Is 713 a good credit score? Bankruptcy is still on the report.?

Answer 1

That may be on your report FOREVER, and often shows up even after you THINK you have had it removed. Those kinds of things don't get erased and are usually coded in such a way that creditors know what it is, even if you don't (after reviewing your report). Hard to believe your rating is so high at this point with a bankruptcy, but if it's an old one, then perhaps. That is very high.

Answer 2

It is an excellent score, however if the bankruptcy is more than 10 years, you need to have it removed from your credit reports. (All 3).

Answer 3

bankruptcy will show for 7 years,however 713 is very good considering the bankruptcy is showing ,many people have a lower score that have not gone bankrupt.

Answer 4

You're going to be hard pressed to receive a credit card with a low 600 FICO score. You're FICO will not raise after the discharge of the BK. It can be even worse. If you have "no credit" you're a bigger risk than someone who has shown they are a risk. Not knowing is more frightful to your credit score, as they don't know what you're going to do. Wait until the discharge of the BK, then try for a credit card. Good luck.

Answer 5

713 is a fairly strong score, especially considering the bankruptcy.

Answer 6

its good....

How to Avoid Bankruptcy Explained
http://www.debt-explained.com/category/How-to-Avoid-Bankruptcy-Explained.html

Answer 7

713 is a very high score I think, 820 is tops

Answer 8

713 is my area code

Answer 9

Of course it is good.