Credit - January 2007

1. if their bank loans/credit card account are not settled by user? Eg. The borrower died, runaway?

2.the company who offer installment payment package to customer eg. furniture selling company like courtsmammoth. If the user is unable to settle the payment and the goods are no way to recover, lost..?

2007-01-04 02:04:32 · 2 answers · asked by Delphi p 2

This person acts if she can't remember the loan, this money is really needed at this point.

2007-01-04 01:21:20 · 7 answers · asked by marblehiller 1

i recieved something from some one i do not know, it has my name as ship to...but the name for sold to is not my name...i met some one online and that persons name is not sold too either!!
????

2007-01-04 01:04:47 · 4 answers · asked by urstory 2

i have to pay millons U$ debet, an all my debet collector is chasing me

2007-01-04 00:56:21 · 2 answers · asked by businessmanaging 3

...can they uncover unpaid debts from over 6 years ago, and if so what could the creditors do?

2007-01-04 00:27:37 · 14 answers · asked by helloha06 1

I'm just 11 years old and I wnat to buy stuff in the internet.

2007-01-03 23:46:02 · 13 answers · asked by josemarigimenez 2

has anyone used his service?

2007-01-03 23:35:55 · 5 answers · asked by lazychance76 1

would i need to pay all d credit card bills in collection or there is a way around it

2007-01-03 23:27:25 · 7 answers · asked by affh1st 2

Should i short-term lease or buy a used car from dealer?

if buying i would not pay all cash but go for finance plan anyway, then early terminate (if possible?)

2007-01-03 23:17:43 · 5 answers · asked by WPIZDEMANTO2 W 1

What is a processing fee? is it a one time payment or monthly payments.

2007-01-03 23:15:42 · 3 answers · asked by ranny h 1

i would like to know what to do as we can not afford to keep up our payments of £71 per week as our finacial situation has changed drastically,we are with a high apr finance company and we still owe them £9,560,and we have been paying 15 months now,my ideal situation would be to return the car and then get another car on finance but smaller payments and obviously a different finance company is this possible?,that being we could get excepted by any body else as we used to have a bad credit history but we have always payed this finance fine i am hoping that will go in our favour,could some one please help and tell me what my options are,or advice on who to call to give me the answers i am looking for

2007-01-03 21:57:51 · 11 answers · asked by nadstan 1

Last year, I entered into a credit agreement for household items. I paid £1000 deposit on a £2500 purchase. Since then, divorce proceedings have been ongoing, and we are almost there...however, I need to know if he can lawfully remove this furniture from the house (which I have bought off him). I pay the remaining owing balance from my own bank account (we never had joint) and I paid the original balance from same account. I have asked him not to remove the item, however, will I able to report the removal as theft to the police, or will they not get involved and treat it as a domestic...?
I would appreciate anyone's help on this one...

2007-01-03 21:14:15 · 1 answers · asked by leanne1234z 1

2007-01-03 20:00:30 · 10 answers · asked by Anonymous

After 5 hours of sales sharks at me I finally gave in and signed a CONTRACT for this Time Share. I asked the guy if we come into hard times and cant pay the bill can we just loose our time share and not worry about payment. He said yes the $1,100.00 Dollar deposit you put down is incase you use your points on your time share than later you wish to no longer have it you have paid us for the time used.

Well, when I called and said we couldn't afford it they told us iwe were resposible for the $20,000 thousand dollars and if we didn't pay it would go on our credit.

The sales Shark Lied to US. I know we signed the 100 page contract and I should of paid closer attention. We signed the contract at Midnight and I was so tired I screwed up. There really is no good excuse for my dumbass screw up. I

s there anything we can do?

2007-01-03 19:59:22 · 8 answers · asked by Anonymous

In fact I am living in Israel but from West Africa I want to buy somethings from the internet so do I need a credit or visa card....
I don't know how to proceed. I wander if there is any possibility of getting someone do it on his own account and at the same time once I get it being independant from him.

2007-01-03 19:30:53 · 9 answers · asked by Karim 2

3 years ago I purchased an item of furniture from a high street retailer on 12 months interest free credit. After several problems with the item they replaced it and I had to set up a new HP agreement (due to the delay in resolution).

Now I've had this item for 2 years now and they haven't taken any money. It is however sitting on my credit reference as a open account.

Now I plan to just do nothing for now as I prefer the money in my account rather than a credit company, but does anyone know if I can get out of paying it altogether or is there a point where thay can't persue payments?

