Business & Finance - 30 November 2007

I would like to start a carwash business in my town that is a Carwash and cafe. The idea is to go wash your car and while your car is being washed you can have Spanish/ Latino food from the cafe. We will serve foods from all sorts of Latin Countries. I recently took an Enterpernuership seminar where they tought us about business. I sucessfully completed the course but I was too busy to take the second course they offer on financial freedom. In the course they never tought us how to start the business we wanted. They just thought us how to stay sucessful in it.I heard from a friend of my mom that the government has free unclaimed money online or at certain banks that I can get to start the business. I have searched but most sources want to charge me for the money. How can I make starting this car wash business possible and where do I go to get the money for it? And can I get it free without having to take a loan or pay anything? I am only 18 years old and a Senior in High school. thanks

2007-11-30 02:33:12 · 2 answers · asked by mhsforjohn 1 in Other - Business & Finance

I currently have a $29,000 private CASHloan from Mohela and they are treating me very very poorly. Is there any way to sell this loan to another institution or transfer it? Any help would be appreciated!

2007-11-30 02:33:07 · 3 answers · asked by Anonymous in Personal Finance

2007-11-30 02:28:04 · 1 answers · asked by chunky 1 in Personal Finance

i recently adjusted my benefits due to a life event and also added a $1000 dependend care spending account. i thought it was for next year becasue i will be enrolling my daughter to a pre-school by january. what i didn't realize is that my changes took effect immediately. now they have started to deduct money from my salary for the depedent care spending. how can i recover this? i don't have any receipts from a pre-school yet. its holiday season and i will be $1000 less. worse is, i don't want the gov't to forfeit that.

2007-11-30 02:24:31 · 3 answers · asked by boracaysun97 2 in United States

I want a cell phone currently I have virgin mobile, prepaid, I want to switch to verizon, because most of my family is on it, and I just plan want a picture phone.

The plan is 450mins 39.99 + taxes and surcharges so I'm guessing 50 a month. I think I can pay that, with my workstudy checks, I get at least 120 every two weeks and no real other bills except for credit cards, I plan to have paid by June. So what do you think Should I go for it?

2007-11-30 02:23:50 · 7 answers · asked by Anonymous in Personal Finance

of working with???

She stops talking to me if she's mad and doesn't give me the courtesey of telling me what it is that I did so I can try to fix it. But she'll grab other people on my team and have a closed door b*tch session about me.

It's happened multiple times.

2007-11-30 02:22:36 · 23 answers · asked by baby1 5 in Other - Business & Finance

This morning we received the news that a writter had taken liberty in writtin an article against our program. It's a program that helps low-income families with free food. It's saying we're denying the food to many, which is very untrue because as we all know, people must meet certain requirements to receive it. If your clients or other people call with questions or started to doubt on your program, what would you tell them? What are some things you can do? Anything helps. Thanks.

2007-11-30 02:19:37 · 6 answers · asked by Agent 47 1 in Government & Non-Profit

2007-11-30 02:18:47 · 5 answers · asked by james r 1 in Other - Business & Finance

I ordered a new cell phone and throught the ups tracking on their website, it gives my estimated delivery date of Dec 3rd. But when i track it, it say it is out for delivery in a city that is about 15-20 minutes away from mine.

2007-11-30 02:18:43 · 11 answers · asked by stephanieangel18 2 in Other - Business & Finance

2007-11-30 02:16:43 · 4 answers · asked by kevin k 2 in Other - Business & Finance

How can I take my US dollars and exchange them for Euro. I need to do this legally. Please only serious answers.

2007-11-30 02:14:27 · 4 answers · asked by They Don't Like Me! 6 in Investing

2007-11-30 02:13:30 · 1 answers · asked by Linda Fallsrock 2 in Other - Careers & Employment

The apartment I live in has a terrible trash situation. The dumpsters are placed so you can't get to one of them, and there is always trash piled around the other. The piles get huge, and sometimes it's impossible to place trash IN the dumpster.
I always try to get it in anyway--usually I THROW it in. Last week it was too heavy to throw, though, and I put it on the heap with all the rest of the trash.
The manager went through my trash bag, found my address in it, and is now threatening to fine me. I live in Texas--is it LEGAL for them to go through my trash? If so, do I have any recourse, short of joining a tenant's association, whose fee I can't afford?
Thanks!

2007-11-30 02:13:26 · 17 answers · asked by Tehilla V 4 in Renting & Real Estate

If I earn a certain amount of money and have a third of it taken out before taxes for health care, dental, vision, 401K, and a few other things, is my annual income the original amount or the amount left after deductions?

In other words can I legally claim that I earn 1/3rd less than my original amount before deductions?

