Business & Finance - 23 August 2007

My credit report has been messed up for years. There are a few collections on my credit that I have cleared up and proven that they were not mine and successfully had them removed. A new debt collector buys this old account and puts it back on my report. I have paid my bills on time for over a year and have lowered my balances significantly. I have been studying and reading about improving your credit like crazy for the past year. I am sick of sending a certified letter and fighting them every few months. I believe my score should be much higher, but it has only gone up about 50-60 points. The credit agency's tell me that they do not re-score. There is a extreme difference with all three agency's and my scores. Please help. I am going to need a car loan soon, and don't want to suffer a high interest rate for a account with voice stream that was never ever mine! (they also keep changing my birthday by one year.) Thanks!!!!!!!!!!!!

2007-08-23 15:13:02 · 4 answers · asked by sarah h 2 in Credit

2007-08-23 15:10:59 · 21 answers · asked by Shanae H 1 in Renting & Real Estate

any references as to witch would be a good stock to invest in?

2007-08-23 15:08:50 · 4 answers · asked by shawn k 1 in Investing

can anybody give me a advice how to handle allowance, how can i budget my 1 week allowance?

2007-08-23 15:08:23 · 2 answers · asked by Albert 2 in Credit

2007-08-23 15:04:54 · 14 answers · asked by Little Witch 2 in Personal Finance

and also what should my career be when i grow up i do not wanaa be a dentist,lawyer,fire person, police, DOCTOR,anythig wit transportation,something boring and yea so thats it what should i be? AND ALSO I WANT 2 MAKE ABOUT 70,000 A YEAR

2007-08-23 15:04:41 · 12 answers · asked by Anonymous in Marketing & Sales

I worked hurricane Ivan for the Small Business Disaster Assistance in 04 and 05. We worked 7 12 hour days for about 6 weeks, then cut back some and then finished up working 5 8 hour days.
We made site visits up until around 2 or 3 in the afternoon, then returned to room to write up the files and make more appointments for next day.
the sba wanted 4 to 5 files per day and wanted a 3 day turn around
Is this anything similar ?
one guy said turn over is bad for adjusters,, do you agree

Say I am getting great answers here folks for my other questions ,,thanks,,all help is appreciated

2007-08-23 15:00:54 · 3 answers · asked by daorangejello 3 in Insurance

A job I recently quit from lost my check.
I went there on Friday the 17 and they couldn't find it..
What should I do?
They also took out money for my uniform which I wasn't aware of..
do you think the company could get in trouble for this?

2007-08-23 14:57:56 · 5 answers · asked by Anonymous in Law & Legal

Ok....Lets see....I move around alot, i am 20 and i just had a son this year. I use my mothers address and she wants to claim me as a dependent. Cause she says I use her address so therfore its like I live there. Welll...I want to claim myself and my son. Can I do this?

2007-08-23 14:51:34 · 5 answers · asked by Anonymous in United States

If 280 million and 40 million green card holders put $20 a month back into the social security credit card banking administration we could wean ourselfes off of taxes over a period of 5-10 years.
$6.4 billion a month back into the fund..... Who needs Greenspan or Bernicker when we can use credit to pay our tax......

2007-08-23 14:50:43 · 3 answers · asked by Anonymous in United States

I am a freshmen at California State University Fullerton and am a computer science major. In school they tell us the job market is great and company's are constantly looking for people to fill there tech positions. I have heard elsewhere though that the job market is flooded with people with computer science degrees and is very hard to find a good job. Could someone with some related experience give me some insight as to what it is like finding a job with a computer science degree?

2007-08-23 14:47:42 · 3 answers · asked by Anonymous in Technology

I started my job 2 months ago and it's A LOT to learn. Sometimes I feel like my coworker/boss gets annoyed that I ask a lot of questions, however, when I don't ask questions and make a minor mistake, they get upset that I didn't ask. At 2 months, is it generally acceptable for new employees to be asking questions? I have a ton to learn and lots of responsibilities.

2007-08-23 14:42:15 · 5 answers · asked by Anonymous in Other - Careers & Employment

Looked online don't know where to go. My credit is bad, but i'm trying to get back on my feet. please help me

2007-08-23 14:39:14 · 9 answers · asked by Anonymous in Personal Finance

2007-08-23 14:39:01 · 4 answers · asked by xandy g 1 in Small Business

breaks [I've heard] to come to this area... But anyway, the only viable jobs in this southern town are Walmart or flipping hamburgers... Luckily, I am a almost 62 year old single again male that has “while you sleep” income that covers my current basic living expenses [shelter, food, clothing, cell & DSL and $8 Rx co-payments]. I don't own a car yet [the X got that] and I have no child support payments... My son takes me to the store once a week and to church on Sunday when he and his wife decide to get up. The first of May 2008, I should be receiving social security if somebody in the Bush doesn't decide to pull the plug on that security blanket... This should add another $800 - $900 monthly to the “while I sleep income”... Oh yes, I should tell you that I have a annoying disability of not being able to stand on my feet for more than a half hour...Having said all this does anyone have suggestions of raising my standard of living giving these circumstances?

