Business & Finance - 16 August 2007

What if a default judgement was entered on a bad credit card bill. Do you have to pay the whole amount at once as judgment was entered by the Judge? What if you have no income?

2007-08-16 11:39:31 · 6 answers · asked by Anonymous in Credit

What ways can a recession have an effect on the common everyday Joe?

2007-08-16 11:38:29 · 6 answers · asked by Torrey O 1 in Corporations

if you only have 2 things on your credit, in collections, plus about 7 medical bills adding up to a total of $1600(for every thing on the credit)?

2007-08-16 11:37:15 · 4 answers · asked by saraann24 5 in Credit

2007-08-16 11:36:32 · 9 answers · asked by Dianna M 2 in Insurance

why don't they make it easier for people with bad credit to buy?

2007-08-16 11:35:42 · 6 answers · asked by saraann24 5 in Renting & Real Estate

How much will be on average deducted from my paycheck to include federal taxes, income taxes and any other taxes in NC? In Texas we do not pay state income tax so my check is "bigger" than NC all things equal. 20%, 30%? Help?

2007-08-16 11:34:43 · 5 answers · asked by esgrimistanaval73 2 in United States

she still looks very attractive. (sigh)

2007-08-16 11:34:17 · 4 answers · asked by Anonymous in Other - Business & Finance

Should I close my very first credit card? I want to close it because they changed my APR and they added an annual fee last year and I just now noticed it because I don't use the card. I have no idea why they did this because I have great credit and my husband has excelllent credit. I've read about Capital One doing this to other people as well. Also, is it bad to close cards that you aren't using? We want to buy a house and we don't want to have too much available credit. How much is too much available? We have 2 AMEX, one with no limit and the other with a 10k limit, 2 Mastercards with 9k and 1 Visa 2k available. I also have 5 store cards. We only use 1-2 major cards at a time and we rotate so that they all get used. We have less than 4k total charged on the cards combined. I would close more of my store cards, but I've had those the longest. Would that hurt my credit score???

2007-08-16 11:32:37 · 7 answers · asked by Anonymous in Credit

my parents just got me a visa check card from the credit union. how do i use it at stores & restaurants?

2007-08-16 11:27:21 · 6 answers · asked by cabanacutie022 1 in Credit

I mean is it REALLY bad..or is there hope? Thanks!

2007-08-16 11:22:11 · 11 answers · asked by Lacee 3 in Credit

Okay.. long story short :) Does anyone know of any free budgeting programs that me and my husband could use to get our money on track?
We, like everyone..., don't know where the hell our money goes every week. And we try to keep track of it, but you know.. a dollar here... a dollar there... it goes way to fast!!!!

So... we need to figure out how to take every paycheck, and put money aside for each bill... so then when it is due, we can actually pay it, instead of taking it out of the check my husband gets and trying to live off of $40 a week!!!!

Any suggestions or anything from anyone would be awesome!!!!!

2007-08-16 11:21:17 · 7 answers · asked by mrs. ruspee 3 in Personal Finance

I'm trying to do some research on home prices in our area because my husband and I are in the process of looking for our first home.

I'm getting confused by all the reports that say that the median home price is $680,000 but that the average sales price is $720,000. I would be extremely grateful to anyone who can explain to me the difference between the two.

2007-08-16 11:11:30 · 6 answers · asked by meglet628 3 in Renting & Real Estate

Here is the situation. Four years has passed and no payment has been made at all on the credit cards. What if within the four years the Company has sued the person before SOL is over and the person wasn't aware or know he has been sued because he was outside the United States sick. What will happen then? thank you

2007-08-16 11:06:31 · 5 answers · asked by Anonymous in Credit

I have several charged off credit cards that are 6-8 years old without any payments being made on them. Can they make me pay on these?

2007-08-16 11:02:59 · 3 answers · asked by Anonymous in Credit

I finished working in debenhams last year and they sent me out a P45 once i finished, it says on it total pay - 1166.16
Total tax - 256.30

What do i do with this, does it mean i can claim that tax back?
i am 20 at university, i do not currently have a job and havent had one for about 3 months, but i am looking to get one very soon,

What is this P45 and what do i do with it?
thanks.

2007-08-16 11:02:54 · 1 answers · asked by Anonymous in United Kingdom

If a director of a incorporation leaves the company and sells his all shares to other director, can he claim some cash against the goodwill of the company, as he worked to make that company successful?

2007-08-16 11:02:01 · 1 answers · asked by SK 3 in Corporations

i have been looking in local newspapers and would like to know more information on how the process works

2007-08-16 10:55:30 · 3 answers · asked by mgbuild2005 1 in United States

2007-08-16 10:43:27 · 3 answers · asked by Bo5aleel 1 in Corporations

How long do I have to have a U.S. Savings bond in order to cash it in? Just wondering cuz I'm not sure! All answers appriciated!

2007-08-16 10:34:10 · 2 answers · asked by Anonymous in Personal Finance

Please helpppppppppp?

