2007-01-02 17:00:34 · 2 answers · asked by redshinyrubys 1 in Business & Finance ➔ Credit
They don't do anything that you can't do yourself...FOR FREE!
Make a list of all of your creditors, how much you owe, and their phone numbers. Figure out who you HAVE to pay (rent, food, electricity, heat), then figure out how much is left over from your income to pay the others. Call and make payment arrangements with the others. When you finish paying off one bill, use the money that was allocated to that bill to pay more on another bill.
You can do it!! ;o)
2007-01-02 17:34:48 · answer #1 · answered by Nicole 3 · 0⤊ 0⤋
hell no kid! don't fall for any of those "We'll get you out of debt gimicks." I've researched a lot and you know what they do? They basically tell you to transfer all your debts to them so you can pay off THEIR company instead of your credit cards for the rest of your life and then pay their interest rate on top of it. Who benefits in the end? They do. They don't help you with crap. I found out the only way to "lower your bills" is good old fashioned work..and it's gonna suck but when its all over and done you'll feel good that all your debts are gone. good luck.
2007-01-03 01:03:41 · answer #2 · answered by citygurl8503 4 · 0⤊ 0⤋