2007-08-23 14:38:51 · 2 answers · asked by WildOrchard 2 in Small Business

not a quit claim deed a quiet deed to get a titled cleared

2007-08-23 14:37:19 · 3 answers · asked by unhappyinin 4 in Renting & Real Estate

I went in for an interview today for an office manager position. The owner of the company asked the typical, tell me about your background and family questions, and I was certain I had the job in the bag. He put me to work 20 minutes after I got there. Three hours later, he comes in the office, and tells me that there's another person they're considering. He said that I was more experienced with the system they're using, and I have the know how, but she's older. (I'm 27) He also said he's concerned about the fact that my husband will be deployed overseas, and if he dies I may want to go back home.
He asked that I call in the morning and set up an interview with his wife, so she can decide if I get the job.
My question is, should either of these factors determine if I get the job? I'm thinking not. I feel like I'm being discriminated against because of my age and my husbands job. If it is discrimination, is it worth trying to do anything about it?

2007-08-23 14:36:55 · 8 answers · asked by Michelle W 3 in Administrative and Office Support

i was thainking about buying so stock of ( SIRI ) its at 2.79 per share. and thay have ben out for over 2 years that i know of. Do you thaink it will ever go up

2007-08-23 14:33:25 · 9 answers · asked by shawn k 1 in Investing

I have been in chex systems since last year

2007-08-23 14:33:17 · 8 answers · asked by Anonymous in Personal Finance

I quit my job because it was so hard for me to make my quota. During training it was made perfectly clear that there was no quota only "expectations". (A subtle hint for me to get out of there which I obviously didn't get)

During training it was also made clear that the payment plan was your first two weeks you get paid $10 an hour versus 2% commission. If you did well with commission you get paid that and if you didn't you get your $10 an hour.

After your two weeks you have three choices of $10 an hour-no commission, $7 an hour plus 2% commission, or 5% commission all the way.

I quit after working a week and a half and noticed the rate on my paycheck was $7.15. I signed papers saying my pay was $10 vs. 2%. Can they do this?

This also happened to a co-worker of mine as we started at the same time, however she was fired after 2 weeks for not making her quota and her pay rate was only $7.15 as well.

Can they get away with this?

2007-08-23 14:26:51 · 8 answers · asked by Anonymous in Law & Legal

I moved in this duplex with a friend in 9/2005.At that time the My roommate signed a lease agreement and put me on there as a tenant.Couple months after I moved in the owner sold the duplex to a management company. Everything was fine Just last week I find out the original owner never provided the company with paper work saying I lived here.They are requiring me to fill out paper work to live here I confirmed with 2 people that they were ONLY checking criminal history & they said thats all.I let them know I do have bad credit & they said thats ok Ive been there for 2 years paying rent thats fine.Management company called saying my credit history does not look good & if the rest of the report doesnt turn out good they will ask me to move out.I told her ive been livin there for 2 yrs paying the rent and other bills on time. She said so theres no way i i can tell that. I can get proof that I have lived here for 2 years etc. Can they really do this?

2007-08-23 14:23:35 · 6 answers · asked by Mz_cia 1 in Renting & Real Estate

Can power of attorney [parent has Alzheimer's and cannot sign documents] be used to obtain a personal loan [from a bank] in parent's name?

.

2007-08-23 14:20:12 · 3 answers · asked by Anonymous in Personal Finance

2007-08-23 14:17:48 · 3 answers · asked by Joshua F 2 in United States

If so please tell me whether it has worked for you and if indeed they are completely legit or a way to find out if they are thanks so much.

2007-08-23 14:16:17 · 2 answers · asked by Anonymous in Personal Finance

balance of life issue;job, career, children,wife, etc.
How much time and effort is too much?

2007-08-23 14:14:02 · 3 answers · asked by Old Wise One 3 in Other - Business & Finance

WHAT SHOULD I DO ??

2007-08-23 14:11:12 · 9 answers · asked by Anonymous in Other - Careers & Employment

2007-08-23 14:07:30 · 6 answers · asked by John M 1 in Investing

I don't want the house, but I don't want to walk away with my name on it, he is already messing up my credit. I've had to max out my credit cards because he doesn't help with the bills like he should. He drives a truck, doesn't come by the house much which is fine, but he takes out what he wants to play and gamble and sends what's left which sometimes isn't much. I work two jobs, and I'm trying to get caught up enough to get out of this situation, but I need a break. Help wht can I do?

2007-08-23 14:07:04 · 4 answers · asked by janie ruth 1 in Credit

A guy from England is saying I can be the beneficiary of an estates worth 8.5 million dollars and that he can have the money delivered to me but I have to cut him in a portion.Whats up with that

2007-08-23 14:03:44 · 6 answers · asked by jmbigjay 1 in Insurance

How much can someone expect to pay on escrow? Is there any way to estimate it without getting into specifics?

2007-08-23 14:01:02 · 4 answers · asked by ♥michele♥ 7 in Renting & Real Estate