I got a call from HR for a job and she left the message wanting to know if i'm relocating to there state and she wanting to discuss my resume so i called and he said r u relocating to that state i said this i don't have any plan on relocating to o that state however if i get the job i'm willing to relocate on my expense. She then said can you come for interview i said yes. She said she will forward my resume to a manager and see what happens if the manager wants in person or phone interview. I asked her how long it will take she said she doesn't know. I sounded so nervous and i think i did really bad.

She didn't discuss my resume. Does it mean i should forget thsi job what you think?

2007-08-16 10:31:28 · 1 answers · asked by Anonymous in Other - Careers & Employment

This was my original question.

http://answers.yahoo.com/question/index;_ylt=AmhSaGFpmjVO3rmAJcf2s_vsy6IX?qid=20070430155539AAFfDHI

Well, I have finally received my return after sending them a bunch of crap. My question now is will I have to do it again next year or is my record clean?

2007-08-16 10:27:54 · 4 answers · asked by Dai 2 in United States

I am curious. What has happened to a 4 year unpaid credit card bills of Emma? She stoped paying four years ago. She has no job. Her family is the one supporting her basic needs. The bills stoped being paid in year 2003 until 2004. She has moved to so many different places since then and doesn't know what ever happened to the debt or if she got any letters in the mail. Thanks. Just corious for a worried friend. Should she be affraid that something will happen to her coz of this?

2007-08-16 10:27:09 · 5 answers · asked by Anonymous in Credit

This is actually my mom's debt that I feel was wrong for a debt collector to have done. I received a call from this collector of any attorney's office who was trying to reach my mother. He explained that he was a 3rd party collector who purchased the debt from the original debtor to collect themselves.

He gave me her previous and current home address; 2 of her credit card numbers (full 16 digits); and he literally read off her credit report (other debts; amounts owed; vehicle information). The other important detail is that he gave me exact numbers of the total amount she owes and what arrangements can be made to pay off the debt (no arrang. accptd) After this conversation, not a week later, I received a letter in the mail directed to my mother saying that "per their agreement" a settlement was accepted to make 2 payments (one per month) to pay off the debt. SHE NEVER EVEN SPOKE TO THIS GUY NOR DOES HE HAVE HER NUMBER OR AN ACTUAL ADDRESS OF WHERE SHE LIVES! Any suggestions?

2007-08-16 10:25:44 · 6 answers · asked by craig_tech 2 in Credit

i am enquiring what is the after hour s market ? and how it is based

2007-08-16 10:23:50 · 3 answers · asked by naren_r_mehta 1 in Corporations

I was talking to my friend about a particularly bad time I was going through with money. I couldn't afford a house payment so he offered to let me borrow $1600.00. I accepted. This was in December.

I was going through a divorce and he had a crush on me. I care about him too but then I wanted to work on my relationship with my ex so I got back with him. I kind of let the money slide and didn't pay him back at all.

I didn't tell my husband about this. He emails me in August and told me that I need to pay him back because its ruining our friendship. He said I was taking advantage of him. I got really offended and told him to never talk to me again. I felt like he was taking stabs at my character as a person.

I sent him $50.00 and he sent me back the check ripped up. He said money isn't worth losing a friendship over. Am I being a jerk?

2007-08-16 10:22:24 · 12 answers · asked by Anonymous in Personal Finance

2007-08-16 10:22:06 · 4 answers · asked by Rona B 1 in Renting & Real Estate

2007-08-16 10:21:37 · 5 answers · asked by Anonymous in Law & Legal

I'm 25 years old but I made very bad decisions with credit cards and loans and ended up having bills that were higher than my income. I've recently lost my job and therefore cant afford to pay for anything. I dont own a home, I live with my parents now. I have a car that I make payments on, which have recently gone behind slightly. I have debts going into collections and I have a credit card company threating to take me to cout for the past due amount of $4800. I'm about $12,000 in debt, not including my car or student loans. Would it be best to just file for bankruptcy? What happens if I do file? I dont own any posessions other than a tv, laptop, and car, but I think in Chapter 7 you keep your car. So I have nothing for my creditors to take from me, really. I recently lost my job and I'm trying to find a new one. Having no income makes it impossible to pay what I owe. Should I file for bankruptcy? What happens to my debt and if I do?

2007-08-16 10:20:36 · 5 answers · asked by Anonymous in Credit

My husband and I are moving from WI to WA as soon as our mobile home sells here. We are looking for a either a house, condo or duplex to rent for a while until we get well established in the Kennewick, Richland, Pasco area. We have 2 house trained dogs and 2 cats that will be coming with us(our kids). If anyone knows of a place or someone please help me out

2007-08-16 10:20:14 · 3 answers · asked by puzzlefan2000 2 in Renting & Real Estate

I need you to tell me names of insurance not quote sites cuz they don't help. i need one for 2 ppl a mom and daughter. it shouldnt have a deductable or be more that 200 monthly.

2007-08-16 10:19:36 · 8 answers · asked by lil_nica0802 2 in Insurance