Credit - October 2006

2006-10-08 09:43:12 · 3 answers · asked by olyviam1 2

I want to go to AnnualCreditReport.com to look up my credit and score, but I'm afraid that my FICO score will be lower since I made an inquiry, or does this only apply to lenders that make inquiries?

2006-10-08 09:35:58 · 6 answers · asked by Anonymous

I share a credit card with my husband. He's the primary card holder, and I'm the co-applicant. He's authorized me to have access with the credit card company, who sent me my own card (under his account).
What does this mean in terms of my rights? Do I have a credit history under my own name? We are getting divorced, and he's threatened to take away my credit card. What rights to I have to keep it? Also, if my card is taken away, what are my obligations to actually PAY BACK the credit?

2006-10-08 07:55:33 · 4 answers · asked by catwomanmeeeeow 6

It says to click to pay, but I can't find where it says, click to pay

2006-10-08 05:42:32 · 5 answers · asked by rozzie 1

e.g an 18 year old. living at home, therefore no bills etc

2006-10-08 04:40:24 · 11 answers · asked by betty biscuit 1

2006-10-08 04:40:12 · 5 answers · asked by Veronica T 1

I live in California if there California laws to help me. I got the gift certificate from my mom which she got it from her workplace. The restarunt has recently changed owners. It has no expiration date, not to mention a date it was issued so it cant expire. It is in the same location and still is called by the same name as if it never changed owners. Under law do they have to accept it? What are my options? I will even call the BBB monday to see what they can do.

2006-10-08 04:03:30 · 6 answers · asked by Anonymous

877-511-4552 866-756-3927 800-289-3355

816-474-4916 888-249-3457 320-230-0961

2006-10-08 04:01:06 · 7 answers · asked by joe b 1

2006-10-07 22:47:31 · 8 answers · asked by yowhatup 2

A bank has sent me 2 credit cards when I do not need any. I have heard that the credit cards are ‘not activated’ when they arrive through mail.
They get activated only upon usage. Is it true ? Can I simply destroy these credit cards without using them ?
I have had a bad experience in getting the help-line agents to cancel the credit cards earlier, so do not want to call them this time.

The Bank has already linked the credit cards to my savings account. I can see the credit cards when I check my savings account through internet. Will they debit the annual charges even if I do not use these cards ?

2006-10-07 21:10:41 · 15 answers · asked by farry 2

2006-10-07 20:06:24 · 1 answers · asked by fran_954 1

the court action took place in another state. I was never informed. The debt is from a previous marriage. Please advise.

2006-10-07 19:49:11 · 4 answers · asked by fran_954 1

ok i got approved for a fingerhut credit card. i was just trying to build credit i didnt now that i would get approved. i dont see anthing i want now . do i build credit if i dont buy anything? or just order something to buid credit?

2006-10-07 18:07:30 · 12 answers · asked by girl19 1

2006-10-07 17:48:24 · 4 answers · asked by natureluv047@verizon.net 2

2006-10-07 16:19:35 · 6 answers · asked by dluce2000 1

I am gonna get a new cell phone and I wanna have a contract.My mom doesnt have good credit but she does pay her bills a little late...not because she doesnt want to but she only gets a check of 2,800 a month and with that she pays the house,car,and other necessities....Is that possible to get a contract with Cingular....she said she would if they were able to do that?

2006-10-07 14:27:23 · 7 answers · asked by Anonymous

I am a Clinical Psychiatrist, France. I have a patient who is retired here from the U.S.A., and lives off of S/S. Patient is suffering from major depression. 1) his S/S check arrives either late or has been stolen. 2) His daughter died and resides in the U.S.A.. He is afraid to return for her funeral. (Things he may be arrested for the following reasons).

Over ten years ago he purchased a new truck and traded his sport car in. The state he resided in gave him a clear title to the truck when they should have put the bank who gave him the credit as the lien holder. (Patient says "clear title, I own the truck"). Patient has since sold the truck with the clear title.

