Credit - October 2006

2006-10-09 05:47:59 · 26 answers · asked by jacsy 1

can i send it directly to her bank acct?

2006-10-09 05:39:58 · 11 answers · asked by browned4 1

My credit card debt was sold to a third party. When this happens, do you still owe the original amount? I know these kinds of companies only pay pennies on the dollar. Also: does the original creditor get a "kickback" if this company is able to collect anything?

2006-10-09 04:58:41 · 7 answers · asked by michelle j 2

i just want to enter a har website but without paying for it

2006-10-09 04:03:04 · 6 answers · asked by Anonymous

and pay the early termination fee?

2006-10-09 03:36:23 · 6 answers · asked by Mandy 1

This is offered by American Express

2006-10-09 02:01:36 · 4 answers · asked by cherry2rescue 1

How long does it take before they try to take you to court and how can you get judgements of your history

2006-10-09 01:53:39 · 15 answers · asked by jfurlerbaby23 2

Upon Dad's recent death, we were shocked to find he had three credit card debts, totalling nearly £6K. He was only paying minimum payments, which swallowed most of his pension. He has no other assets except share of the bungalow/mortgage with my mother which is in joint-names. He only had a small bank account, through which his pension, mortgage and bills were paid. The cards were in sole name only. His bungalow with my mother is mortgaged in joint-names, but has no life assurance, so now my mother has to pay the mortgage from her small pension. Can these credit card people force my mother to sell her bungalow to pay the CC debt ?? (Bungalow is warden-assisted, worth about £120K, with mortgage of about £25K).

2006-10-08 22:56:57 · 6 answers · asked by Anonymous

Can credit counsling lower my auto payments?I really have a nice car that i want to keep but the payments are to much does counsling lower this too

2006-10-08 22:26:11 · 6 answers · asked by Anonymous

Hello,
I lived in the state for four years. I accumulated around 2000 dollars of debt with American express.
A debt collection agency called me and told me to pay a monthly payment. I approved and paid the first month but couldn’t pay after. I had to leave the state because of my visa. I couldn’t pay the amount in 2003 because I didn’t have a job. We all know the problems we had those days. I left the US in MARCH.
I tried to get in touch with American Express from morocco and explain the issue but they said that my file was sent to a collection agency again.
I want to resolve this problem and pay everything now. It may be too late.
If anybody can help me resolve this, I will appreciate.
Best,

2006-10-08 22:13:48 · 3 answers · asked by Anonymous

I don't want to be one of those companies that take the money and disappear. I truly want to help people learn the things it took me a long time to learn and then give them the choice of whether they want to do it themselves or hire me to write all the letters and make all the phone calls.

DON'T BELIEVE ANYONE WHO TELLS YOU THEY CAN GET ALL NEGATIVE ENTRIES REMOVED IMMEDIATELY, WITH NO MONEY FROM YOUR POCKETS!!! It's just impossible! It took you years to get your credit in the state it's in so it will take some time and money to get the items deleted.

I've got the qualifications - A Masters Degree in Economics and Finance, A Bachelor's Degree in Economics, a Certificate in Credit Reporting, and a license from the State of Maine for Credit Repair. Please help me learn how to use these tools.
I work from home because I broke my neck in a car accident and can't handle a 9-5 job. My brain still in good works so help me get started. If you have questions just e-mail me. Thanks

2006-10-08 18:59:40 · 7 answers · asked by Linda L 1

Some factors to consider: Im a recent college graduate, I live in southern California, I've never had a credit card, I have no credit, and my main reason for getting a credit card is for use in emergency situations. Any feed back would be greatly appreciated!

2006-10-08 18:51:06 · 11 answers · asked by Blu_Girl_03 3

2006-10-08 18:48:33 · 12 answers · asked by Caroline P 1

I just wanna know the difference between a mastercard and visa card everyone tells a different story

2006-10-08 18:05:17 · 10 answers · asked by *LuckyStar* 1

2006-10-08 17:45:43 · 4 answers · asked by cunby75 1

I cut up the actual card so that I wouldnt use it while I was paying off the debt, and I paid it off but the company sent me a new card because the old one had expired. That was about a year ago, and I never actually activated the new card. Is this a bad thing? Do I need to activate it??

2006-10-08 17:07:08 · 11 answers · asked by Anonymous

I've been trying to build credit without a credit card but have finally given in seeing how everything I want to get needs a co-signer which I don't have or CREDIT which I also don't have becuase I just turned 18 and getting some before that never dawned on me =(.

So... WHo knows Credit Card Companies that will give a credit card to a Full Time College student, PartTimer??? I don;t care about the limit I just want to build credit man!!!! Oh yeah and those department stores Macys, V. Secret all denied me. >.<

2006-10-08 17:01:18 · 8 answers · asked by Anonymous

I have a bit of a challenge credit score due the previous relationship I was in- which it should not be an excuse but it is the truth. I just need some help... I haven't been able to get any type of credit at all...I just need help! Anyone? :(

2006-10-08 16:50:34 · 6 answers · asked by Sandy 1

Anyone know the phone number to Maplestreet Merchants? They are on my credit report and it shouldn't be there.I have searched everywhere and can not find the number. I think it is sorta like Fingerhut or something?

2006-10-08 16:12:37 · 6 answers · asked by jmt 2

Has anyone had their credit repiared by 3rd Eye Inc.

2006-10-08 14:28:59 · 17 answers · asked by ngokussj5 1

I have many credit cards: two are from major financial institutions (chase and citi),others are from different stores (express,banana republic, vs)I have about 15 credit cards, is that bad? Should I close those that do not have owed balance?

2006-10-08 14:27:56 · 10 answers · asked by Mariya R 2

Since she is still in high school, does anyone know of a good visa or mastercard program to start with.

She works and makes her own money, and she is not yet in college, but would like to start building credit to purchase a car.

Any ideas?

2006-10-08 12:44:29 · 7 answers · asked by CE S 3

Who knows how you can find out you credit rating/score and what it should be if its ok/good before you apply for a loan and get turned down

2006-10-08 12:12:35 · 7 answers · asked by misyid 2

Cant he just have one with a savings or checking account.

2006-10-08 11:52:41 · 12 answers · asked by lukezzzzzz 1

2006-10-08 11:50:45 · 6 answers · asked by cunby75 1

2006-10-08 11:48:02 · 7 answers · asked by olyviam1 2

When I was 17, I went to the urgent care office of my hospital to have an injury looked at. We paid the co-pay, but at the time, my medical bills were sent to my father because I used his company’s insurance policy. I told him what had happened and he said okay. All of this occurred in June of 2004.

Last month, I noticed a new item on my credit report. It's the only derogatory item on my report and I don't think it belongs there. Apparently, this new account was reported by a collection agency that bought the account from another collection agency. I never received a bill from the hospital, or either collection agency. As soon as I found out about the debt, I paid it, but should it even have found its way onto my credit report if I never received a bill and the debt originated before I turned 18? If it shouldn't be there, I am going to dispute it in writing.

2006-10-08 11:35:25 · 8 answers · asked by Anonymous

What are the legal options for a check used for payment that is returned NSF (Not sufficient Funds).

If one can assume the person writting the bad check knew it would not clear the bank, is this a civil matter or a criminal matter.

Other then resubmitting the bad check to see if it clears, what legal otions are appropriate?

2006-10-08 10:58:54 · 8 answers · asked by nathan_strahl 1

2006-10-08 10:44:00 · 9 answers · asked by bigdstl 1

2006-10-08 10:40:07 · 2 answers · asked by jpinolero 1