Renting & Real Estate - April 2007

My credit score has only gone up to 665 in almost a year and im having difficulty making the current morgage. Advice any1? programs to help? government help? any help?

2007-04-10 16:54:19 · 10 answers · asked by e999144 1

My sister was trying to purchase a home. With the recent changes in credit scores, her loan didn't go through. Now the real estate agent has been telling her she has to sign a release of the money because the seller has a right to it to cover the cost of repairs. He said if she doesn't, they can sue because she backed out of the contract.

She didn't though. Her loan didn't go through! Please advise.

2007-04-10 16:38:00 · 10 answers · asked by Pink 2

I would like to purchase new condo, but the builders won't except contingent offers. I do have an offer on my place and will close within days of the new place's desired close date.

What can I do to change their minds?

2007-04-10 15:27:04 · 2 answers · asked by LifesAMystery 3

Would anyone happen to know what it all entails to begin a process such as this? My fiance and I have pretty crappy credit due to our lovely exes. What are the requirements? Where would be a good place to begin my search (i.e. websites and companies)? We already know the area of WI that we'd like to reside in. Also, would it be better to just 'settle' with a rent-to-own home that isn't perfect just so we can build our credit back up and build something we really want? We're not planning on moving for at least another year or so, to give ourselves time to figure all of this out. Thanks for any advice in advance. :)

2007-04-10 13:19:32 · 3 answers · asked by Dizzy 3

O.K. been trying to get a mortgage since February been, payingdown bills, etc. Mortagage broker said, you have one more debt to pay, it about $1800.00 I said fine. I call the finance company and said I want to pay off this debt. she said fine let me get back too you. Then she leaves a message and says, your loan was turned over to a 3rd party that 1800 was our payment for taking over the account. they say I owe like 9K. what??? this was a debt for a vehicle that was repossessed. The original finance company went belly up. original company could not produce any proof of any of my payments even though I had proof. i told them come and get this vehicle and they did. I since then have another vehicle. Please, i don't need any soapbox comments, I feel terrible enough. this 3rd party is not om my credit report but the 1800 is. Any advice?

2007-04-10 12:41:12 · 5 answers · asked by KinWin 5

Haven't taken depreciation on my house I began renting out 10 yrs ago. It was a new house in '81'..we lived there till '97' . (original loan for $45,000...Improved value of house by a third)

Can I go back and take depreciation? Should I?

2007-04-10 12:15:16 · 3 answers · asked by r b 1

We manage apartments and recently a girl has been fighting with her boyfriend. She wants us to change the locks on him because she no longer wants him to live with her. He has been breaking in and damaging her property and ours. Unfortunately, we can't change the locks because they're both on the contract so it wouldn't exactly be legal. I'm thinking this is something they need to settle between themselves in court to see who gets to stay. However, we also are considering making them both leave since he is damaging our property as a result of their fighting. Is there anyone out there who could give us some suggestions on how to handle this?

2007-04-10 11:22:48 · 9 answers · asked by kitti7420 2

2007-04-10 11:07:23 · 4 answers · asked by mindrape 2

2007-04-10 09:56:12 · 3 answers · asked by sexyanimal228 1

I'm not looking for a really specific answer, just a way to get a broad estimate. For example, I've heard things like no more than 25% of you gross income. That type of thing. Thanks!

2007-04-10 09:22:36 · 11 answers · asked by Anonymous

I am wanting to buy a house in the next year or so, we were trying to buy one recently but found out that we have to build our credit more. Is the the proerty value going to go back down again or is it just going to keep going up? Im worried that I wont ever be able to afford one if I dont buy now!

2007-04-10 08:45:21 · 4 answers · asked by Anonymous

2007-04-10 08:42:28 · 4 answers · asked by big_wa2000 1

Still seeing a lot of for sale signs and nothings moving on the west coast of FL. Any speculation on when things will start improving in this state?

2007-04-10 08:41:41 · 4 answers · asked by Yahooanswerssux 5

We are Harbour Lending and can put you in direct contact with
very motivated individuals that must sell they're properties due
to pending foreclosure proceedings, anyone interested?