2007-11-30 02:10:06 · 8 answers · asked by Traveler 4 in United States

2007-11-30 02:04:48 · 9 answers · asked by Newmie 2 in Other - Business & Finance

My parents live with me in NJ and they have been living with me since I purchased the house 3 years ago. I am on SSDI and receive alimony/child support. They in turn they receive $2100 in SS. My mother and I are on the deed to the house and she is on the mortgage by herself. The reason she is on the mortgage without me is because I couldn't be on the mortgage because of my bad credit. But I do make all the mortgage payments plus pay all of the other major bills. Their money pays all of their personal bills. They do help me with some of my bills, but small ones: cable, newspaper, garbage collection. I have never tried to claim them before and the only reason that I'm inquiring now is because someone brought it up. So can I claim my parents as dependents on my taxes?

2007-11-30 01:47:29 · 7 answers · asked by cmjn22 1 in United States

And which dark alleyways do you walk down?

2007-11-30 01:44:20 · 14 answers · asked by Anonymous in Personal Finance

This is the first year that my husband and I are paying Real Estate Tax. It was $1400. We thought that seemed like A LOT. A friend said that it should be covered by ESCROW. I have no idea wha ESCROW is. I put extra into our mortgage every month, but I put it towards the principal. Should I have also been putting extra into an ESCROW.

2007-11-30 01:42:36 · 2 answers · asked by Emily 3 in United States

i have just sold my home and was just wondering in my mortgage arrears or any other personal info will be disclosed to the buyer .. the purchasing amount will cover all arrears fees ect .

2007-11-30 01:37:54 · 4 answers · asked by angelscandream 1 in Renting & Real Estate

2007-11-30 01:37:10 · 1 answers · asked by Anonymous in Corporations

2007-11-30 01:32:57 · 3 answers · asked by butter747 1 in Personal Finance

I work as a Bank Teller and I live on my own in a 2 bedroom, 1 bath apartment. Im 18 and I made about 12,000 this year will I be getting anything back is there something I can claim to get anything back?

2007-11-30 01:27:17 · 6 answers · asked by Anonymous in United States

My wife has approx 12 quarters paid into SS. She drove a bus and paid into a teachers retirement system and did not pay into SS. Can she pay FICA taxes on these years so that she has the necessary quarters to quailify for disability benefits ?

2007-11-30 01:09:09 · 5 answers · asked by Anonymous in United States

So we closed on a house 2 days ago but can't legally move in yet becauses the $3000 dollars we were supposed to get from the SELLER at closing somehow ended up in some damn escrow account. They were trying to steal money that wasn't theirs! They though it was repairs that had to be done in order for the house to sell. They told us to go hire someone to fix the house and send them the receipts. And our agent just sat there like an idiot and didn't say anything. That money was the offer we put in to the seller that he agreed to. The agent should have spoken up, she's the one who wrote the offer after all. So we actually threatened to walk away from this deal. Only then did everybody run to the phone and try to do something. So they said the check that was supposed to be there at closing would be here the next day. That was Wednesday it is now Friday. Yesterday their excuse was they could not wire us 2 checks in the same day (we were also waiting for his $500 dollars back

2007-11-30 01:02:20 · 10 answers · asked by Anonymous in Renting & Real Estate

2007-11-30 01:00:04 · 2 answers · asked by joe diddley 6 in Other - Careers & Employment

I am Shabir Memon From Pakistan, I received an email message that I'm winner of yahoo promtion programme YAHOO LOTTERY INC & WINDOWS LIVE.
lottery held on Nov 2007. There are no serila no. , tickit no. and refrence no. and my prize is 800,000.00 dollors , they wrote that I send them my personal inf. in order to claim 800,000.00 dollors. What I should do?

2007-11-30 00:56:23 · 4 answers · asked by shabir m 1 in United Kingdom

My husband and I live in an apartment complex where parking has always been somewhat of an issue. He left last night at about 8:30pm to get a pack of cigarettes at the gas station across the street. When he came back his parking spot was gone and there was nowhere to park. He drove around the complex twice and there wasn't a single spot to park. He ended up parking on the curb which is a fire lane. We have parked here and so have others and have never been towed. This morning when he was leaving for work his truck was gone and it turns out it was towed. So now he has to pay the towing fee. The complex has told tenants that there are enough spots for two vehicles per apartment. Are apartment complexes required to have sufficient parking for tenants? What can I do about this? Is there anyone I can contact to report this?

2007-11-30 00:47:27 · 6 answers · asked by allisonsmith6980 2 in Renting & Real Estate

She hasnt paid a penny since she left the property 7 years ago but her name is on the house. She thinks she should get half. Is this right????

2007-11-30 00:37:57 · 15 answers · asked by marisa_moorhouse 1 in Renting & Real Estate

..the other career avenues that i can probably think of getting into ? Plz advise.

2007-11-30 00:28:38 · 4 answers · asked by lionoftheorient 2 in Other - Careers & Employment

I recently started a new job in Iowa. I am a single person only claiming myself. I am supposed to be paid every week but my first 2 weeks were on a combined check. Gross income 1320 and net income was 919. This seems like too high of tax being taken out. what do you think?

2007-11-30 00:22:18 · 4 answers · asked by Anonymous in United States