Credit - August 2006

2006-08-19 09:11:47 · 9 answers · asked by noggle4 2

2006-08-19 09:04:03 · 4 answers · asked by scott wvu 1

2006-08-19 08:46:55 · 13 answers · asked by Karen C 1

u can t sell a chargeoff to a new collection agency its illegal. why are people so dumb!

2006-08-19 08:32:36 · 7 answers · asked by Anonymous

I have many many other bills including car payments. That are paid on time.

2006-08-19 07:37:48 · 6 answers · asked by Anonymous

Is sending you back and forth and neither will give you a straight answer. This is about an erroneaus item on my credit report, that the beaureus refuse to take off. I am so upset over this. These people have been messing up my credit since 2002. I'm begining to think I should just pay for it, even if the charge is not mine just to get over it.

2006-08-19 07:09:58 · 8 answers · asked by Anonymous

2006-08-19 06:25:40 · 10 answers · asked by TK 1

I have 35,000 pounds worth of debt in the UK, 25,000 is for bank loans & 10,000 is visa cards. I am planning to relocating to the USA but am not sure if I am going to be able to make the payments,if i was to not pay my UK debts how likely is it that the UK creditors will find me in the USA and if they did what kind of trouble would i be in? Also will my UK debts affect my credit in the USA?

2006-08-19 05:30:36 · 8 answers · asked by melanie 1

2006-08-19 05:09:08 · 11 answers · asked by Anonymous

You know by paying everything in collection and making sure my payments are on time. I ask because I've heard several people say the smart thing to do is to max out my credit and then just file for bankruptcy and after the term my credit will be right back up. I have heard people say that very frequently. So, really what is the smart thing to do.

2006-08-19 03:52:55 · 13 answers · asked by Anonymous

Can someone tell me how do the credit companies know what your credit limits are on your Capital One account because they sure don't let anyone but the person who has the card know the limits.

From what I see then they don't know how close you are to your limits and can't see if it is good or bad. So can't even give you a Percent of credit currently available

2006-08-19 02:40:56 · 14 answers · asked by jodi_lynn_124 2

i am 22 and have had a CCJ since i wasd 18 will it ever be written off or go away, i heard that after so many years it will can anyone help ??????

2006-08-19 02:15:33 · 8 answers · asked by john d 2

2006-08-19 02:07:40 · 8 answers · asked by dave s 2

2006-08-19 01:58:33 · 12 answers · asked by Anonymous

but they are asking me to answer secrets questions i don't even know.

and when i call them to see if they can ask me questions i know they say i have to answer the ones i don't know

2006-08-18 18:26:05 · 10 answers · asked by MR. 2

I had a judgement filed against me for a car loan. (fairlane Credit) I still have the car. The Judgement is for $11994.94 the amount of what I financed the car for. I had been paying and ran into rough times. The court never notified me of my court date nor did the attorney. What can I do? Can I sue the attorney for not contacting me? I don't think that was a fair deal to just enter this judgement against me without contacting me. I don't have alot of money but I wanted to pay a huge amount to get them off my back. I have two kids and need my driving rights, and if they garnish my wages I will suffer some serious HARDSHIP. How will this affect my credit am I screwed? what can I do to fix it? Help!!

2006-08-18 18:15:19 · 15 answers · asked by cook 1

I recived a call from a bill collector "very nasty" claiming he works at a law office and here to collect a debt for a Discover card. I told him i dont know anything about this, he replied well you should sir. then he said you need to pay me 3k now or else we will sue you and put a lein on your house/garnish your and her wage. I told him i need more details i dont understand he told me it was 4 years ago. I then told him where to go on how he was behaving and hung up the phone. He then back and i let the answering machine get it and he left a message saying i am right now filing a lawsuit and you will get served with the papers--see you in court and good luck. We got a credit report and it dose show 1700 has been charged off by discover in december and thats all it says . We only been married for 2 years and owned the house for 1 year. i dont want to deal with this person. anyone has delt with happy people like this

2006-08-18 17:58:10 · 16 answers · asked by kevin s 1

2006-08-18 17:01:53 · 9 answers · asked by Ernestine w 1

If you were asked to upgrade from gold to platinum why or why wouldnt you? The annual fee for the platinum card is 400 and the gold is only 90... Anyone out there with the platinum card please tell me the perks of having one? Or is it just something to brag about socailly? I am quite content with my Gold card but if the perks are that much better I may consider? I am not interested in just bragging about the card... and would like more info... to make a better decision. Thanks guys and gals

2006-08-18 14:43:59 · 3 answers · asked by comingofage03 4

2006-08-18 14:40:56 · 17 answers · asked by jenn_n_josh4e312 2

I know there are a lot of them out there but, I don't know which one is the best.

2006-08-18 14:24:44 · 11 answers · asked by browneyedcutie 1

2006-08-18 14:05:57 · 6 answers · asked by KELLY R 1

I can't get a loan without a co-signer and unfortunately I don't have access to one for miles. I'm trying to get back into a SUNY school who screwed me over on a medical leave so now I owe over 6 grand of unpaid balances to the NYS attorney general where the school sent the bill to be collected legally. I've tried everything from a salliemae loan to an alternative loan from my local bank, everything requires a co-signer which I do not have. I'm currently looking up debt consolidation web links for help ASAP. Any other help would be GREATLY appreciated.

Thanks for reading all of this, I really want to go back to school and it's very frustrationg dealing with so many financial difficulties.

2006-08-18 14:03:26 · 5 answers · asked by beep 1

my credit score now is below 600 and i want to pay off 5 credit cards at 1,000 each and want to know how many pionts that would bring up my credit score and how long it would take to show the difference on my credit report

2006-08-18 13:47:57 · 8 answers · asked by Anonymous

do i keep paying the monthly payment until i pay it off in about 16 years (3000 per month),or do i declair bankrupcy and get it over with?

2006-08-18 13:29:01 · 11 answers · asked by kiarash 1

I am soon to be 21 and I have a 770 credit score. Is that good? Will I be able to finance the entire price of a car???

2006-08-18 13:21:26 · 17 answers · asked by Mary Rashelle 2

how to protect credit report from being misused by x's behind my back, does anybody know any good monitoring agency who can notify me immediately if someone misuses my info?? does it work??

2006-08-18 13:01:43 · 6 answers · asked by Anonymous

when i get a credit card statement for the month, if i make a full payment every time, would it be helpful in increasing my credit score? or is it better to leave some amount?

also, what if i stop using the credit card so i don't owe them anything? is that helpful for increasing credit scores?

finally, is it easier to increase the credit score if the credit line is higher? by the way, i got my first credit card and the credit line is 200 dollars.

2006-08-18 12:44:46 · 9 answers · asked by ? 1

I am 22 years old and i just got my first aparment. I got a 742. I know that is a good score and all but what is it out of 800, 900 1000. i have no idea.. agh

2006-08-18 12:13:12 · 6 answers · asked by Freakie 1

2006-08-18 11:32:42 · 7 answers · asked by TK 1