Insurance & Registration - November 2006

I was recently rear ended by another driver on a slippery road.
The person who hit me reported the accident to State Farm and I did the same.
I spoke to them and they were very helpful and suggested that if I wanted to settle sooner as opposed to later I could.
They arranged for my car to be repaired and a rental car and offered to cover all medical bills and associated items.

In the accident my neck and left arm were injured and my 3 year old was brusied up and very scared as well.

My car received minor damage considering the nature of the impact.

My question is this how much would be considered a fair settlement amount?

2006-11-06 17:39:08 · 9 answers · asked by Bill 1

Can any body tell me the procedure and what are the formalities. I am aged 44yrs. Are there any agents who can help me.

2006-11-06 16:00:16 · 3 answers · asked by lhn 2

insurance. FULL COVERAGE well someone backed up into my car at a high rate of speed. i called the police got a report and called the ins . they want me to pay the 1,000 dollar deductable and wont give me a replacement car until mine is fixed.. i really can't understand that because i have a full coverage policy. i only got a parcal plate number. they said my uninsured motorist wont pay only if they find the person. is the uninsured motorist the same on all policies? in california? i really could use some answers thank you

2006-11-06 15:17:41 · 8 answers · asked by inyrnek 1

I was hit head on yesterday by an oncoming car who was totally on my side of the road and even admitted that to the trooper who filed our accident report. My car was totaled, but I wasnt severely injured, just a neck strain and a little whiplash, which is actually pretty painful and extremely uncomfortable. I know since its so clear cut and in the report that she was completely at fault that I will be compensated for medical and for my car, but everyone is telling me Id be a fool to not pursue pain and suffering and something for the possibility of future medical expenses due to the whiplash, before I sign a settlement agreement that realeases them from future responsibility. I dont want to have to hire a lawyer...I just want some advice on what a fair settlement amount might be...what should be the least I should accept (not including my car and current medical bills incurred, just for the pain and suffering and future medical)

2006-11-06 13:27:28 · 9 answers · asked by savhannawind 2

My friend borrowed my vehicle and wrecked it into a building and another vehicle causing damage to all three and there is only liability on the vehicle would my insurance cover this or his,since he was driving. And will my rates go up because of this. I know my vehicle will not get paid for repairs and I dont care about that Im just worried about my insurance rate going up and fixing the other peoples property. Please give me legitimate advice.

2006-11-06 11:15:56 · 7 answers · asked by WILLIAM W 2

The defendant's insursance company would not provide a rental car because the defendant said that he was not at fault. While the case was under investigation, the victim was without a car. Should the victim be compensated for the days he was without his car?

2006-11-06 11:03:00 · 7 answers · asked by GEE 1

2006-11-06 10:33:52 · 2 answers · asked by Seth R 2

I have full coverage I don't need to fix my car it just has paint on it and the accident happened on private property in a parking lot

2006-11-06 09:49:02 · 4 answers · asked by ztachick 1

2006-11-06 09:33:24 · 12 answers · asked by ztachick 1

A cop hit my parked 2002 Chrysler Sebring causing $5000 in damage. The city is paying for the damage, but will they pay for the depreciation associated with a wreck of this magnitude? The value of the car just dropped a bunch because of the wreck.

2006-11-06 08:57:55 · 7 answers · asked by Jon M. 1

A cop hit my parked 2002 Chrysler Sebring causing $5000 in damage. The city is paying for the damage, but will they pay for the depreciation associated with a wreck of this magnitude? The value of the car just dropped a bunch because of the wreck.

2006-11-06 08:50:54 · 4 answers · asked by Jon M. 1

I'm going to buy a car soon, And then move pretty much right after that...It would be a good idea to get the insurance and plates and stuff before I go, obviously, but what will need to be done once I move? I heard that as long as I live in my parent's house, the insurance would be cheaper, well, I'd be moving out...so I have no idea how to get everything straightened around.

2006-11-06 08:41:23 · 8 answers · asked by x_athymia_x 4

Today I had my first car accident. I was backing up from a parking space, as was a person behind me. We crashed. My car was scratched, his was dented. He said that he saw me backing up and honked his horn. There was NO horn honk I heard. As I am 16, I think he may take advantage of that a put the crash as my fault, even when it was his as well. He acted all friendly and said, "well, at least no one got hurt, have a good day." After we had given all our information to each other. What happens if he blames this on me? What rights do I have?

