Business & Finance - 26 September 2007

My doctor's office refuses to pre-authorize prescriptions with the insurance company. When I go to the pharmacy, the prescriptions then can't be filled. So I end up paying for the insurance coverage, the doctor's office visit copayment, but can't get the medication. Do I have any recourse other than to change my primary care physician? I've tried talking to the insurance company, but they say all I can do is file a complaint. Does the dept of banking and insurance have any jurisdiction over the doctor offices' non-compliance with the insurance company's contract?

2007-09-26 07:48:54 · 22 answers · asked by InTheMiddle 1 in Insurance

2007-09-26 07:46:29 · 4 answers · asked by tanyaheald 1 in Insurance

I am going to court in Nov to appeal my property taxes. I bought my home in Oct 2005 for 275,000 and my property taxes are a little over $5,000 a year. A year after we bought our home it was valued at a little over $470,000. I tried to appeal then but was too late to apply. My home is 928 sq ft, 2 bdrm, 1 bthrm, I don't live in a ritzy area either ( I live in Calif). Has anyone appealed and won their case? I 'd really appreciate some advice.

2007-09-26 07:44:01 · 5 answers · asked by Me 4 in United States

Some lady just delivered a package to my house that says I'm being sued by a company called Arrow Financial Services, this was a credit card I obtained from Providian and what happened was that I went through a consumer credit counseling program a few years ago and they did not accept the reduced payments this credit counseling firm was sending them. I did not find out about this until 5-6 months later and more than $600 in extra fees added to the account, I tried to work out a settlement but Providian declined and I just blew them off, now I have this citation from a court dated July 07 and don't know what to do!!! Should I try to settle out of court with the lawyer? should I go to court? what's the best way to go about this? I'm in Texas so I don't know if they can garnish wages or what not......thanks for the help!!!!

2007-09-26 07:38:43 · 0 answers · asked by SPEEDY74 1 in Credit

I am nervous, I just purchased my first home. I did 100% finance. I noticed that home value is going down, will I be able to refinance after 6mos or 1 year. The way things are looking know I am scared that the value of my home might not go up.

2007-09-26 07:36:18 · 7 answers · asked by karen a 2 in Renting & Real Estate

I have been offered a position at my job as an Externship Coordinator. I need to find Externships for students that are graduating from Phlebotomy and Medical Assistant. PLEASE I NEED TO KNOW HOW TO DO THIS WHAT TO SAY.. Thanks!!!

2007-09-26 07:31:50 · 3 answers · asked by lizbeth 2 in Health Care

how about making 2 per year?

2007-09-26 07:27:59 · 5 answers · asked by Anonymous in Credit

2007-09-26 07:26:34 · 2 answers · asked by coyotemplumado 1 in Other - Business & Finance

I leave to go off to college January 7th and I wanted to know is there anyway I can get my W-2's back early enough to have them filed before I go away to school??

Also I worked 3 jobs this year

Thanks!

2007-09-26 07:24:00 · 5 answers · asked by kevin_binion 1 in United States

2007-09-26 07:18:00 · 2 answers · asked by babygrape7 1 in Other - Business & Finance

ok so i wrote someone a check and they have not cashed it and its been a few weeks so i was wondering if there is like a certain time you need to cash a check by before it like expires or something?and if they let the check expire do i have to give them a new one if they ask for it or did they just lose out on their money?

2007-09-26 07:12:37 · 7 answers · asked by CArl 2 in Personal Finance

What goods and services are included in the UK inflation?

2007-09-26 07:10:25 · 2 answers · asked by weezfinder 2 in Investing

My boyfriend works as a mechanic at a car dealorship, he makes 16.50 an hour but hes only coming home with 90 buck paychecks because he gets paid by the job, example: oil change in the books takes 2 hours my bf does it in 1 hes gets paid for those 2 hours, same with all jobs, but if theres no jobs he doesnt get paid, so he can go to work, no job come in and he gets no money, is this legal?

2007-09-26 07:06:11 · 5 answers · asked by Kaden James born 4/11/2009 2 in Law & Legal

I am trying to write a resume, but I don't have that much working experience. I have been babysitting most of the time cause it paid well and I liked it. Now I want to get into "normal" work and I have to include that on my resume.
Any sugestions?

2007-09-26 07:02:55 · 12 answers · asked by Malgorzata B 4 in Small Business

I may have an opportunity to work for JP Morgan, making around 90k a year with a bonus. I was planning on going to business school, mainly to get a job in investment banking or something like this. So, I think if I could make good money in this job it might be unnecessary to go to business school now. I'm only 24, so I think this job could help me get into a better school down the road. Also, I have a ton of debt from school already, so with this job I could definitely pay that down if not off. Advice?

2007-09-26 06:59:31 · 8 answers · asked by willnyu1982 1 in Other - Careers & Employment

I won't be surprised to get some hate mail on this one, but I'm tired. I work real hard at my job. I don't have any special love for my company, but they are the ones that pay me to work for them. Most of the people I've seen stand around and talk and extend their breaks and lunches to talk about sports or whatever most of the time. I like to get along with my fellow 'workers' too, but I feel an odd sense of responsibility to my job. Is this one reason that companys send their work to be done overseas?

2007-09-26 06:53:17 · 2 answers · asked by merlin_steele 6 in Corporations

Regarding my job -- I started 2 years ago at $11/hr. After 90 days, I was given a raise to $12. After 1 year, I was given a raise to $16. In my most recent yearly raise, it went up to $18.75/hr.

