Credit - January 2007

I'm 18 just got out high school....in los angeles california ....not a collage student....don't have any bills ....so can't use that.... used my state ID as my first form of ID ......what do i do?...

2007-01-02 19:32:07 · 10 answers · asked by Anonymous

because one time i was astrayed in their site and I play some sort of numbers and they require me to put down my e-mail address and I did. when I checked my e-add. i received e-mails coming from them telling that I won a million dollar. but they require me to give my credit card number to claim my prize. is this freelotto true or is this just a big lunacy to those people who want to gain money out from credit card?

2007-01-02 18:32:04 · 5 answers · asked by kasipit 1

I am working as an instructor in E & C department in "Channabasaveshwara institute of Technology" at Gubbi, Tumkur - 572216,Karnataka.I need to take loans from ICICI Bank. Iam getting Rs.8500/- salary per month.please send the details about the formalities to get the loans from ICICI Bank. My contact No.is "9980235964". Please send the details through my "E-mail" or you can call back to the above cell number.

2007-01-02 18:08:25 · 7 answers · asked by THIPPESWAMY S 1

Iam working as an Instructor in E & C department in "Channabasaveshwara institute of Technology" at Gubbi, Tumkur - 572216.Karnataka.I am getting Rs.8500/- salary per month.I need to take loans from ICICI Bank. Please send the details about the formalities to get the loans.

2007-01-02 17:48:14 · 4 answers · asked by THIPPESWAMY S 1

2007-01-02 17:17:37 · 4 answers · asked by Trey 2

bad? Can you tell me a little about where I'm standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn't, would that make a difference in my credit score?

2007-01-02 17:09:51 · 8 answers · asked by FromTheTop 1

2007-01-02 17:00:34 · 2 answers · asked by redshinyrubys 1

2007-01-02 16:56:19 · 6 answers · asked by Trey 2

Right now, my mortgage is in my name only. My loan is for about 74k. I work as an insurance agent, and am doing pretty well for a rookie. I am on my way to making about 50k this year in my first year. The home I am wanting to buy is about 145k. What are the chances I will qualify? What can I do to help qualify? I have no credit cards. I owe 10k on a jeep, and about 15k in school loans, and about 5k in other miscellaneous loans. My wife makes about 12-15k a year.

2007-01-02 16:32:21 · 8 answers · asked by FromTheTop 1

2007-01-02 16:27:10 · 3 answers · asked by Aja 1

2007-01-02 15:22:35 · 7 answers · asked by Anonymous

I leant him money to pay his mortage because his house was going up for sheriff sale. I took a cash advance on my credit card but he has not giving my anything to me for the payments. He agreed to give me the first 2 months in advance and then pay the monthly payment on the card until he got a new job then he would take care of the rest as soon as he could. He hasn't given me anything so far. The amount was for $5500.00. I have tried to contact him but he wont receive phone calls and I have gone to his home but he won't answer the door. Is is possible to place a lein on this home? He has mentioned moving out of the area and hasn't paid his mortage before and I bailed him out. He has said that when he sold his house that he would pay the whole amount but I have a 4 yr old and a newborn and can't afford to pay this bill for him. I did send his bank a check from me so I do have proof that I paid this.

2007-01-02 15:16:22 · 12 answers · asked by Anonymous

And no...its not about getting action...lmao

2007-01-02 14:28:00 · 1 answers · asked by repodana 4

2007-01-02 14:26:17 · 11 answers · asked by elle 2

my best friends daughter has a credit card that had been applied for and she is 15 how much trouble could she get into i tried talking to her but she wouldnt listen to me

2007-01-02 14:24:02 · 5 answers · asked by Tanisha L 1

I got an Amazon Visa card on Dec 9th. Does that mean that my statement date is the 9th? Or is it the beginning or the month? Or the end? I don't have one yet.