2006-11-06 07:59:07 · 6 answers · asked by xtcinovaltine 2

Person who owned the house reported to police, police traced our license number. It was at an old schoolhouse that my son thought was abandoned, turns out someone bought the place for a house and is living there. He drove through grass, and did a 360 in the lot then pulled back onto the road. When contacted by the police he admitted he had done it. We spoke to the owner of the house and he said if we take care of the damages there will be no charges. We have full coverage. Will insurance pay even when it is a situation where it was not really an accident?

2006-11-06 06:14:23 · 13 answers · asked by Anonymous

just paid my truck off and was wondering how long it takes to get the title.

2006-11-06 05:57:21 · 4 answers · asked by Stephen Y 1

2006-11-06 05:56:27 · 3 answers · asked by richard z 1

Hi,
I have driving license from India and international driving license, can I use it Illinois, for what time ?
I am on permenant resident visa.
Is rule are diffferet for diffrent visa holder ?

2006-11-06 05:10:08 · 7 answers · asked by Gaurav 1

2006-11-06 04:25:36 · 4 answers · asked by Raymond 6

I had a run in with a deer - on Halloween no less! - and I'm waiting for the Insurance inspection. But it was low speed ~ 30 mph. So, the car still runs but needs some body work. I'm not sure if I should keep it or just get the money for it. Any comments from someone with some experience or insight would be appreciated!

2006-11-06 03:54:39 · 9 answers · asked by tigglys 6

I live in los angeles and the car insurance companies wants me to pay 300.00 dollars every month and thats to much for me.

2006-11-06 03:50:26 · 0 answers · asked by robyrob_robert5 1

electric pole was damaged by a motorist

2006-11-06 03:05:15 · 7 answers · asked by DAVIS L 1

If you fail the Indiana drivers license written test when you're renewing your drivers license, how long do you have to wait to take the test again?

2006-11-06 02:52:45 · 6 answers · asked by jenirae0427 1

I do not know what to do, I mean the car is worth less than 2 grand, the damage is over 5 grand, the car was hit on my proberty, the kid was riding a stolen motorcycle ofcourse no insurance, is worth it to get a lawyer? the boy is still in the hospital is was driving with one arm because one was paralized from a previous time he stole a motorcycle. NOW is has a broken neck, leg, and lost use of other arm and lungs continue to fill up with blood.

2006-11-06 02:22:39 · 9 answers · asked by michaelintampa 1

I own two cars. Both are covered with a liability policy without any additonal coverage. If I am driving one of my cars and crash into the other (while parked) can I file a claim against myself?

2006-11-06 01:52:58 · 8 answers · asked by Joe K 6

2006-11-06 01:13:16 · 7 answers · asked by gemini2006 1

my motorcycle got stolen off me so i reported it to my insurance company who then paid out my claims cheque. i received my cheque from them within the next couple of days and put it in my bank well about 2days after cashing in my cheque i received a letter explaining that my bike had been recovered im worried the bikes gonna be badly damaged and im goin to have alot to pay for it to b repaired and also im not sure wat the insurance company will say do you know if they will want the money back which they paid me or will they let me keep it to repair my bike???

2006-11-05 23:38:22 · 13 answers · asked by Llush 3

2006-11-05 20:57:14 · 13 answers · asked by hproctor@btinternet.com 1

I got into a car accident a few weeks ago, I was hit by a drunk driver and another oncoming vehicle, none was my fault and my car was put on the road the day before the accident which means I am still waiting for the title. I have a rental now and they are telling me I have to give it back tomorrow. I will not get any of my settlement for another 2-3 weeks, because the DMV has to send my title. I am having them rush it but they still say 2 weeks. It has been 15 days since my accident and I have a job and 2 children who I have to transport back and forth to school, and if they take the rental away I am left with nothing. The other drivers insurance is paying for it, so shouldn't he have to pay until I get my settlement? I don't understand why they are not going to let me keep it until I get some money to buy a new car. If I lose the rental I also may lose my job because I will have no money to get back and forth and my kids won't be able to get to school... please help :-)

2006-11-05 19:36:11 · 5 answers · asked by Anonymous

I hit a car and told the man i would out of my pocket. Now i cant come up with the money so i want to go through with it but with my insurance company. There was no police report. and it happened like the first. almost a week ago. I need a 100 dollars for the part to his car, and 225 for the repairs. Does anyone know wat promnbles this will cause?

2006-11-05 18:27:55 · 7 answers · asked by Anonymous

2006-11-05 16:13:36 · 10 answers · asked by Benia M 1