2006-08-20 13:54:13 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
Do you have a relationship with a bank? Ask them about a debt-cosolidation loand. Or go to Consumer Credit Counseling service to bundle them and restructure your payments...interest free!
2006-08-20 14:02:04 · answer #1 · answered by Anonymous · 0⤊ 0⤋
First stop with the pay day loans already
Second ,how is your credit score is it above 750? If so you can get a personal loan if your income is high enough but with payday loans how high is your income?? Do you have any collateral? Do you own a home where you can cash out?
When you make loans be sure you have a backup otherwise you just have to work until the loans are paid off. See a banker too. And good luck
2006-08-20 14:03:28 · answer #2 · answered by Mr. love 3 · 0⤊ 0⤋
Do whatever you can to get out of that trap! Try applying for a high risk credit card like Capital One or Orchard Bank with just enough limit to cover those debts. See if you can pay with credit card or take cash advance (higher interest) as a cash advance. Don't swap the credit card trap for the payday loan trap... get out as quickly as you can and put the card on ice (LITERALLY). Before doing even the credit card thing, talk to family or friends or employer for a personal loan. We all make mistakes and we all have financial troubles but those payday loans only complicate things at interests up to 300% APR. There are no regulations against them because you are signing a contract. It's a game without rules. If you have collateral use it for a loan or secured credit card. Consider selling stuff you don't need on Ebay or a yard sale or whatever. I assume you are not talking about thousands of dollars here. Do whatever you can and stay clear of that convenience in the future.
2006-08-20 14:12:48 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I would highly urge you to de-junk your life and sell all non-essential assets and pay off these pay-day loans.
You have to accept personal responsibility for even allowing yourself to take FOUR payday loans at 300% interest.
You are either living beyond your means and putting things before your principles or you lack sufficient skills and/or education to get a job to sustain your quality of life (which means you may need to go back to school).
YOU NEED A BUDGET FIRST to help you exercise self-control and become more disciplined and principled in the financial decisions you make.
These payday loans are only a manifestation of a larger problem that you have yet to address.
Scale down.
Scale back.
And be still -- stay at home and reduce your expenditures.
2006-08-20 17:18:41 · answer #4 · answered by DaMan 5 · 0⤊ 0⤋
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RE :Can i get help to consolidate four payday loans?
Follow 7 answers
2016-09-25 09:42:44 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I recommend you to check this site that can solve your doubts WWW.FINANCE-SOLUTIONS.INFO
RE:Can i get help to consolidate four payday loans?
2014-07-17 20:55:06 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Payday loans are the bottom of the barrel. You are SOL. Let them eat a few of your checks, and never use them again.
2006-08-20 17:24:31 · answer #7 · answered by Anonymous · 0⤊ 0⤋
This site can solve your problem very fast: CREDIT-COMPARE.NET
2014-05-10 21:26:32 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Try http://goo.gl/KroLpI
2016-07-21 04:33:44 · answer #9 · answered by Brande 5 · 0⤊ 0⤋