Renting & Real Estate - August 2006

Bought my house 2 1/2 years ago, on a fixed-rate 30 year mortgage.

I'm looking to lower my monthly payments. Should I refinance? With closing costs and rates much higher now, will that lower my payments? I've thought about doing a HELOC, though if you borrow $ to pay borrowed money, that makes little sense.

I'm making good money and can currently afford my mortgage but am trying to plan for a worst case scenario if I get laid off and have a few months b/tw jobs...

2006-08-11 13:31:26 · 8 answers · asked by badsinger 2

A man owns a house and 3.7 acres of land in a hollow with an average slope of 15%. The man has 5 children. Can each of the children place a mobile home on the man's land?

2006-08-11 13:20:38 · 4 answers · asked by Giggly Giraffe 7

We just bought a 3 family. After having the holdovers forcefully removed because of their disgusting lifestyle we discovered while doing renovations that their is a huge cockroach infestation. We've already bombed the property, but some are still on the walls.

2006-08-11 10:22:54 · 18 answers · asked by Anonymous

Question 1: Is there life after chicken soup?

Question 2: Do you know that ducks are evil?

2006-08-11 10:19:13 · 35 answers · asked by Anonymous

Me & my Hubby just brought a house in an area that is not fast for equity, 8 months ago and we only made a 5K equity, we wanted to consolidate our debt but there's no enough equity that we can used, and his credit score is not so great, I talked to few lenders and they denied us because of these matters, not sure how are we goin to consolidate our debt if no one give us a chance.

2006-08-11 10:15:53 · 5 answers · asked by Fritz 1

2006-08-11 10:13:59 · 21 answers · asked by Bonita S 1

2006-08-11 09:43:54 · 1 answers · asked by SKYVIEW R 1

2006-08-11 08:44:56 · 3 answers · asked by sahr67 1

renter cancelled to I have to give their deposit back

2006-08-11 07:59:21 · 3 answers · asked by debra a 1

About to buy a home. The sellers have moved out of state. Our agen is a duel agant. Can he legally use the fax machine to fax signed agreements? I always thought you needed originals.

2006-08-11 07:53:16 · 10 answers · asked by Anonymous

2006-08-11 07:24:26 · 5 answers · asked by dave d 1

2006-08-11 07:22:13 · 1 answers · asked by dave d 1

I am a real estate and mortgage consultant,and i know you can opt-out giving your credit information in other words your mortgage broker can't get it however i am geting a mans that opted-out and he won'tto know the law on it.

2006-08-11 07:10:43 · 4 answers · asked by howaboutit99@sbcglobal.net 2

We bought a home as an investment to "flip" and now the buyer's mortgage company is asking why we flipped it and I am wondering what the problem is? They told me the bank does not like to finance a flipped property, please explain? Thanks in advance.....

2006-08-11 06:06:58 · 12 answers · asked by Anonymous

2006-08-11 05:33:23 · 3 answers · asked by sean j 1

And it wasnt just nail holes she ripped out mollies from panneling leaving holes she had dig marks in the floor from moving...that door was MINE when i bought the house.. its like this u rent to someone the tenant decides to isntall a new sink// then move out and take sink and leave nothing there,.,,,,well b4 i bought the house there was a door there she changed it threw it away i bought hoiuse door was attached she never told me she bought it and the worst part is she never even put a replacement door. i know nail holes arent nothing but if her olld car leaks oil all the time she moves i should be able to take $$ FROM SECDEP for resealing ... we had to find out who owed the $$$ to her then find out if it was owed period.. thej judge never let me show any damages or letter i gave tio her explaining damages.. i could go to lowes rightnow get an esitmate for the items and hbave it be 600 but i was honest and matched the door pricing wise by the way it looked SHE OWES ME $$

2006-08-11 04:56:28 · 9 answers · asked by teenymacri123 1

and looking to buy a property that I can keep for a few years,for a future family,at least 4 bedrooms looking in the region of Richmond, does any one know price ranges?Is 1.4 mil enough?
Thanks in advance

2006-08-11 04:36:52 · 12 answers · asked by Sherry Baby ( Ethan's Mama ) 6

2006-08-11 04:32:51 · 5 answers · asked by nosyt123 1

2006-08-11 04:25:56 · 5 answers · asked by rich 2

2006-08-11 03:43:54 · 7 answers · asked by Anonymous

I am trying to find this out in platte county missouri. Can I find this out online?

2006-08-11 03:43:39 · 3 answers · asked by theedog 1

I was told I had a month to pay for my stuff, the month is not even up yet. I have talked to one of the guys non stop and he said everything was good then this man keeps calling me and saying he is going to the police station to file, I am really confused. How many attemps do they or are they suposed to do before they do this? I dont have a problem paying but I dont get paid until this week coming up.so its hard until next week . I rented a fridge from rent a center,

2006-08-11 03:35:53 · 4 answers · asked by <3 txmom2_2lilangels:) 1

I need to know who owns the property beside my house so I can buy it

2006-08-11 03:14:41 · 3 answers · asked by brbgunsch 1

2006-08-11 03:11:47 · 5 answers · asked by grynaya 1

the question was: can i be on the deed when my fiance' buys a house for us? to clarify: she has good credit, mine is crap. i will not be a co-borrower on the loan. not being a co-borrower, can i still be on the deed? also, if i can be on the deed, do i get any responsibility or rights when it pertains to the house? i hope so. and will it affect my credit at all? by the way, we will be married within the year. i will be paying for 1/2 the mortgage, and will paying the down payment/closing costs. help! i don't want to get screwed, and neither does she........though we are not planning on that! lol

2006-08-11 03:06:02 · 8 answers · asked by beechjb 2

I purchased this because I know there is money to be made in real estate if you know where to find the deals..But don't want to put more money in it if it is a scam...Thank you

2006-08-11 02:34:04 · 1 answers · asked by Peggy L 2

2006-08-11 02:32:31 · 8 answers · asked by theedog 1

sorry. i previously asked if i could be on the deed of a house my wife is buying for us, when i meant my fiance'. does this change the answer(s)?

2006-08-11 02:22:32 · 15 answers · asked by beechjb 2

My husband and I have a house that is currently being rented with the help of a real estate lady. My uncle wants to buy the house, but, can we sell it now? Will the real estate lady take 6%? Can we break the renters' contract and maybe give them some money to help them move out?We are not sure what is the best decision... Please help!!

2006-08-11 02:03:11 · 4 answers · asked by sweetgirl02 1

Trying to get the most home for our money, so the interest rate makes a lot of difference.

2006-08-11 02:01:36 · 9 answers · asked by greatimes 1