Credit - August 2006

I commonly see 850 as the limit on credit score advertisements and usually either 450 or 350 as the minimum. But could it goes well below 100 or even above 1,000?

2006-08-21 05:17:55 · 8 answers · asked by I want my *old* MTV 6

I hve a car that I owe on. I owe alot more than what it is worth. I am getting ready to start a family so I want a more spacious car. Well I went to a dealership and they said they were going to try and talk to my bank to see if what I owe can go lower. They also said tha tmost likely I will have to pay equity. What exactly is this? Does it mess up your credit in any way? Please help?

Thanks

2006-08-21 05:15:41 · 5 answers · asked by HeaRTbRoKeN 1

what is the different between buying a car with lease payment and buying a car with finance payment.

2006-08-21 05:07:38 · 4 answers · asked by Anonymous

I reported to chase bank and it seems like know big deal. I'm I liable to give back the money but they gave me know advice.

2006-08-21 04:51:56 · 26 answers · asked by Anonymous

I bought a 2006 Ford F-150 in June. I just found out my girlfriend and I are having a baby. My payment is 560 a month for 5 years. If I were to let Ford have it back would I be able to get a car loan for something cheaper. I make really good money.

2006-08-21 04:35:24 · 6 answers · asked by Anonymous

My husband is waiting for his green card and has had trouble being accepted for a credit card. We want to build his credit but are unsure how to proceed. Thanks!

2006-08-21 03:40:18 · 7 answers · asked by Kosova4 1

I was just served papers and am being sued regarding an unsecured loan that I had to let lapse about 4 years ago. With interest it's accumulated to around 6K and I am STILL in no place to pay it; I am full-time student working a part time job.

I remember being told by a friend when I moved to Texas that they can't garnish your wages let alone sue you for an unsecured loan. Can someone guide me where can I find out my options in this situation?

2006-08-21 03:13:29 · 2 answers · asked by brownsugah76010 2

2006-08-21 02:56:54 · 8 answers · asked by Anonymous

When something goes to a collection agency, if the agency successfully collects from a person, about how long does it take? I know that collection agencies fail to collect on many of the items sent its way, but I am curious about how long it takes when it is successful. Other statistics regarding collection agency efforts are welcome. Reference, either print or online, is 100% needed.

2006-08-21 02:37:35 · 3 answers · asked by Barkeep49 2

2006-08-20 23:58:00 · 9 answers · asked by Anonymous

upon me having college loans that are in good standing. Because it is a debt. Is he misinformed or right? Aren't you building credit by repaying loans in your name on time? How exactly do you obtain the credit loan agencies and or creditors look for when purchasing a monthly fee for a car or place to live?

2006-08-20 21:09:31 · 4 answers · asked by Pep Streebeck 1

2006-08-20 20:06:08 · 6 answers · asked by J 1

2006-08-20 20:01:06 · 8 answers · asked by luny323@sbcglobal.net 1

2006-08-20 19:48:34 · 11 answers · asked by luny323@sbcglobal.net 1

2006-08-20 17:28:49 · 4 answers · asked by klay43701 1

balance?

2006-08-20 17:25:45 · 10 answers · asked by klay43701 1

How did Paris Hilton get a credit card when you need a credit history to get one?

2006-08-20 17:00:50 · 17 answers · asked by iamme 1

2006-08-20 16:57:10 · 8 answers · asked by cms1901 1

I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?

2006-08-20 16:42:57 · 20 answers · asked by lindsaytejeda 2

2006-08-20 16:14:46 · 4 answers · asked by cmac 3

2006-08-20 15:25:48 · 9 answers · asked by torres_tino 1

Someone said it is good for your credit rating...what is it??

2006-08-20 15:25:15 · 1 answers · asked by ? 6

I have a capital one Planity credit card, they gave me a $2000 limit, I'm a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and if you do what are your thought on the card and there customer service.

2006-08-20 15:23:26 · 5 answers · asked by ArchAngel Raziel 3

What methods is the easiest and most effective way to establish credit?

2006-08-20 15:21:38 · 5 answers · asked by Anonymous

2006-08-20 15:20:23 · 12 answers · asked by Anonymous

What are the rights as to who they can call?

2006-08-20 14:29:59 · 7 answers · asked by ? 6

2006-08-20 13:54:13 · 8 answers · asked by Anonymous

I did not pay for my Wells Fargo credit card about 7 years ago, I recently started to get phone calls and letter saying I have to pay off the balance, and they offer me a 50% off the original amount, should I pay for it? If I don't pay for it, will it stay on my credit report?

2006-08-20 13:48:02 · 8 answers · asked by Anonymous

and you use it as a credit card to buy things online, does the company mail a bill to your house? Or, do they just bill it to the credit/debit card company and there is never actually a paper bill sent out?

2006-08-20 13:28:58 · 36 answers · asked by Anonymous

I have a very old debt that the last payment made was 7/22/02. The statute of limitations to file suit to collect is 4 years where I live. But, is it 4 years from the last payment made (7/22/02), or 4 years from the first MISSED payment (8/22/02)?

2006-08-20 11:55:53 · 5 answers · asked by Anonymous