Business & Finance - 1 December 2007

On this comeing Tuesday the 4th of December i would have been laid off for three. weeks i filed for unemployment through mass unemployment. I havent yet found a job. and i havent got any checks from unemployment yet. My question is will the unemployment office pay for the three weeks that i have not been paid once they do cut a check to me. or am i just screwed. I have to many bills.
Please let me know only serious answers. does mass unemployment cover you for the weeks the claim processes during. from 13th of november till now the claim has been processing will i be covered for the weeks in that time.

2007-12-01 05:55:37 · 5 answers · asked by Kablob 3 in United States

I'm 30, hubbie is 39. Combined income is 70 before taxes. We put about 500 a month into his company retirement- some sort of IRA.

We goofed off and saved nothing for years, travelling and all that. The past three years all of our savings have gone towards our house and his parents' retirement.

We own a house, have about 40K more to pay on the mortgage, but also will need to get a new roof and basic repair work, so probably you should think of it as 50K.

We have no other debt at all. We are in good health, have good insurance through my husband.

I have no retirement income through my job. So our only retirement income right now is through my husbands job- the 500 a month.

No other bills. All of our spare income goes towards paying off the house. We should be done with that in about 2 years.

So, what should we do when the house is paid? Good book recommendations? We can live on his income, so we will have about 20K a year to play with to put towards retirement.

2007-12-01 05:38:32 · 6 answers · asked by blahblah 4 in Personal Finance

Lost my card

2007-12-01 05:36:22 · 4 answers · asked by sa 1 in Personal Finance

2007-12-01 05:36:17 · 4 answers · asked by tazze1 1 in Other - Business & Finance

2007-12-01 05:31:07 · 5 answers · asked by Anonymous in Other - Taxes

I know that a large part of a mortgage payment goes toward the interest on the loan. So how much of what I owe on my house is interest and how much is principal? When I make my payment, it says I owe a certain amount in total. Is that the principal or the principal PLUS the interest? I'm just wondering because I read a couple articles lately that suggested that even paying an extra $100 on your monthly mortgage payment would pay off your house a lot quicker, however, I can't see that an extra $100 a month would make THAT much difference if the amount I see that I owe is all principal.

For instance, if I owe $200,000 on my loan and I pay say $1500 a month on my mortgage payment, adding another $100 a month is going to be about an extra $1200 a year. How is that going to result in any significant savings? Can someone explain this to me please? Thanks!

2007-12-01 05:28:18 · 7 answers · asked by Emily Dew 7 in Renting & Real Estate

just discovered that my mother's house is in foreclosure. Apparently a Notice of Default was filed last August but she did not tell me about it.

Now I have just Discovered that a notice of trustee's sale was filed last week with a sale date of December 13.

Apparently my mother had been refinancing her house every year to get more money to live on.

They were charging her huge prepayment penalties and huge fees every time she refinanced.

She received very little money herself. The mortgage brokers made all of the money.

This last mortgage that my mother got had payments over twice as large as her income from social security and a small pension.

She has some equity left in the house. I need to stop the trustee's sale and help her put her home on the market so that she can sell it and recover the little equity that she has left.

I also want to take legal action against the mortgage brokers for what they did to her and recover some of the equity that they stripped.

2007-12-01 05:23:49 · 6 answers · asked by Ginger L 1 in Renting & Real Estate

I've had a few friends who have worked in restaurants, and they've gotten fired for taking leftover food home . I've never understood why . If the restaurant owner throws the food away, he takes it off his taxes . If he lets an employee take it home, he takes it off his taxes . What's the difference ? Does the law say that he can't takes it off his taxes if he lets an employee take it home ? How would the government ever find out what he's doing with his leftover food ?

2007-12-01 05:22:48 · 7 answers · asked by I_hate_being_single 3 in Other - Business & Finance

Is it true that if someone is to get employed after having a job interview, he/she would be notified right after the interview is over instead of waiting for days to get notified by a letter or a phone call from the organization? Have a nice day.

2007-12-01 05:20:47 · 16 answers · asked by recalcitrant99 1 in Law & Legal

How would you argue this? Would you argue for or against it? Why? Please be as descriptive as possible and cite sources please!

2007-12-01 05:17:34 · 1 answers · asked by fiestababy05 1 in Small Business

my car is goin to reposession in about 20 days or so..and i gotta pay off sum credit cards...
I started applying like crazyyy for the past 2-3 weeks and i got 2 interviews Finally . One thru applying and one thru networking i guess..


But now i am a delimma . I don't want to take any chances , i wanna apply for more jobs and get more interviews, But at the same time I feel like I should just focus on the interviews at hand and Do a Great Job at it..

What do you think ?

2007-12-01 05:17:19 · 7 answers · asked by Anonymous in Administrative and Office Support

2007-12-01 05:15:39 · 4 answers · asked by RAYMOND M 1 in Personal Finance

I live in Canada, and my city has very good tenancy rules. I thought about sneaking in a cat, but I don't want to tell lies. And if my landlord ever did find out, I would get evicted. So I don't want to sneak around. It's out of the question.

I have a bad case of depression, and I feel very much better around animals. My doctor and therapist even agreed that having a cat would be good for my mental health.

But I moved into this apartment just at the end of September. It is newly renovated with hardwood flooring.

I have the money to care for a cat and would have no problem paying a pet deposit and paying more rent. I have done thorough research on owning cats.

But how can I convince him to get a cat? I really love cats. Fish just aren't the same... Please only give serious answers. Thanks.

