Can you outline the typical day for a cat adjuster,,start when, see people , work up claims ,,ect,,go to bed

Question

I worked hurricane Ivan for the Small Business Disaster Assistance in 04 and 05. We worked 7 12 hour days for about 6 weeks, then cut back some and then finished up working 5 8 hour days.
We made site visits up until around 2 or 3 in the afternoon, then returned to room to write up the files and make more appointments for next day.
the sba wanted 4 to 5 files per day and wanted a 3 day turn around
Is this anything similar ?
one guy said turn over is bad for adjusters,, do you agree

Say I am getting great answers here folks for my other questions ,,thanks,,all help is appreciated

Answer 1

The life of a cat adjuster - get up with the sun - hit the road - bust your hump all day (when working cat's - lunch for me is usually a pack of crackers and a coke while driving) - I usually scope and run - get back to the office in the evening - then the paperwork begins! Yep - now you get to write estimates for all the stuff you scoped - write reports - write checks - upload photos. Go to bed and get up and do it again.

Your going to work 12+ hour days for weeks straight without a day off. You may be in an area that has no street signs (hurricane took them down and you have never been in this town before - fun), no street lights, electricity or running water. With planning ahead - you may have a hotel room - but I have known some independent cat adjusters that could not get a hotel room and had to sleep in their car.

Your going to be absolutely worn out every day and be more tired than you thought you could be.

Your going to get to turn on the news and listen to the media say how your not doing enough. There going to find homeowners and let them complain about how it's been two weeks and you have not seen their house - I guess your just sitting around with your thumb in your ear just dragging your feet for the fun of it--(notice how they never point out how many claims came in? - so, post cat 4 hurricane- your company received 33,000-100,000 claims - do you know how an insurance company works that many? - yep, same as any other - 1 claim at a time! ) but the media does not want to show you pouring your heart/soul/ and every ounce of your physical resources into getting the job done and servicing the customer- it's more fun to bad mouth the insurance companies.

And in the end - despite it all - you'll do it again over and over - you'll love every minute of it. As a rule, you gotta be just a little off to be an adjuster - you gotta be just a little more off to be a cat adjuster!

Answer 2

I personally am not an adjuster, but I did work at the Corporate office for 800 franchises. I don't agree with the statement that there is a high turnover rate. The several adjusters I had come in to contact with over the years, were there for practically forever! From my observation, a typical adjuster does have his hands full and depending on if they are available for 24 hour service, it can be very consuming. From the adjusters we had in our office, they spent maybe half the day in the office and half out in the field, in and out all day. I am sorry I don't have too much info about being a CAT adjuster, but I am sure someone will be able to help you. Hope I helped.

Answer 3

AD nailed it!