Credit - January 2007

2007-01-25 13:28:07 · 5 answers · asked by Cara B 3

i cosighned for a auto loan for my son he has been late alot also three months behind.the car is going to be repoed next week.i will pay the loan off and get the vehicle and sell it to try and recover some of my money.can i put a lien on his house for the money that i am out of pocket ?he has screwed up my credit as of now.

2007-01-25 12:42:29 · 4 answers · asked by foxtrot 2

2007-01-25 12:07:49 · 4 answers · asked by lou 1

I'm not referring to "credit repair". All three of my credit reports have a lot of incorrect information on them, and I'm really not sure how to go about getting them corrected. I have heard that it's difficult to do, so I was hoping that someone could recommend a service that I could use to help get my information corrected.

2007-01-25 11:15:04 · 9 answers · asked by pandora 2

2007-01-25 10:44:53 · 7 answers · asked by purplegirl 1

There is a gym that I signed up for and they automatically take out their money from your checking account everything month. The thing is that, when I sign up for it, I was employed, but I'm currently unemployed so that money wouldn't be in there the time they take it out. Once they take it out, I will have an overdraft. My question is, can a bank stop that transaction on the day they take the money out?

2007-01-25 10:21:25 · 10 answers · asked by Anonymous

I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.

2007-01-25 10:09:06 · 8 answers · asked by Anonymous

2007-01-25 09:58:54 · 3 answers · asked by Karen O 1

2007-01-25 09:54:41 · 7 answers · asked by miejmr 1

In the divorce decree it states that he claims our daughter as his dependent and pays half of the childcare. He thinks that he is paying half for my daughter and half for my son and therefore claims both children for the childcare credit. I am claiming my son for both(dependent and child care credit).

2007-01-25 09:32:18 · 9 answers · asked by sandra R 1

I am 16 and I know that you have to be 18. I had to pay a 50 dollar deposit. Will sprint automatically deduct the monthly money from my checking account. what happens if I dont pay. what will they do. Can I get bad credit for it even though im 16

2007-01-25 09:26:06 · 4 answers · asked by lll 1

A is the amount of returned
P is the principal amount deposited
r is the annual interest rate (expressed as a decimal)
n is the compound period
t is the number of year

2007-01-25 08:57:23 · 4 answers · asked by Anonymous

need to find a company that give me a loan. My credit is not that good.

2007-01-25 08:54:09 · 6 answers · asked by pushpop1 1

what are the best deals out there for only cable & internet.
right now i only have cable w/direct tv paying $60 monthly but i want to add internet but want to still pay around $60. I live in HOuston, tX

2007-01-25 08:33:13 · 7 answers · asked by Hello Kitty 2

2007-01-25 08:29:16 · 2 answers · asked by hoy_paz 1

2007-01-25 08:27:26 · 12 answers · asked by ev c 1

2007-01-25 08:26:43 · 8 answers · asked by Laurie S 1

2007-01-25 08:23:24 · 7 answers · asked by Anonymous

Paying off collections, or opening a new line of credit? I have medical bills in collections ... but qualify for a credit card. Obviously both would help the best, but it will take me a while to pay it all off (thousands). Should I focus on paying it off first?

2007-01-25 08:23:19 · 14 answers · asked by madisalli 1

I have settled a couple of accounts and they still appear as unsettled or delinquent. I want to change this. Can any one help?

2007-01-25 08:22:35 · 4 answers · asked by Missymoo 2

Is it true that if you a accept a settlement from a debt collector your credit score will decrease? I really need to know before I accept a settlement for $800 less than the amount I actually owe.

2007-01-25 08:20:38 · 8 answers · asked by Cuteness 4

2007-01-25 08:07:32 · 10 answers · asked by Anonymous

I had 5 credit cards go into collections, I have paid off all 5 and wonder how many points that will increase my credit score.

2007-01-25 08:05:33 · 6 answers · asked by pleasure6910462 2

My father pass away a year ago with some money owed to credit card company. My stepmother didn't know she didn't have to pay the money owed because of credit card insurance, and because her name was a secondary user she didn't want to cancel the card. She was the one who was working and paying the bill anyway. Now the credit co. called her requesting to speak to my father to inform him of something new they were offering. Thats when she told them he had passed away. They told her that being the case she would have to turn in the credit card and apply for a new one in her name, even though the card in question was already in her name. She refused to fill out a credit app. My question is that if she has paid the credit card off several times since his death, does the credit card owe her a refund of the moneies they owed at the time of his death?

2007-01-25 08:04:24 · 3 answers · asked by crickett 1

The Fixed APR is a little higher than the variable APR.

2007-01-25 08:03:20 · 10 answers · asked by Typhoon 1

I'm receiving letters from Portfolio Recovery Associates about a bill that I supposedly have. The Prior Creditor is listed as SBC. Upon doing some investigating on the internet, I found out that SBC is a phone company that is in quite a few states, but not the state that I have lived in my entire life. I checked my credit report and found that I also have a prior address on there that is from Indiana, when I have never lived there! I visited there over 5 years ago with a friend and was only there for a week, and the address now on my report is where we stayed at, with her aunt. While I was there, my purse (with all of my information in it, including my MN drivers license and SS card) went missing for 2 days. The weird thing was, the day I was going to report it stolen, it suddenly reappeared. I had an idea already of what had happened, but had no proof. Now this! I am going to write a validation letter, but after that, what can I do???

2007-01-25 07:57:14 · 4 answers · asked by Jen G 3

2007-01-25 07:52:06 · 3 answers · asked by john m 1

I have a couple of deliquent accts that still appear on my credit report (they are all paid in full), but at this point i would like to have them removed. I know there are ways of going about this...what are some of the most effective ways of going about getting those deliquent accounts removed from my credit report w/o having to wait the 7 year period?

2007-01-25 07:39:43 · 5 answers · asked by cristine a 1

2007-01-25 07:27:06 · 3 answers · asked by john m 1

my score is so low and i think its due to that but im not sure, also i was told if i pay them off they will go through the same cycle as if i didnt [ay them off so whats the benefit of paying something that will show as negative on my report anyway?!

2007-01-25 07:10:04 · 3 answers · asked by toolate 3