Business & Finance - 1 December 2007

My sister lives in a house with No HEAT! When she went to turn it on this winter, she found that it didn't work, Her landlord told her to get some estimates on getting it fixed and that she would, then she told her that if she couldn't afford to get it fixed, that she would let them buy basebord heaters in lou of paying a couple months rent. Well Neither of them happend, It's now December and rangind from 20-30 degrees at night time, and still no heat, she has FLAT OUT told them that she will not help to put heat in the house in any way, How can a landlord rent a home without heat?????

2007-12-01 23:59:21 · 3 answers · asked by jesilynn1386 1 in Renting & Real Estate

my job really sucks, cleaning exhaust hoods at restaurants. the hours are any time, day or night. sometimes even night jobs, followed by an early morning job. on top of the bad hours, it is hard work. we have to get out powerwashers, cover a bunch of stuff with plastic sheeting, vacuum up water, get on roofs of different types of places. all of this for $8 an hour! is it legal for him to pay that little? he also tries to skip us out on drive time, which some places are 50+ miles away. some holidays he doesnt pay us, i remember working on labor day, with no holiday pay! and i'm wondering if he's required to pay us graveyard-shift hours after 12am, like any other normal place. my father works at the post office, graveyard-shift and he automatically gets 1 1/2 times pay. is my boss doing any illegal practices? should i report him?

2007-12-01 23:47:57 · 6 answers · asked by Anonymous in Law & Legal

I have a problem saving money. I received info. on ING direct this weekend. I have seen the commercials but never paid much attention. I just want to use ING to save money to purchase a car, and to start my saving to buy a home, which I want to do within the next 5 years.

If anyone has used ING please tell me about your experience.

2007-12-01 23:36:21 · 3 answers · asked by eyeamatrip 3 in Personal Finance

where the hell can i get this? i went to annualecreditreport.com and i went to freecreditreports.com and a bunch of other useless sites and they all ask for credit cards. well, i need to rebuild my credit therefor i dont have a credit card. what can i do?? the credit union says they need my credit report so they can help me. but how can i find this information?? please help someone.

2007-12-01 23:32:10 · 6 answers · asked by melelisi 3 in Credit

i anticipate about a $4.000 refund and it has to go twards bills some of wich are charging me late fees and/or intrest daily. can I make the government pay that ? and don't the government make me pay a late fee for being late if i owe them $?

2007-12-01 23:10:10 · 7 answers · asked by paulsmcin 1 in United States

try to do someyhing small for myself for a better life and i do not know whats the best! any help?

2007-12-01 22:57:27 · 6 answers · asked by administrator jm 1 in Small Business

I live with my boyfriend and his mother... Enough said ha.
I want to move to apartments in the denison, tx area that is in my budget but i want want with all bills paid. I have a part time job and im in school. Does anyone know a website that i can go to that will show me if a complex is all bills paid or not i went to rent.com but there was only 3 in my area and none were all bills paid.

2007-12-01 22:49:17 · 5 answers · asked by catieann 3 in Renting & Real Estate

i would like to know here in omaha ne which banks dont used chexsystems.

2007-12-01 22:36:05 · 2 answers · asked by DIANA L 1 in Credit

i'm in the process of forming a LLC for a limousine/personal security service. i need a line of credit and need to finaceor lease vehicles. my personal credit wont surfice. what should i do?

2007-12-01 22:32:50 · 1 answers · asked by Anonymous in Corporations

im am 19 years old and i just got hired at a retail company. my boss handed me a w-4 form and told me to return it before i start to work. this is my first job ever. am i exempt?

2007-12-01 22:26:07 · 4 answers · asked by Anonymous in United States

My parents have been claiming me on their taxes, and I've heard once I turn 21 I have to claim myself. Is this true?

2007-12-01 22:12:09 · 4 answers · asked by youdontknowme 3 in United States

If you can use either, which do you choose and why?

2007-12-01 22:04:09 · 26 answers · asked by Anonymous in United Kingdom

I owe money on student loans that I haven't been able to pay on because of hardship so when I file for my taxes next year will they keep my taxes?

2007-12-01 21:44:15 · 6 answers · asked by tammy5992001 2 in United States

what do you think the interest rate would be for someone who has good to excellent credit?