2007-04-10 08:38:23 · 3 answers · asked by Anonymous

2007-04-10 07:34:04 · 1 answers · asked by kccampbe 1

2007-04-10 05:52:34 · 1 answers · asked by Must Quit to Live 1

Where can I find a free list of foreclosed homes? Preferably in Broome County, NY if possible. Thanks!

2007-04-10 04:42:19 · 5 answers · asked by joe h 2

2007-04-10 04:11:14 · 2 answers · asked by sandrarelle 1

I shop for 3/2 house in South Florida (Boca Raton-West Palm Beach). My strategy so far in negotiating purchase price for the houses was to ask 10% less than list price, slightly less than the price you would get if you multiply sq.footage by slightly less than average price per sq. foot in the recently sold homes. My realtor tells I should better concentrate of "value" whatever this means. By take in current buyer's market MY strategy is a good one. Should I push my Realtor more to be tougher in negotiations?

2007-04-10 03:48:38 · 3 answers · asked by CuriousUser 1

Is the "no money down" thing for real? Have you tried it?

2007-04-09 16:27:33 · 11 answers · asked by RAVEN 2

i have 3 children at home,13,8 and 5.im a nurse and hubby is a spray painter.we hate paying someone elses morgage and want one of our own.

2007-04-09 16:25:04 · 5 answers · asked by moomoo 1

2007-04-09 16:17:28 · 6 answers · asked by Betty 1

go to zillow.com and search this address to the playboy manison, 10236 Charing Cross Rd. Beverly Hills, CA 90024

how come it says that it is for sale for $79,000?

2007-04-09 16:13:02 · 2 answers · asked by im so bored. 2

I'm a first time home buyer with excellent credit. I have some credit card debt that I would like to like to roll into my mortgage as this would help me with cash flow. I'm planning on putting 5% down which will be made up of mostly cash and some from a retirement account. What are my options with this and can this be done?

2007-04-09 15:54:20 · 9 answers · asked by Jason 1

I am a new real estate agent. My only commission last year was on the purchase of my own home. The business administrator in my office told me today that a 1099-Misc was not filed on me since the commission was on the purchase of personal property. So should it be reported as taxable income?

Any info from experienced agents appreciated.

2007-04-09 14:53:28 · 4 answers · asked by markjhawk2 1

2007-04-09 14:38:18 · 5 answers · asked by Gamanan 1

I'm in the process of selling my home which was on the market for 149k. We negotiated a contract with a selling price of 144,500 with a 5k seller concession. My agent is saying that I have to pay the 6% commison on the 151,500 now, I've heard that I pay on the 144,500. Which is true?

2007-04-09 14:21:49 · 2 answers · asked by John B 1

I am currently considering buying a townhome. I happened to be driving by one day, saw an open house, so went inside and took a look.

It turns out that the owner/seller of the home is also a realtor (she's selling it after she got engaged and never lived there). I looked into it a bit, and I think I'm very interested in the townhome.

Now, my question - should I use my own realtor to engage in price negotiations with the seller/realtor? Is there any benefit to sending in my own realtor to do this, as opposed to trying to do it myself? It turns out that I have a friend that just received her realtor's license (about a week ago). She's used some tools through her company to do things like a comparative market analysis (see what identical homes in the area recently sold for, versus what the asking price was). While she's definitely a rookie, I'm wondering if being approached by another realtor could help me drive down the negotiated price.

Anybody with an opinion?

Thanks!

2007-04-09 14:01:08 · 4 answers · asked by JBReafsnyder 2

can anyone help me.i can pay it back at 400 per month for 7 years

2007-04-09 11:48:01 · 3 answers · asked by kccampbe 1

I recently had an appraisal done, and I was told that the builder is making everyone's property values decrease. The Base price of my home was 230,000 at the time of my purchase. With options and 30,000 in incentives I paid 280,000 total. The base price is now 269,000, and they sold the house next door for 224,000. It has about 30,000 in upgrades, and they sold it for less than the base price, which is 271000 for that model. This seems very unethical, and it really puts me in a bad position.

2007-04-09 10:59:36 · 7 answers · asked by Eric s 1