2007-12-01 05:15:33 · 5 answers · asked by not y 1 in Renting & Real Estate

Stock XYZ is priced today (at t=0) using the CAPM and the fundamentals given below, which are common knowledge: Next year dividend per share (D1) = $12, growth=0%, Rf = 3%, beta=1.5, (Rm-Rf)=6%. Suppose tomorrow (at t=1), the management learns that the growth rate will in fact be 2% instead of the 0% previously expected. Everything else stays the same, including the dividends next year which is still expected to be $12. This higher growth rate is not common knowledge yet; only the management knows it. Two days later (at t=2), the news of the higher growth rate are formally disclosed to the public through a press release.

(a) Find the market price today.
(b) Find the market price tomorrow assuming markets are, alternatively, strongly-efficient and semi-strongly-efficient.
(c) Find the market price two days later assuming markets are, alternatively, strongly-efficient and semi-strongly-efficient.
(d) Assume that markets are behavioral and tend to underreact to information such as release of growth rate forecast. Suppose the underreaction lasts for 3 months. Plot and explain the stock-price response to the news release. What can you say about the XYZ’s stock return during the three months after the public announcement?
(e) Suppose that we don’t know whether the markets are efficient or not; describe how you can test market efficiency in this situation.

2007-12-01 05:11:37 · 2 answers · asked by hare_rene 1 in Investing

2007-12-01 05:07:36 · 5 answers · asked by sweet 2 in United States

i wnat to advertise my product on those magazine how much will it cost for a month????

Zoo??

Nuts??

FHM??

Fashion??

2007-12-01 05:04:01 · 3 answers · asked by a22036875 1 in Search Engine Optimization

if i used a font on i.e shirt. and started to sell them. would that be illegal ?

Would it too be illegal if i added my own custom designs + the font ?

2007-12-01 04:59:39 · 2 answers · asked by Anonymous in Other - Business & Finance

my offer was accepted. he got all the infomation from me(the address the final offer ect...) at sencond day he put on offer on the property that I went him for. it's there anything can do with the law? regulations... in state of New Jersey to make things right?

2007-12-01 04:58:51 · 4 answers · asked by tongqing 1 in Personal Finance

1What should i wear? is a jean skirt and collared shirt okay?

2when they ask me why i want the job what should i say?

3what should i say when the yask me why i deserve the job over other applicants?

4. is there nay tips to raise my chances of gettin the job?

2007-12-01 04:58:38 · 2 answers · asked by Hay H 2 in Other - Careers & Employment

my offer was accepted. he got all the infomation from me(the address the final offer ect...) at sencond day he put on offer on the property that I went him for. it's there anything can do with the law? regulations... in state of New Jersey to make things right?

2007-12-01 04:58:08 · 3 answers · asked by tongqing 1 in Renting & Real Estate

2007-12-01 04:56:48 · 1 answers · asked by jason.ward15@btinternet.com 1 in Corporations

what does this mean????
I don't have a job and my parents claim me as a dependent. What should i put?

2007-12-01 04:54:16 · 2 answers · asked by mandy 1 in United States

as a down payment for a more expensive home?

2007-12-01 04:47:37 · 7 answers · asked by the_honorable_spm 2 in Renting & Real Estate

there are people where i work that know my name and i have no idea who they are. i am a courier for a bank and the reason they know who i am is that i am on the list of employees who work there. i would like to know their name but have no idea how to do it. how do i go about doing this?

2007-12-01 04:47:27 · 3 answers · asked by Madmen22 1 in Small Business

My grandad is on Social Security, and he is able to apply for fuel assistance, but needs to produce certain documents, one includes a copy of his social security check. Last night he cashed it, and forgot to make a copy of it beforehand.

His apartment is freezing, and he's worried that he will have to wait another month all because he forgot to make a copy. Is there anything we can do?

2007-12-01 04:46:32 · 4 answers · asked by му иαмє ιš ƒαιтн:) 1 in Marketing & Sales

I have an old boss that is giving me bad references. I quit there with no notice, and that started a dispute between them and me that elevated and got the gov. involved. Now I am looking for a second job again, and he is giving me bad references. Can I leave That job off applications? It will not leave a gap in employment history. If I leave it off is there a database for job history on someone. Or is there a do not hire database. I checked my credit report and there was nothing about job on there. If I leave this employer off future applications how will anyone know?

2007-12-01 04:40:21 · 2 answers · asked by Anonymous in Food Service

I'm 11 years old,
I want money bad!!!
Well I need money to buy Christmas presents
for my parents. I wanted to buy them stuff from IKEA.
Because I've never really bought them anything for Christmas
before. I also need money to buy presents for the rest of my family.


Please tell me how I can earn money,
Thank you.
WHITOUT: Mowing lawns and walking dogs.

2007-12-01 04:30:17 · 4 answers · asked by Anonymous in Personal Finance

I keep waiting for someone to ask about a background check during job interviews, but people don't. I want to bring it up, but I'm intimidated seeing as how I may have the job in hand at times.

2007-12-01 04:30:10 · 4 answers · asked by Hate to ask, but. 1 in Other - Careers & Employment

How do you file for rights to a company or business name? I thought that filing for a "fictitious name" was the answer but it clearly states that this does not create any "exclusive or any other right in the ficticious name."

2007-12-01 04:29:42 · 3 answers · asked by Stranger In My Heart 6 in Small Business

2007-12-01 04:28:00 · 8 answers · asked by think.future 1 in Investing