Business & Finance - 25 October 2007

2007-10-25 18:03:47 · 3 answers · asked by Anonymous in Personal Finance

2007-10-25 17:57:49 · 6 answers · asked by fromdal 1 in Renting & Real Estate

2007-10-25 17:56:48 · 6 answers · asked by sharonbalto 2 in Insurance

How persistent should I be? Over the past several months I must have sent out emails to 20-30 companies in two different fields, but have only heard back from two of them! Is this normal? Am I doing something wrong? Should I be more persistent and send out a second email? Should I mail them my resume via snail mail?

2007-10-25 17:54:27 · 2 answers · asked by franksvalli 2 in Other - Careers & Employment

Hello, my sister is due to have a baby in 2 weeks and we live in nyc, she was wondering which is the best way to save for a college for her new born.
she has mentioned a few options like a ny state sponsedred 529 plan.

and also mentioned ING direct which is a personal savings account with a apy of 4.00 percent.

and then you have a roth ira that she can open up for herself and use the savings from that plan to pay for her childs school.

what are the pros and cons of these and also which will yeild the most bang for the money, and also less going towards taxes and more towards me.

i am also open to hear any other options you might have from other savings. THANK YOU SO MUCH

2007-10-25 17:49:43 · 2 answers · asked by barbar111 2 in Personal Finance

ok so my father is kicking me out of the house and i got only 100 dollors im going to a part time job but still wouldnt i be qualifed for rental asstence. or are there any programs that can help me out.

2007-10-25 17:49:34 · 3 answers · asked by jerseygirlprincess 3 in Renting & Real Estate

2007-10-25 17:47:32 · 5 answers · asked by Anonymous in Credit

I am new to quick books 2007. I am not sure if I should first put in the deposit that is received and what to do when it says 'undeposited' funds. it seems to automatically go to the checking register. Should I do something first there before I continue on with the checking account. Also... haven't learned how to reconcile statements. Anyone recommend a good book for a real beginner. have about 5 months I have to 'redo' because i made a bunch of mistakes and starting things over. have all my statements, invoices and receipts. any suggestions would be helpful. looking for someone that I can ask a question or two from time to time if possible. have LOW cash flow in busines right now... thanks for the help.

2007-10-25 17:42:33 · 1 answers · asked by Trinka S 1 in Small Business

I found one on Google, but then I realized it was in the UK. Do they have anything like this in the US? Here is the link to the one I saw in case you're wondering.

www.debtadvicebureau.org.uk/

2007-10-25 17:37:38 · 3 answers · asked by Anonymous in Personal Finance

For example: I bought an office building because you could go out and actually offer the bank sixty cents on the dollar.

2007-10-25 17:28:29 · 3 answers · asked by originalscent 1 in Investing

My husband and I are trying to refinance our home. We have been here for a year now. Right now we have ARM rate at 11.4%. My lender called me today and said they can get us a fixed rate at 7.5% with all the closing cost "rolled over" into the loan. And all we have to pay at closing is $76.00. She said our house payments would go from 786.13 to 846.00/month. Or they could go down just a bit not a tremendous amount. Is this good? We have no idea about any of this stuff. I know we can swing the extra if our house payments did go up! She said she would over night the paperwork to us we sign and copy a few things and then we can get it rolling. Does this mean its a gareentee that we are gonna be able to refinance? Thanks in advance!!

2007-10-25 17:26:59 · 8 answers · asked by marie76444 3 in Renting & Real Estate

The employer acts as a tax collection agent for the federal government?

2007-10-25 17:23:13 · 3 answers · asked by luckyplaya23 2 in Other - Business & Finance

I missed work on consecutive days because I don't feel too good, do you think I will get fired since I've been at the job for only 6 months.

2007-10-25 17:22:48 · 6 answers · asked by LBC-Lakers 2 in Other - Careers & Employment

Need some legal advice. Well just a couple of weeks ago Gap Inc. has sent a notice in the mail to me saying two laptop computers were stolen and my personal info which included my SSN were in the system. So they offered me the triple advantage with the credit bureaus.

To make the story short when I checked my credit history for the first time I saw a judgement on there. It was from my nasty landlord that I knew nothing about. It was posted back in 2005 as "unlawful detainer." My mother and I were on the lease. My mother was late at one time and paid before the 5 days notice was up. How can I take this case to court? We were clean tenants, never damaged property, or used illegal drugs. I was not informed of this legal action against me. An eviction was served but my mother paid before the 5 days were up. I live in VA by the way. Someone help me please :(

2007-10-25 17:22:32 · 3 answers · asked by Flyingprincez 2 in Renting & Real Estate

When a company has only a few employees, paycheck are often written on the company's regular checking account?

true or false?

