I'd assume when they are suing you, but just wanted to check My friend has a certified letter to pick up and she is scared about doing it. What else could it be?
2006-08-20 16:42:57 · 20 answers · asked by lindsaytejeda 2 in Business & Finance ➔ Credit
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2006-08-23 08:41:53 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If your friend hasn't paid the bill the company might send a certified letter demanding payment. They still have the right to sue your friend even if she/he doesn't pick up the letter.
2006-08-20 16:48:25 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Court papers can not be served by certified letter, they have to be served by process servers.
This is most likely a LAST letter telling them they will be sued.
Pick it up, it wont change anything. It may be a chance to negotiate a lower interest rate.
2006-08-20 16:50:18 · answer #3 · answered by MrPurrfect 5 · 0⤊ 0⤋
not likely... most credit card debt is unsecured... it would either have to do with a mortgage or a car... even if a credit card company sent you a certified letter, that would only be as a way to confirm the physical address of the debtor... being it is unsecured debt they usually just charge off the debt and report it on your credit... and thats after its been turned over to a third party collection agency....
2006-08-20 16:49:56 · answer #4 · answered by Resasour 4 · 0⤊ 1⤋
do no longer pay something on it. it rather is termed a zombie debt, wherein a series business enterprise unearths old unpaid costs and then sends you a dunning letter. the 2nd you pay them something, the debt is reactivated, and which will mirror on your credit checklist. After 7 years, it disappears off your checklist, so keep it that way. forget approximately approximately them--they are able to't assemble on it.
2016-09-29 12:10:52 · answer #5 · answered by ? 4 · 0⤊ 0⤋
She might as well sign for it, otherwise a sheriff or process server will find her to serve her if it is a lawsuit. She should just go sign for it and try and do her best to resolve the matter before they get a judgment against her. Judgments stay on credit reports for a long time and, depending on your state, can be collectible for a very long time.
2006-08-20 16:49:10 · answer #6 · answered by Anonymous · 1⤊ 0⤋
It could also be a threat to sue you in the future if you don't deal with it... It's them trying to prove that you are very aware of what you owe them and that you aren't dealing with it.
But, it really won't do your friend any good to not get it... Tell her to start making payments. Even if it's a small amount... There is less they can do legally if regular payments are being made.
2006-08-20 16:48:38 · answer #7 · answered by snape4good 4 · 1⤊ 0⤋
Some states rules of service allow for mailing a summons.
She can go to her county court web site and look to see if there is a case filed against her. Another way to find out is to call the county court clerk and ask.
Either way, if it is a summons, check the states rules of service and see if mailing a summons is allowed. States rules of service are very strict in following procedure.
2006-08-20 19:03:53 · answer #8 · answered by echo 7 · 0⤊ 0⤋
Your friend could contact the collection agency (because if it's gone this far, that's who will be contacting HER) and arrange a payment schedule. Far better to do this than be sued, which isn't likely. It's not worth the expense.
2006-08-20 16:50:06 · answer #9 · answered by TweetyBird 7 · 0⤊ 0⤋
Rule of thumb in life. Don't sweat the small stuff. And it's all small stuff.
It's a freakin letter for petes sake so go get it and deal with it!
2006-08-20 16:48:23 · answer #10 · answered by dt 5 · 1⤊ 0⤋
Well, tell her that if she doesn't pick it up, then they will have delivery by courier and serve her with papers - and then take the $200 charge and tack it onto her bill - so tell her to face life.
2006-08-20 16:48:29 · answer #11 · answered by Anonymous · 1⤊ 1⤋