2007-01-03 19:19:46 · 4 answers · asked by nickyboyzuk 1

2007-01-03 18:54:09 · 4 answers · asked by Anonymous

I recently incorporated a new business and recently inquired about creating a new line of credit for purchasing supplies and equipment to work with and receive a good answer to that question, now I would like know what bank offers a credit card after you open an account? Secured or unsercured? I will appreciate any info you could give me . ANYONE! Thank you.

2007-01-03 18:40:56 · 6 answers · asked by Tyrone H 1

Does anyone know the current laws and banking regulations regading this matter:
I have a question regarding proper merchant policy when accepting a card. Years ago merchants would slide a customer's card, then check to see if the signature on the receipt and the signature on the back of the card matched. This, to my understanding, is why cards read "not valid until signed." Recently merchants have been asking for my driver's license match the printed name on the ID and the stamped name on the credit/debit card. What is the current law. I'm not looking for speculation or what people think is best. Only written law, thank you.

2007-01-03 18:30:53 · 2 answers · asked by hamrogers 6

I had enquired to them about debt settlement and they said because of their long-standing relationship with credit card companies, they were able to settle my debt for $.40 on the dollar. I just wanted to know if they were a legit company and if anyone had heard anything about them before.

2007-01-03 18:15:45 · 2 answers · asked by m 3

I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo much. Please help me, can't sleep anymore. I've spoken with credit counseling, and debt management. They both tell me they can help but will make my credit report worse. Should I just cut up most of my credit cards? I really don't know what to do anymore.

2007-01-03 18:02:27 · 14 answers · asked by miss jane 1

I'm 18 just got out high school....in los angeles california ....not a collage student....don't have any bills ....so can't use that.... used my state ID as my first form of ID ......what do i do?...

2007-01-03 17:50:59 · 12 answers · asked by Anonymous

2007-01-03 17:22:05 · 11 answers · asked by gypsy 1

Here's the situation.

I have a credit card debt with Bank of America. The account was sent to NCO financial systems. I sent them a payment on the debt only to have it returned to me. I was then notified that the account had been sent to a new creditor.

The new creditor was NES Enterprise systems. I got their information and proceeded to make a payment to them on my debt. It hadn't even been two months before I found out that NES had closed my account and rejected the payment. Confused, I called and asked about the status of my account.

They told me that the account was closed and had been returned to the original client (Bank of America).

During all this bouncing around the debt has incurred more fees and interest - all while I was TRYING to make payments only to get rejected.

Is there ANYTHING I can do about this? They've refused payment twice now and how am I supposed to keep up with them when they keep moving my account??

Is this against the law?

2007-01-03 17:22:05 · 3 answers · asked by jetkitty83 2

On the credit reports the have a date that it can be removed but I was told this can be removed quicker if you contact the courts? If this is true How much do you have to pay? What the steps to have a judgement removed?

2007-01-03 17:20:28 · 3 answers · asked by Beautiful had a BOY on 3.7.09!!! 3

I don't know much about this but is it true that you can temporarily make your credit history look better? I know that I read that somewhere but don't remember the details. PLEASE HELP!!!

2007-01-03 16:17:15 · 3 answers · asked by All This and Brains Too! 2

We have a loan that is a little over $28,000 and about5 $9,000 on credit cards. We wanted to do one of those credit counseling services but I think they only help you if you are in major credit card debt and are interest rates on our credit cards are zero percent. What should I do?

2007-01-03 16:01:59 · 9 answers · asked by AshleyK 1

Recently found out I have an *** ult on my record, I have never assaulted anyone??
I went to the court house to get it resolved. Found out the date of the assult, and although I can not get anymore details until I am in court, I have a sneaking suspicion due to the date that it was a crazy landlord I had a few years ago. I had to call the police on her several times for coming into my residence without my permission, I beleive she did this as a retalitaion...among other things like calling animal control and saying that I abused my dog!! I love my dog and when animal control came they say know abuse only how much I love my dog. The court house said there was no arest with the assult, how can I have this on my record and not of talked to any law inforcment regarding it? What can I do? I can not afford an attorney

2007-01-03 15:16:27 · 3 answers · asked by elle 2

I just got a $300 Mastercard giftcard from PCFS? The letter says PCFS would like to reward me with this giftcard as an appreciation of my testimonial about their free services. Wait What? Whats the deal? Scam? they offered a 1877 number for me to call and activate the gift card

2007-01-03 15:01:39 · 8 answers · asked by Surf me 2

Is it possible to have the actual amount owed lowered? Does it affect your credit score?

2007-01-03 14:55:22 · 7 answers · asked by dierboy 3