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I don't want to be one of those companies that take the money and disappear. I truly want to help people learn the things it took me a long time to learn and then give them the choice of whether they want to do it themselves or hire me to write all the letters and make all the phone calls.

DON'T BELIEVE ANYONE WHO TELLS YOU THEY CAN GET ALL NEGATIVE ENTRIES REMOVED IMMEDIATELY, WITH NO MONEY FROM YOUR POCKETS!!! It's just impossible! It took you years to get your credit in the state it's in so it will take some time and money to get the items deleted.

I've got the qualifications - A Masters Degree in Economics and Finance, A Bachelor's Degree in Economics, a Certificate in Credit Reporting, and a license from the State of Maine for Credit Repair. Please help me learn how to use these tools.
I work from home because I broke my neck in a car accident and can't handle a 9-5 job. My brain still in good works so help me get started. If you have questions just e-mail me. Thanks

2006-10-08 18:59:40 · 7 answers · asked by Linda L 1 in Business & Finance Credit

7 answers

Since it was your idea to start this I assume you have an idea how to proceed. Find some people with messed up credit. It shouldn't be hard. Go to to the car dealers, real estate agents, mortgage lenders , anyone that lends money. They probably have a list of people that have credit issues and will be motivated to get them resolved. Good luck.

2006-10-08 19:04:38 · answer #1 · answered by Anonymous · 0 1

Do now not use “credit score fix” techniques similar to dispute letters. Knowingly disputing a poor object that's correct is fraud. Doing this via mail is punishable via imprisonment and fines beneath federal statute. These will do extra harm then well and create a extra problematic predicament for your self. If they confirm the derogatory object, then it's rather difficult to get off. I don't recomend this prictice. I paintings for a credit score legal professional and we do a authorized call for that wipes out the entire bad credit report in a single blank sweep. Any Comsumer Credit Attorney can aid you with that and it isn't that luxurious, approximately $800. As for constructing new credit score, I did this with my mother and in 6 months she hade high-quality ratings. We invest in a financial savings account $900. Then took out a mortgage from the financial institution making use of the financial savings account as colateral. Check with the financial institution first to look in the event that they do this. We had been paid a million% at the financial savings and charged four% for the credit score line. We positioned the brand new $900 into the sayings bills and the had thme routinely take the cost out of the financial savings in order that we might now not missa cost. Ask in the event that they report back to all 3 bureaus earlier than you do that. By the way in which, don't pay historic collections that jsut lowers your ranking for the reason that hazard are the ones historic account don't seem to be effecting your ranking that a lot. Most loan creditors forget about something that's over 24 mo. When you pay an historic assortment, you convey it present displaying paid in complete and begins the time clock all over the place once more. Depending on what state you're in, there's a statue time frame that they are not able to gather anymore. Here in California it's four years. After that they are not able to gather. Well I think Fahim is an legal professional. Are you kidding me!!! $1675 is outrageous!!. We do it in general in not up to 60 days and handiest rate $800 retainer well for three years in case anything new comes up later. No additional cost despite the fact that it's your fault or your turn out to be a sufferer of Identy robbery.

2016-08-29 05:46:12 · answer #2 · answered by ? 4 · 0 0

from my personal experience credit repair is a joke. All those companies do is dispute items and hope the credit companies will take it off. Everyone can do it themselves for free. Find a better line of work to get into. paying bills and getting with creditors is the way to "repair" credit.

2006-10-08 22:21:50 · answer #3 · answered by robug 3 · 1 0

You need to check out this video on how to increase your credit score by using a 100% legal loophole. Here is the video URL: http://www.creditscoresecret.org

I was able to get to 595 from 489 in just one day and from 489 to 748 in just a few week; that's pretty fast in my book. Good luck!

2014-09-12 00:42:02 · answer #4 · answered by Anonymous · 0 0

Credit Repair should be a free service provided by the credit card industry. Greed is what sometimes destroy some humanity. People do not see humans but how much money they can make from them.

2006-10-08 21:40:21 · answer #5 · answered by Anonymous · 0 1

Usually when people get licenses they have a business plan designed and ready to put in place. I'd say you need to start there, I'm suprised with those qualifications you can't answer your own question.

Sorry i can't help - hope it goes well!

2006-10-08 21:27:58 · answer #6 · answered by montanasamra 1 · 0 1

Try borrowing from your creditors. its a good business.

2006-10-08 19:03:27 · answer #7 · answered by Nnamsco 3 · 0 1

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