However - consider this: I'm 38 and this is an office job. I just got engaged and have a degree although not for what I'm currently employed to do. I also drive an hour to and from work each day. The job is pretty easy (probably because I do it very well), but they micromanage and there are rules like no eating at your desk, no cell phones, no breaks at all (except a 1/2 hour lunch), no sick days or personal days. One week of vacation, 2 weeks next year.

Truthfully, it's an easy enough job to me but I'm not feeling fulfilled at all. But jobs in the field my degree is in (arts) are low paying and non-guaranteed. I feel like I should stay, but won't ever be really happy here. Should I just tough it out or should I look elsewhere?

2007-09-26 06:52:27 · 13 answers · asked by Anonymous in Other - Careers & Employment

I have been taking care of a friend's little boy while she works for several months. Court paperwork dictates that she pay 48% and the father pay 52% of the childcare expenses. She has been paying me her portion plus part of the father's portion from the get go, as he has not ever paid a cent toward his childcare. I finally started giving him bills, and he has asked for my tax identification number, which I now know is my social security number. I don't feel safe giving him my SSN, as he is not a trustworthy person, and I believe does things that are possibly illegal. Do I have to give him my SSN in order for him to claim childcare expenses on his taxes? Can he just give them my name and address? I already know I have to and will claim the income from this on my taxes. If I don't give him my SSN, does that mean he doesn't have to pay me for his child's childcare that I have provided?

2007-09-26 06:51:58 · 8 answers · asked by Jenn 3 in United States

I joined Gold's Gym last year before I got pregnant and my finanacial situation wasn't as bad as it is now. My doctor wrote a note last year and the fee was frozen until this year. Now I had a charge for $49.95 last week. I didn't know they were going to take it out. I told that manager that I had a baby and I was under too much stress and my financial situation was too out of wack to pay the gym almost $50 a month and not use it. I have $400 health insurance and $600 day care bill added to my expenses. My husband lost his job. The manager at Gold's Gym had no sympathy and would not help.
Does anyone else know what the contracts entails and what should I do? I don't have anywhere that I can change my address to. I am not totally disabled but I got my doctor to write a note saying that I could not work out because I was having heart pulpulations and anxiety. The manager stated that this was not good enough. This company is the worst I've ever seen to be as unimportant as they are.

2007-09-26 06:47:59 · 11 answers · asked by Anonymous in Corporations

and if so, what would u say when the question of how much money you made in your previous job comes up. i hate this question and learned by reading a book "How To Say It At Work" that it is not mandatory that you answer this question. by answering the question you can either lowball or price yourself out of the job. so you're really at a disadvantage to answer this question.

employers already have a pay range in mind when interviewing you. of course they want to pay at the lowest in the range if possible. in the book it says it is a perfectly acceptable answer to say "what is the pay range for this job?" "i'd like to think my past experience and what i can offer at this job/company is what my pay should be based on, not what i made before".

i guess if the company liked you they would accept it. if they they didn't they might use that as an excuse. either way i don't think it would be a deal breaker if you chose not to answer their question. what are your thoughts on this?

2007-09-26 06:45:38 · 6 answers · asked by itsjustme 4 in Administrative and Office Support

2007-09-26 06:38:19 · 0 answers · asked by Rui S 5 in Credit

2007-09-26 06:33:25 · 15 answers · asked by freetochooseall 1 in Personal Finance

My Dad was a salesman (good one) for over 40 years. He is very smart, but has real bad hearing and needs ideas on what kind of a job he can do to supplement his social security. He drives doctors to clinics now for a security company but hates it 'cause it is so boring and only pays $8.50/hour. Any ideas that are not sarcastic would be appreciated.

2007-09-26 06:33:04 · 5 answers · asked by Anonymous in Other - Careers & Employment

2007-09-26 06:31:44 · 2 answers · asked by Anonymous in Other - Business & Finance

2007-09-26 06:30:44 · 2 answers · asked by pveris@pacbell.net 1 in Personal Finance

Is there anything I should do or should I just not worry about it?

2007-09-26 06:30:21 · 2 answers · asked by Eileen 2 in Other - Careers & Employment

I ask this question before at the small business section but was unable to get a solution.

I would like to ask how does a person get back into the workforce as an employee after failing as an self-employed?

Mainly because at the interview stage, a self-employed is viewed with doubt that he/she will want to work under someone else. Anybody care to share their experience?

2007-09-26 06:24:10 · 2 answers · asked by Hope 1 in Other - Careers & Employment

A. The National Red Cross
B. The Serect Service
C. The Federal Bureau of Investigation
D. Federal Emergency Management Agency

2007-09-26 06:23:15 · 3 answers · asked by LaKeshia H 1 in Corporations

The bank is in New York but there are several Baclays Banks in new York

2007-09-26 06:22:21 · 2 answers · asked by Pete O 1 in Corporations

I have 20 yrs exp., and 13 yrs in my current field (IT solution sales, Boston). My current base pay is $75k, and have had no increase in 3 yrs., not even for a cost of living adjustment. What should my new base pay be, similar responsibilities, but utilizing my client and partner contacts and new sales skills.

2007-09-26 06:22:02 · 5 answers · asked by crea8value 1 in Marketing & Sales