Patient took out cash loans on his credit cards amounting to almost $20,000 and moved to France. (Over ten years ago).

S/S received via courier service.

Not knowing american law, is there a statue of limitations on credit card debt. (can't touch him).

Please excuse english

Psychiatrist France

2006-10-07 14:16:55 · 7 answers · asked by MINDDOCTOR 7

are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.

2006-10-07 14:04:02 · 9 answers · asked by briel72 1

2006-10-07 12:51:45 · 21 answers · asked by cupidear 1

2006-10-07 12:18:36 · 5 answers · asked by Large 1

2006-10-07 12:01:11 · 10 answers · asked by yamale53085 1

I went shopping today and at one of the stores, I paid by credit card. I held my card out for the cashier to check my ID/signature. The lady then said to me that she is not allowed to check ID anymore. They have signed a new law (in CA) that prohibits stores from checking ID. She said her manager told her that they weren't allowed to check anymore. Has anyone ever heard of this new law (she thinks it was passed at the beginning of Oct 06) and what is it called? I thought this was absurd.

2006-10-07 11:55:51 · 5 answers · asked by Jody R 2

2006-10-07 11:30:10 · 5 answers · asked by yamale53085 1

Who knows of websites that offer easy approval for credit. Some I know of are figis.com and they offer $200 to anyone who applies and ships you merchandise automatically. Also fununlimited.com approves people for the same amount the same way. No questions asked. Anyone know of online companies like these. Ones that offer credit without credit checks and lots of questions?
Thank You

2006-10-07 10:44:53 · 2 answers · asked by **KELLEY** 6

would'nt it be nice to have a world where everybody has a good life.

2006-10-07 10:29:21 · 14 answers · asked by grundsty_83 1

I bought a car the and the seller told me the AC was working ,but it wasn't (i believe on his word because is a friend of the family...bad mistake) we agree to go to the mechanic and that he will pay the cost to fix it, but as soon as he knew that it will cost $600 he refuses to give me any money, i still own him $750 and i gave him 4 post dated personal checks of $187 each WHAT CAN I DO? can i go to the bank and tell them no to pay the checks ,and on the CANADIAN laws what could happen
(what really upset me is that i call and told him the AC wasn't
working one hour after he gave me the car and he said "do not worry i gave you my word the AC was working and i am a honest person ,i will fix it)
I live in Canada

2006-10-07 09:44:37 · 8 answers · asked by Anonymous

2006-10-07 08:41:36 · 4 answers · asked by Not Laughing w/ U 3

I have really bad credit, from a divorce three years ago. I aquired all the bad debt, and non of the stuff! I have a repo, and a ton of old dilinquent accounts. Can I just wait them out, or should I start the ten year process of making them right? What will happen if i just keep refusing to pay?

2006-10-07 07:10:52 · 11 answers · asked by dave25357 2

I want to know if I can make a partial payment on a car note and not receive collection calls

2006-10-07 06:33:36 · 8 answers · asked by jennyvee413 2

When I turned 18 I got a phone line activated and I disconnected a few months later due to horrible service and never paid my bill of 30.00. Well that was almost 2 years ago when this happened. I have moved from my place and never have recieved any returned mail from the phone company. Well I guess the account went delinquent and now they are charging me over 200.00!!!! The credit agency finally found me September 7 and contacted me the first time to tell me about this, I haven't recieved a single piece of mail or a bill from these guys, so this is the first time hearing about this. Anyways, They said that they wanted this paid off right away and I said hey hold on I need a bill or something from you, you guys could just be any joe shmoe calling me asking for money. And they told me that they would send me something in the mail. Well it's been a month and I have yet to recieve anything and they keep calling daily and I keep telling them that I need a bill. What should I do?

2006-10-07 05:42:54 · 3 answers · asked by ♥ღαмαиdα♥ღ 7