How do I get a hold of the 3 credit bureaus to dispute charges on my credit report?

Question

I have settled a couple of accounts and they still appear as unsettled or delinquent. I want to change this. Can any one help?

Answer 1

You need to contact the places were the accounts were held. The credit bureaus only list what is sent to them.

But anyway here you go http://www.fightidentitytheft.com/credit_bureaus.html

Answer 2

Go to www.annualcreditreport.com and get copies of all 3 reports. That will give you access to the dispute phone numbers for each credit reporting agency, and you can call and dispute the charges.

Answer 3

Go to the websites. Each has a way of contacting and disputing credit files with them. Good luck!

Answer 4

Go to each agancies web site for specific directions from each.

http://www.experian.com/disputes/index.html
https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_dispute
http://www.transunion.com/corporate/personal/personal.page

But, work the issue from both ends - go to the creditor that is still showing unsettled. Also, get you proof in order (cancelled checks, receipts, any correspondnce). Everyone will want to see it.