Credit - October 2006

Is there a site that walks you through the process of negotiation and transfering balances for best results?

2006-10-03 04:33:15 · 4 answers · asked by Ms M 1

2006-10-03 03:38:52 · 11 answers · asked by jan2yu 1

I had my credit card stolen this morning! I have cancelled the card but can anyone tell me - - I am going to New York in a few weeks and I booked tickets to see a show while im over there months ago. I have to bring the card with me to get the tickets. Will this still work as I will have a new card?? What do I do??

2006-10-03 02:36:55 · 11 answers · asked by Anonymous

Does transfering balance on a credit card ( with a high rate) to an other one with lower rate mean closeing that accompt?example a card with a balance of $1250 with a rate of 14% that I want to transfer to a one with a $2000 avaible credit (0% rate) mean closeing the first one after that transfer ?

2006-10-03 01:30:13 · 4 answers · asked by Tanoum A 1

Just found out that my lawyer has not discharge a my bankrupty and wants some owed money. My falt. I want to get the discharge dated years ago so I don't have to wait another 6 or 7 years to clear my now good credit history. Is this legal and can he do this for me??
Thanks in Canada.

2006-10-03 01:23:07 · 4 answers · asked by need answers thanks 1

how many point s does a chagre offf ad to my score? it was for $68 . my credit reports say it will be remove in 08. any way to get it off faster? alredy desputed it

2006-10-03 00:16:52 · 6 answers · asked by gerkim6665 2

My credit score is low I dont have to many bad marks on my reports but there are a few that to me arent mine as far as I know.Than there is one or 2 they all total to maybe $1,000 that are mine.I was going to dispute this through equifax lets say,but last time I did this some creditos complied but marked on my report charge off.Charge off do hurt your report correct more or does it help?I wondering if i should dispute the credit report or if I should just wait till I have the money and pay them off.Im trying to build a house in 8 months..Any help??

2006-10-02 19:58:41 · 7 answers · asked by Anonymous

I'm trying to find a credit card to build up my credit score,and im going over my credit report.My question is im looking at buying 2 lot's each 75/135 to build homes on.I was going to have my Dad get a loan on the land,and than have me co sign so I could piggyback off this.We would make payments on it say 7-8 months or so,than I would pay it off.i would than like to try to get a loan by myself after I payed off the property to build a home.I would be first time buyer etc.Would I benefit from this,or would it be better,if he co-signed for me than I would at least have a higher intrest rate.Any help thanks?

2006-10-02 19:53:15 · 4 answers · asked by Anonymous

Bank of America had a system glitch and my finance charge went from $6.74 to $224.03. All they could say was I'm sorry we had a glitch. This is how the credit card companies make it rich.

2006-10-02 17:57:12 · 5 answers · asked by angie baby 2

2006-10-02 16:46:22 · 23 answers · asked by trancevanbuuren 3

I'm looking to start my own business- but I have bad credit. This is something that I really want to do.If you know someone who will, please let me know.!!!!!!!!!

2006-10-02 16:25:43 · 4 answers · asked by ferf1919 1

2006-10-02 16:07:37 · 6 answers · asked by biracialmom 1

2006-10-02 16:03:35 · 7 answers · asked by Anonymous

I used to have an account at wells fargo, but i had an overdraft and they didnt even give me a chance to pay...then a month later they shut the accound and gave me a letter sayinf it was send to a collection agency...what should i do

2006-10-02 15:59:09 · 12 answers · asked by mamaleah020103 1

2006-10-02 15:55:23 · 11 answers · asked by Anonymous

2006-10-02 15:51:02 · 3 answers · asked by danat 1

I just got a copy of my credit report. It shows a judgement filed for $1600 from Remit Corp. I know that's a collection agency. How can I find out what the original bill is from> For the life of me, I can't remember. It's from 3 years ago.

2006-10-02 14:59:13 · 6 answers · asked by Anonymous

2006-10-02 14:09:25 · 14 answers · asked by charles t 1

2006-10-02 13:35:21 · 12 answers · asked by josephemerson2 2

2006-10-02 13:34:39 · 3 answers · asked by jtinorlando 1

Self and husband leased a vehicle for four years and I was a co- lesee only. My husband died after two years and I returned the vehicle voluntarily immediately after his death. Until the time of return the payment was prompt. I explained the situation and the organisation selected the option to not to collect the balance from me. But they have not taken my name out of their file and my credit report shows as bad report. It does not allow me to get credit cards. How can I solve this issue?

2006-10-02 12:24:00 · 3 answers · asked by muttal 1

do you think they are safe? i heard they are not issuing reciepts for the transactions you make?

2006-10-02 11:54:07 · 3 answers · asked by one up 2

Sept. 5th I did an online dipute with Transunion and purchased my score ( it was 498). Today I get an updated copy of my report in the mail with 3 collection items deleted, 2 accounts being updated as paid. Just to see if it really helps my score I went online to buy another score and was told I couldn't because I've purchased one within the last 30 days. I didn't know there was a limit. Do you think my score increased? I have 2 more things due to come off in October sometime.
Thanks. Yeah I know my score is horrible.

2006-10-02 11:35:00 · 7 answers · asked by NETTA M 3

al insurance, couldn't work like I did before, and you do the math. I moved out of state to be closer to relatives near a home I owned outright. I am still not working, but am hoping to do so soon. I have these outstanding debts, which I would like to clear up and now think I can take the stress of doing so. A friend said I should let sleeping dogs lay, but I am worried I could lose my home to a judgement even though the credit cards are considered unsecured debt. Whats the best way to find out who I owe what to? Can I negotiate a settlement? If one has secured a judgement can I try and still negotiate a lessor amount or am I stuck with a judgement? Is there anything I can do to make this right (of course without paying a whole bunch of stupid late fees, interest, and overlimit fees)? Thanks!

2006-10-02 11:05:43 · 5 answers · asked by Tippy's Mom 6

i owe a minumum payment and i need to pay it. this could be a way to dance around it.....

2006-10-02 10:59:26 · 5 answers · asked by Doug H 1

2006-10-02 10:58:43 · 5 answers · asked by JL 1

I had a massachussets law firm call me today and ask me to leave a message with a neighbor in my Condominium complex. I don't know this neighbor but I was given her name and unit number. The woman I spoke with said she needs to reach this person and asked me to give this neighbor the message. After a search on the internet I found this is a collection law office. Is it legal for them to do this? I would've have thought they had to go through a law office here in my state and pay for the service. But then I don't know the law.

2006-10-02 10:54:17 · 10 answers · asked by hardatwork 2

I got a payday loan and it is due on friday. I mailed their payment for the loan in full on monday of that week and it reaches them say by friday. Is it considered late because they state it will take them 2 weeks to post it. Funds are paid by legal tender US Postal money order.

2006-10-02 10:31:43 · 7 answers · asked by Millie W 1

2006-10-02 10:20:20 · 9 answers · asked by JerseyJen 1

I've paid off a credit card and don't plan on using it any longer. The credit company is sending me mailings about how they are decreasing my credit limit and crap because of "deliquency" and other things but I have not used the card in over 7 months and there is no activity on my account. They are pissing me off and I just want them out of my hair at this point.

2006-10-02 09:52:45 · 16 answers · asked by Anonymous