cautious about going into too much debt at a young age. Consider applying for a gas card if you have a car or a department store card if you don't but don't go racking up charges just because you have the card. Save the need for credit for car, home, and long term needs rather than short term wants. Your best source for unbiased credit card information is Bankrate.com:
2007-01-26 13:50:41 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Continue using your debit card and pay for what you buy with your money. Stay away from credit cards. Very rarely do they not get people in trouble by charging more than you can pay off in a month.
2007-01-26 14:32:59 · answer #3 · answered by Jen G 5 · 0⤊ 0⤋
If you are a college student then you should get card offers all the time
2007-01-26 13:49:36 · answer #4 · answered by gettin it 3 · 0⤊ 0⤋
Crawl before you walk. Try a jewelry store, a national brand name. Buy something on time and get a line of credit. Then you're on your way to debt.
2007-01-26 13:53:29 · answer #5 · answered by Joe Schmo from Kokomo 6 · 0⤊ 0⤋
get an orchard credit card.. do a google search for it. it may not offer miles, but after having it for about 6mons, you should have established enough credit to get a another one w/mile rewards
2007-01-26 13:53:13 · answer #6 · answered by jbabybulldog 2 · 0⤊ 0⤋
the best way is to go to your bank and take a 500.00 loan out and pay yourself back and it will show up on your credit report then you are start a credit
2007-01-26 15:18:04 · answer #7 · answered by quentinnuniss_monavia 1 · 0⤊ 0⤋
American Express, Visa, Mastercard. They all offer mileage cards. Just get a low interst one and pay it off every month. CC debt will kill you!
2007-01-26 13:50:22 · answer #8 · answered by Michael 2 · 0⤊ 0⤋