Renting & Real Estate - February 2007

2007-02-08 12:57:20 · 5 answers · asked by Christian R 1

i have bad creidt due to identity theft plus an eviction becuase of a friend on my credit. i have me and my wife and we need to get into a house or a apartment condo whatever how can i get into one that is farly decent that i can live in wth these problems my baby is going to be born in about 2 months and im getting nervous im from orange county california, if anyone can help with this situation that would be great. i make great money and alot of it so that is not the problem i just need a place to live please someone help i can afford the rent no problem

2007-02-08 12:54:33 · 2 answers · asked by //S / 1

I am thinking of buying a million dollor house. I want to know if they are any good, like if there to hard to clean or something like that.

2007-02-08 12:44:43 · 7 answers · asked by Stanleyscg 3

if i refinance now , at a lower interest rate, on a fixed rate mortgage, .......would it be wise to pay the prepayment penalty versus the interest i would be paying for the next year? the way i figure it, i paid $8,000 in interest in 2006. my penalty for early pay off would be about $4,000, and they would roll it in to the loan.

2007-02-08 12:38:44 · 6 answers · asked by dog whisperer 3

2007-02-08 12:36:50 · 5 answers · asked by mqdc81 1

I live in Southern California. I have a 30 year fixed mortgage at 5.4%. Currently my credit is good. If something happens and my credit goes bad, will my 30 yr fixed mortgage change as well?

2007-02-08 12:13:06 · 8 answers · asked by ocean 3

a. -4/15
b. 60
c. -60
d. 4/15

2007-02-08 11:59:12 · 2 answers · asked by elona 1

Hello
I have some really great properties by a growing university in kentucky. Does anyone know how I could get in touch with businesses or franchises that might me interested in renting the space?

2007-02-08 11:58:06 · 1 answers · asked by Anonymous

Ok, i am taking a new job out of state in two months and have to start a new job so i am selling my townhome. I sat down with a realitor today and he told me the comps are 185k, now i owe 205k. well a year and a half ago i took out a HELOC for 70k, they said the home was valued at 220k and i took there word for it! I used the money to pay off medical bills, student loans and cc debt. They used a AMV? not a actual appraiser to come up with that market value. I told my relitor about this and he looked up actuall comps at that time and found that they were 183k at the highest at that time. He told me i would have a good case?/any suggestions or heard of this?

2007-02-08 11:44:50 · 3 answers · asked by bryan l 1

This was my first home and i'm about to have to go thru foreclosure. Please explain the process of what happens. Kinda anxious and scared about it! Thanks for any information anyone can give!

2007-02-08 11:35:42 · 3 answers · asked by Ang 2

2007-02-08 11:32:13 · 3 answers · asked by Carlos 2

Like do they act like they are happy that you are their tenant?

Do they raise the rent on you??

Do they keep the place in good working order, Like repairs, Etc????

2007-02-08 11:28:15 · 3 answers · asked by the d 6

I'm living in PA, USA. The landlord advertise the place as a three br apartment with one of the room converted from a sun room to a bedroom. I thought she fixed it so it can deal with the cold weather, but my room is freezing cold even if I turn up the thermostat up to about 70 degrees and I have a small space heater going on at the same time. I've placed up plastic and fleece on the windows to keep air from coming but it's not helping. I can't sleep in my room because it's almost the same temperature outside and my apartment is freezing, air is leaking and I'm spending money to keep my room AND the apartment warm. My landlord doesn't understand this and just say it's the cold spell that is going on but it's even when it's in the 30s and 40s I can't warm up the room. So, I end up sleeping on the couch dealing with back problems. What should I do?

2007-02-08 11:16:49 · 5 answers · asked by grywyte 1

I just bought my first home and its a 3 bedroom, 2 bath, 2 level home, 1700 sq ft. I was wondering how much should I expect to pay to decorate it and make it look nice. Just a rough estimate. I only am buying new funriture for the living room and dining room. I am also going to buy new kitchen accessories and bathroom accessories. Just a rough estimate. Think back to when you bought your home about how much did you spend?

2007-02-08 11:05:50 · 6 answers · asked by mypassions4life 5

I am looking for one with taxes included and all. Thanks.

2007-02-08 11:04:44 · 5 answers · asked by Me 6

I'm 19 years old and just started working part time for 9 dolloars an hour. This is a 2 room and one bathroom house for sale for $130,000 and I figure that's a okay deal. Anyways, I don't know if this is a good deal but please give me some advice. Maybe I shouldn't buy a house yet. ETC...

What is the best loan for my situation. Maybe a 40 year plan or something?!?! O and when I do buy the house, what are some things a new home buyer should be aware of, the extra bills.

