2006-10-08 10:44:00 · 9 answers · asked by bigdstl 1 in Business & Finance ➔ Credit
pay your bills on time from here on out, if you have negative credit, it will stay on your report for seven years of the date reported by the creditor...It is going to take time and patience, just pay on time and you will gradually start watching your credit scores rise..
2006-10-08 11:12:48 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You just have to start paying bills on time if not earlier to make it "good" again *and credit card bills, pay them WAY before and the whole amount would make the credit go up faster* , unfortunately, even if you do make it good credit again, your bad credit history will always be there though.
2006-10-08 17:46:53 · answer #2 · answered by lalala 3 · 0⤊ 0⤋
First, don't subscribe to one of those credit repair gimmicks. They don't work . Don't apply for numerous credit cards, it lowers your score.Try to pay bills on time. Get a copy of your credit report ,for free, and look it over. If there are errors, write to credit bureau and correct them. If there are reasons (good ones) for non-payment send a letter to credit bureau stating them. This won't automatically raise your credit score, but its a start.
2006-10-08 17:56:07 · answer #3 · answered by James 3 · 0⤊ 0⤋
First off, make every effort to pay off as much of your debt as possible each month. It's better to pay off debt vs accumulating savings.
Second, you may want to look into a debt consolidation company for help. You'll have to do some research to find out what some of the more reputable companies are that specialize in this field.
Also, check out this helpful link on MSN.
http://moneycentral.msn.com/investor/calcs/n_debt/main.asp
2006-10-08 17:47:25 · answer #4 · answered by James K 2 · 0⤊ 0⤋
First, please understand this will take time. There are many issues invovled and I would suggest that you find someone who knows how to help you and someone you can trust. Together you can develop a strategy to improve your credit history.
This site has many reports that will most likely answer most of your questions -- www.paynotaxesforlife.com
2006-10-08 17:51:18 · answer #5 · answered by Pay No Taxes For Life 2 · 0⤊ 0⤋
wait seven years and pay all your bills on times from now on
2006-10-08 17:46:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Plenty of good advice here.
2006-10-08 20:59:02 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Pay your debts!
2006-10-08 17:46:46 · answer #8 · answered by rebecca_sld 4 · 0⤊ 0⤋
only buy what you can afford.
2006-10-08 18:37:39 · answer #9 · answered by sup 5 · 0⤊ 0⤋