Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.
2007-01-28 15:09:36 · 14 answers · asked by Thank You 1 in Business & Finance ➔ Credit
i get mine online such as Discover, Citi cards, Fidelity, etc. Sometimes you get offers in the mail too!
2007-01-28 15:27:22 · answer #1 · answered by Anonymous · 3⤊ 0⤋
These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition!
people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay off their card each month and so don't pay any interest. They are more concerned with having a credit card that has no annual fee.
you can see many types of low-apr- credit card from: http://www.lowest-apr-cards.com/index.ht... ;
choose a best for you ;
apply online
and get quick responce.
It has so many types of credit card for all bad and good credit peoples.
2007-01-31 02:33:51 · answer #2 · answered by alexa dion 3 · 0⤊ 0⤋
To avail of the credit card, you should be at least 18 years of age. You should be employed or have some regular source of income. These are two important criteria and if you can give convincing proof to demonstrate your suitability, you will be easily approved. You may have failed to pay back the old credit card debt or some flaw may be present in your credit report. In this situation, getting a card will be tough.
Go to any bank's site and appply for a credit card by filling all the info.
2007-01-30 01:47:21 · answer #3 · answered by juli o 3 · 0⤊ 0⤋
Its best to go right to the bank of your choice. Most have lower rates than any store credit cards. They will give you a small limit but if you pay the total balance off every month they will slowly increase the limit. This is without a doubt the best way to start gaining a good credit record.
2007-01-28 23:17:00 · answer #4 · answered by brimel02 2 · 0⤊ 0⤋
You can go to the bank of your choice or send credit card application online http://www.creditcardbest.com
As you have no credit history, apply for a credit card for no credit - a cosigner card or a secured one. If you decide to appy for credit card online, I recommend you to get a secured card not to involve another man into your financial affairs. Choose the card the terms of which fit you best and click the link by the card to fill out the application form. After that you will have to wait several days (or maybe less - it depends on the card and the bank) and finally get your first card.
If you deicde to go to the bank explain your sitoation to credit card expert and he/she advice you appropriated credit card.
But you would hardly meet credit card with low rate for person with no credit history. Pay your bills on time and you will build good credit history.
2007-01-29 06:01:52 · answer #5 · answered by Shirrwood 2 · 0⤊ 0⤋
Low Interest Credit Cards
The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
2007-01-28 23:15:01 · answer #6 · answered by msu_milk_chocolate 3 · 0⤊ 2⤋
New credit often brings higher rates.
If you are an existing customer at a Bank or Credit Union, ASK them for a small-limit card or line of credit. Explain that you want to build your credit. Pay that off as you agree.... and you'll soon have an over-flowing box of credit offers.
HOWEVER, do be aware of credit risks. Studies show it can take 30 YEARS to pay off small credit cards. It may be better to get one card and only use it occassionally. Pay in cash for most things.
Lifes
2007-01-28 23:18:18 · answer #7 · answered by Lifesnadir 3 · 0⤊ 1⤋
You can pretty much go to mastercard.com, visa.com, or capitalone.com and get the card which best suits you from those websites. I would highly recommend orchandbank.com because it is a good card for people who dont have great credit, or are on their way to building one, and it has a low interest rate, with no annual fee.
2007-01-28 23:17:24 · answer #8 · answered by ♥Mizz Al-Abbady♥ 5 · 0⤊ 1⤋
If you have a desire to buy, my suggestion would be to run from credit cards as if they were muggers out to get you and your family. I have met several people who are now owned by their lenders. Better to buy something you can afford and make regular payments.
2007-01-28 23:26:20 · answer #9 · answered by windwalker 3 · 0⤊ 1⤋
The best source is the bank or credit union where you do your banking - and then
Bank of America
Chase
Citibank
Discover
GOD bless us.
2007-01-28 23:18:23 · answer #10 · answered by May I help You? 6 · 0⤊ 0⤋
If you are a member of a credit union, I would suggest you do that. They are there for the benefit of its' members, whereas banks are there for their shareholders.
2007-01-28 23:14:43 · answer #11 · answered by librarianb 3 · 0⤊ 0⤋