2007-02-08 10:39:29 · 2 answers · asked by Anonymous

2007-02-08 10:21:35 · 4 answers · asked by eramosbey 1

I just learned from my realtor that "there is no MLS" in my area. Therefore, my home is not listed in the MLS. Is that possible???
I was under the impression it was a nation-wide thing available to all realtors. Can someone please explain and/or help??? We're just having one problem after another with them. And now this too??!!!
I'm just dumb-founded. Please help =(

2007-02-08 10:02:57 · 5 answers · asked by BamaChick 2

I am trying to decide if I am ready to move out or not. I am 20, done with a year of college, and I think its time I move out. I want my freedom!

I have been working on a budget and here is what I came up with..

I get about 1200-1300 a month, but 1200 is the absolute lowest I ever make.

Rent - 629 (Includes all utilities but water)
Water - 15 ( Flat Rate )
Car Insurance - 100
Gas - ~80-90/Month (might be less since I am moving closer to work)
Cell Phone - 70

That leaves me with $306ish for food and whatever else. Alot of my friends said they spend on average 100-200 a month. I am a college guy, I dont mind store brand food, food is food.

I have all the frunature I need and about 1k saved up after the $310 deposit. ( I have 1350 right now)

Do you guys think I am ready to move out, or should I save up a little more money?

Any other tips or suggestions?

2007-02-08 10:01:34 · 7 answers · asked by Anonymous

I am thinking of moving out out of my moms house and I am working out my budget.. so far this is what I have...

I get about 1200-1300 a month, but 1200 is the absolute lowest I ever make.

Rent - 629 (Includes all utilities but water)
Water - 15 ( Flat Rate )
Car Insurance - 100
Gas - ~80-90/Month (might be less since I am moving closer to work)
Cell Phone - 70

That leaves me with $306 - I am considering getting High Speed Internet and Digital Cable, but that would only leave me with about 210. Is 210 enough for food and stuff (Tp, Toothpase, Deoderant, ect) or should I skip the interet and cable? I can live with dial up if I have too, I used to have it before, and its like what $10 a month? I might just fork out the $30 a month for internet instead, that way I can download TV shows and put them on DVD's?

What do you guys think? 306 a month enough for food and stuff?

2007-02-08 09:45:23 · 11 answers · asked by Anonymous

hi I am looking to rent a two bedroom house for my family and I we have to find one fairly soon and would just like it to be under 700 a month..so if you have a 2 bedroom with rent 700 or less in Casper wyoming, will you let me know thanks.

2007-02-08 09:41:26 · 2 answers · asked by Mindy J 1

well our loan is still in process and the sellers decided to forget about us cause I don't blame them its taking too long. can we just pick another house with the existing loan or start over.

2007-02-08 09:21:09 · 3 answers · asked by dmastre411 1

There's no way I could afford to ever buy a house in this insane world.

2007-02-08 09:20:06 · 9 answers · asked by Anonymous

African American, Credit score is 780, only putting 3% down on a FHA loan. Am I subprime?

2007-02-08 09:01:37 · 8 answers · asked by Anonymous

Just in case something were to happen to them in the unforeseen future. They have good credit as do I, but I plan on buying a home in about 2 to 3 years as well. Shouldnt they just create a WILL?

2007-02-08 09:01:24 · 9 answers · asked by mankoman45 1

I am going to purchase a home soon, and I was wondering about the rate they are giving me. I am going 0 down, one rate is 6.5% and the other is 8.5%. What do you think is it worth it?

2007-02-08 08:48:48 · 11 answers · asked by lonleyluver20 1

I need to do some repairs on my home and I'm not sure what the advantages are to either a home equity line of credit or a home equity loan. Any advice?

2007-02-08 08:36:37 · 6 answers · asked by Joseph Schlitz 2

is always asking if she could pay a little in the beginning of the month and make up the rest. Of course she never does...She is so pretty and I dont mind because the house is paid off with no real expenses other than propert tax and insurance...How do I get her to go out with me?

2007-02-08 08:31:08 · 17 answers · asked by Anonymous

2007-02-08 08:23:38 · 18 answers · asked by naenae0011 7

I've been reading up on investing in foreclosures and have a question to ask.

A home owner's house is worth $110k, about to foreclose has a first and second mortgage, for simplicity lets say $80k and $20k respectively. If first bank has to foreclose on the house and sells it at auction(owning only 80%), and someone buys it for $80k, what happens to the second loan?

Will the second bank holding the 20% equity loan lose the $20k?

2007-02-08 08:22:40 · 4 answers · asked by Kenny L 1