2007-12-01 21:32:49 · 5 answers · asked by Anonymous in Personal Finance

I have been making monthly payments to the creditors towards the balance that I owe which was about 300 dollars in the beginning. I recieved a letter awhile back saying that If I make my payments on time to the creditor that now deals with my Macy's account, I can have my account reinstated. I have been paying them on time, So I thought had about 80 dollars left to pay but i got a letter from the creditors saying " as per your request, we wish to advise you that your account with the above referenced client is now considered satisfied and has been closed in our office". So I don't know if I'm supposed to call Macy's to see if I can get my card reinstated???.Is it even possible to have a macy's card reinstated?...because that was part of the deal unless they were lying to me. Or should I just wait until I get another letter??. I don't know what to do??? Please Help.

2007-12-01 21:24:31 · 5 answers · asked by sofiesofie 2 in Credit

2007-12-01 21:22:53 · 7 answers · asked by Umb D 1 in Investing

2007-12-01 21:16:13 · 9 answers · asked by Anonymous in Other - Careers & Employment

A seasonal position type employer sent me a letter saying that due to the evaluation of my performance I will not be made an offer to come back. I am very surprised and I would like to find out what happened. What would be the easiest/best way to do that? Ideally I would like to see my performance evaluation and why I was "probably" considered "unfit" for the job.
I saw several questions on here about Freedom of Information act but does that pertain to private employers? I live in Alaska and this is a private not government employer.
Is the employer even if I ask required to provide me any information?(I saw this differs from state to state).
Definately good information would be helpfull and maybe some legal link.

2007-12-01 21:15:30 · 4 answers · asked by teodor d 2 in Law & Legal

2007-12-01 20:59:52 · 8 answers · asked by Anonymous in Other - Careers & Employment

I have Atna insurance and they paid some of it and told me that my insurance limit has been exhausted and that I have to pay the rest of the money from my own pocket. I really can't afford to pay the money because of my financial limitations and others bills at the moment. What do you think I should do?

Thanks,
D

2007-12-01 20:58:05 · 5 answers · asked by Rambo 1 in Insurance

2007-12-01 20:52:40 · 13 answers · asked by Anonymous in Credit

2007-12-01 20:16:58 · 1 answers · asked by Anonymous in Small Business

2007-12-01 20:14:52 · 1 answers · asked by sunnny g 1 in Health Care

in the apex bank cash was deposited on my yahoo ID and my secret number is 00y50580. now tell me how i contact with bank or how i transfer it from USA to Pakistan. plese sir solve my problem. and inform me on my yahoo ID as soon as u can. plz take interest and help me out i shall b very thankful to u.

2007-12-01 20:12:38 · 5 answers · asked by Kk 1 in Personal Finance

I started a LLC for my music Production company..however ironically once i made it official...i haven't had any business. I started the corp this year. If i dont have any business..is there a penalty? do i need to pay anything? by the way i am in California...so does anyone know if and how this will affect me?
Should i be worried when it comes to filing taxes..considering i haven't had any business?

2007-12-01 20:00:31 · 2 answers · asked by Anonymous in Corporations

Can you make an offer on a repossessed house?

Just wondering if the price is solely what is owed on the mortgage the previous owners...?

If you can - how low can you go? Property marketed for £104,995 for 3bed ex-council house

The estate isn't opened today so i can't ask them...

Thanks

2007-12-01 19:58:23 · 4 answers · asked by ஐ♥PinkBoo - TTC #1♥ஐ 5 in Renting & Real Estate

2007-12-01 19:50:39 · 1 answers · asked by Anonymous in Corporations

I am aware that the bank will foreclose, but I will not be able to pay the difference. How will this work?

2007-12-01 19:47:03 · 6 answers · asked by mike g 1 in Renting & Real Estate

I have been told that the university courses like the bachelor of commerce and bachelor of business are a dime a dozen and they just give you a brief overall knowledge of IT and don't give you specialist skills that you need to command a high salary and these qualifications just get you jobs like working in a company and fixing peoples computers and working in the IT call centers. I want to study in a specialisst field, security interests me, you guys got any thoughts on this?

2007-12-01 19:42:16 · 3 answers · asked by Anonymous in Technology

2007-12-01 19:39:21 · 15 answers · asked by Scraggle_aggle_baggle_laggle 3 in Renting & Real Estate