2007-10-25 17:18:23 · 3 answers · asked by luckyplaya23 2 in Other - Business & Finance

The debt is spread over 2 cards, the most on an American Express. I've used the cards for paying rent and other living and school expenses that my student loans didn't cover. I've had the cards since 2005 and the balance has been increasing some each semester. I haven't ever missed a payment due date, but I usually pay just a little over the minimum amount due (which for the Amex is now around $120, the Mastercard isn't bad, it's just $15). I stopped using both cards this summer because I didn't want to add to the debt. I've tried getting a job at a bunch of places, but my school schedule makes it hard to get a decent one. Even after 3 or 4 months of making payments though since this summer, it doesn't seem like the balances are decreasing much at all. There's some finance fee around $80-$90 that takes away most of the payment I make each month. How can I get things under control? I need a job. I've stopped using the cards. But nothing seems to be going right so far.

2007-10-25 17:17:09 · 9 answers · asked by Anonymous in Credit

What does refinance really mean? I'm trying to understand this. I'm a first time home buyer, been in my house for almost 2yrs. and have to refinance before mortage rate gets adjusted. As of right now, I'm in an adjustable rate. Trying to refinance to a fixed rate.

2007-10-25 17:15:55 · 7 answers · asked by C C 1 in Renting & Real Estate

My house is residential / industrial does the industrial zoning make it worth more? I am by two major interstates and a major highway. Have great access to them. Reside in California.

2007-10-25 17:12:28 · 3 answers · asked by sweetpea 3 in Renting & Real Estate

For example, a stock is worth $20
and is trading at 12 times earning
Does that mean that the company's profits have to increase 12 fold for the each stock to be "really" worth $20 (earnings per share) ?

2007-10-25 17:11:46 · 6 answers · asked by Steve 1 in Investing

This is in the state of Pennsylvania. What role does the Real Estate agent then play in this senerio?

2007-10-25 17:10:44 · 2 answers · asked by openroad1944 1 in Renting & Real Estate

2007-10-25 17:02:49 · 2 answers · asked by Anonymous in Investing

How important is being happy on your job? Lots of people say that jobs are hard to find and its better to get the well-paying job and be glad you have one because the point of a job isn't to
be happy, its to make money. What do you think? Please, share experiences too.

Thanks

2007-10-25 16:49:03 · 14 answers · asked by florita 4 in Other - Careers & Employment

Do you know of any jobs that are stress free??? It can also be less stress type work, but pays well. I am trying to earn money but you know people make the job tough.

2007-10-25 16:45:27 · 15 answers · asked by ? 4 in Government & Non-Profit

2007-10-25 16:42:21 · 7 answers · asked by morgan w 1 in Renting & Real Estate

He tells us EXACTLY what to do and then when something else fails hes gets so mad his body trembles. I have 15 years in this line of work and a degree, we are not lazy or kids. Im not afraid of him but I would like to know the best way to handle this.

2007-10-25 16:39:53 · 4 answers · asked by GrapeApe 3 in Other - Careers & Employment

This site claims to remove:
Late Payments
Charge Offs
Foreclosures
Judgements
Repossessions
Personal Identification
Closed Accounts
Negative Settlements
Liens
Collections

They said that in some cases they can remove bankruptcy with a 35% success rate. They offer a full refund if you are not satisfied with their service. They also said the negative items on your credit report don't come back.

2007-10-25 16:23:20 · 2 answers · asked by Anonymous in Credit

2007-10-25 16:14:30 · 5 answers · asked by Nay Nay N 1 in Insurance

From Zip code 17066 to 38721 , USPS Online Says there is a 2 day service commitment If it is dropped off by 4 on the 29th.

http://webapps.usps.com/expressmailcommitments/landing.jsp?origin=17066&dest=38721&ship=10/29/07

2007-10-25 16:10:13 · 3 answers · asked by nicholas_stevens21 1 in Other - Business & Finance

What do they really do with all the "money" you give them?
Lets see who gets it right.

2007-10-25 15:50:45 · 6 answers · asked by Anonymous in United States

What is Escrow, escrow officer, who will that money in the Escrow account go to? Just want to know...

2007-10-25 15:50:19 · 4 answers · asked by Al 2 in Renting & Real Estate