I want to go to AnnualCreditReport.com to look up my credit and score, but I'm afraid that my FICO score will be lower since I made an inquiry, or does this only apply to lenders that make inquiries?
2006-10-08 09:35:58 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
Personal inquiries of your credit report have absolutely NO IMPACT on your FICO score when done through the annualcreditreport.com website.
2006-10-08 15:01:02 · answer #1 · answered by DaMan 5 · 0⤊ 0⤋
Your credit is diminished once you do not pay costs on time and it is declared to the credit bureau's, or you open up credit enjoying cards. using fact the business enterprise has to ascertain the credit report with the optimum 3 agencies. it is the checking of the credit report which lowers the score.
2016-10-19 01:06:59 · answer #2 · answered by ? 4 · 0⤊ 0⤋
It will not lower your score.And it only applies to lenders,and it takes more than 1 to lower your score.
2006-10-09 11:30:18 · answer #3 · answered by George K 6 · 0⤊ 0⤋
No, your score will not be affected if you run your own credit. This site has many reports that will most likely answer most of your questions -- www.paynotaxesforlife.com
2006-10-08 10:55:20 · answer #4 · answered by Pay No Taxes For Life 2 · 0⤊ 0⤋
No it only lower after credit application
2006-10-08 09:37:24 · answer #5 · answered by phillipip 2 · 0⤊ 0⤋
It doesn't go down if you're pulling it YOURSELF. This is considered a "soft inquiry".
2006-10-08 09:36:53 · answer #6 · answered by Jada C 2 · 1⤊ 0⤋