2007-01-02 14:19:33 · 1 answers · asked by Holly 5

Never own a credit card before and I only know that you can't pay a house payment with a credit card. I've really been using my debit card all my life. Will greatly appreciate it if ya'll let me know what kind of bills I pay with a credit card and what I can't, like medical bills and traffic tickets, etc. I should talk to a credit card companys right now and ask them questions but I hate it when they try and talk you into getting one right away. anyways, thanks for the help

2007-01-02 13:46:54 · 5 answers · asked by Anonymous

for cash advance loan in Texas

2007-01-02 13:42:32 · 5 answers · asked by pattricedee 1

Be warned this is another "Loan Scam"! Formerly they went under the name "Choice Lending" in Ontario. They are using web site http://www.pcral.com/ to net victims. They want deposit sent western union and claim 24hrs to deposit loan. Loan doc is a .pdf with pics of cash, loan amount, & rate – nothing else – my first flag something fishy! They want money sent to an individual “Stacy Patterson” – my second flag! Watch out for other names Elizabeth Jefferies, Langston Bailey, Abby Mckay. Where/whom can I contact to report this? Is there a place to report attempted fraud?

2007-01-02 13:26:47 · 1 answers · asked by Ronda K 1

2007-01-02 12:57:57 · 6 answers · asked by Anonymous

2007-01-02 12:42:24 · 16 answers · asked by Anonymous

Okay, I'm considering going to law school next fall. After the 3 years of law school, I have calculated that my school debt will be nearing 100K. How is one supposed to get any credit (car loans, home loans, etc.) with so much debt over there head?

2007-01-02 11:35:57 · 5 answers · asked by Randy McDaniel 2

i purchased a 2005 gmc envoy that i no longer want because i need to get my finances in order. i can not afford to just get rid of it and buy another one without being upside down in my car payment,i dont have any friends or relatives that will take over the payment.do anyone know how i can get rid of this vehicle without getting in debt.does someone taking over the payments mean my name will still be on the loan.since i'm going through a divorce i need to re-group my finance.please tell me what can i do to get a cheaper car payment.re-financing is out the question since i already have great credit and was able to get a great APR.

2007-01-02 11:21:47 · 3 answers · asked by sjcstreamwood3@sbcglobal.net 1

I won a judgement for $3600.00 last month, I sent a copy of the judgement by registered mail and a letter giving him 30 days to pay or at least make some kind of arrangement for payment. I have heard nothing, and now I am not sure what my next step should be. Should I call him directly or should I call a lawyer. I will not be able to garnish his bank account because it is a joint account with his wife, and no wages, as he is "retired".Also, I was wondering if anyone knows what the interest rate would be in BC, Canada. Any advice would be helpful, thank you.

2007-01-02 10:31:46 · 4 answers · asked by lucyr2xoxo 2

I am 23, no mortgages. I didn't get any new loans or close out any old ones. I have no loans out. The only thing that I have do with my credit cards is for large purchases which I pay off almost immediately after they post (I do this for the cash back). I spent/paid off about $2500 on one card. Could just this cause it to jump 29 points? Both scores were from the same company too, Equifax. This is only the 2nd credit report that I have run and added the FICO score on, so I do not know if these fluctuations are normal.

2007-01-02 10:12:07 · 4 answers · asked by Anonymous

I have 2 debts on my credit report that are both charge offs. Both are credit card debts over the amount of 1000 dollars. I made bad decisions when i was younger and i am trying to get them either payed, by getting the debtor to agree to a paid in full status on my credit report or explore the option of the state statute of limitations. The statute of limitations in texas is 4 years... so does this mean they can no longer collect on this debt? If i claim the SOL does this mean the debt still remains on my report or can i write the bureus and try to get this taken off?

2007-01-02 10:06:12 · 4 answers · asked by sleek 2

2007-01-02 10:03:52 · 4 answers · asked by Dezzy 1

2007-01-02 09:54:34 · 5 answers · asked by Anonymous

2007-01-02 09:46:28 · 3 answers · asked by Dena B 1

I have a credit score of 562, and I am trying to get my credit score up. Besides the things I have no control over.. I have 7 entries from Security Finance, when I was struggling for spendable income. It's all good, but can 7 entries be detrimental to my credit or should I call them and ask them to cut down the number of entries?

2007-01-02 09:20:37 · 6 answers · asked by goodolelady 2