Can I be on the deed to a house my FIANCE' is buying for us?

Question

sorry. i previously asked if i could be on the deed of a house my wife is buying for us, when i meant my fiance'. does this change the answer(s)?

Answer 1

Married or not doesn't make that much of a difference. Typically the lender, if there is a loan, wants the title to match the names of those on the Note while the loan records, so if you're on the Note, you should be on the title.

If you're not part of the qualification for the loan, once the loan transaction has recorded your fiancee can quitclaim it to the both of you as Joint Tenants (or Tenants in Common, or...)

Depending upon the state you're in, it may be an automatic thing upon marriage under the law. Check with an attorney in your area.

Answer 2

Your name can be on the deed, whether you are married or a fiance'. In fact, you can put anyone on a deed. It's just a person can't sell or have his signature notarized, unless he's over 18 years of age. If you are on the deed, make certain it would state 'or' and not 'and', because both would have to sign if it's sold. Now, if you have put any of your personal money into the house, be assured he could sell it, and profit the monies, if the deed doesn't specify 'or'. In fact, either one could sell.

Answer 3

Are you applying for the mortgage in joint names? If you are then both names must go on the deeds, if you are both putting money in, then both have an interest in the property. If a fiance/fiancee was buying a property and not putting it in joint names I would be questioning the state of the relationship! A common law couple have just as many rights when they separate than marrieds

Answer 4

You sure can. I don't know of any state where this would be precluded. Business people routinely work up deeds to real property where they share ownership. The deed is a document showing legal ownership. It doesn't care whether you are married or not. It doesn't even care if deed holders have even met.

Answer 5

Of course you can. And if someone is telling you that you can't, run like hell. Are you planning to help pay for this house that isn't going to be you property? Are you planning to contribute to the household?
If so, you are, in effect, going to pay for something that is not legally yours, in the event of death of your spouse or divorce.

You need to be on that deed as a tenant in common. If your fiance objects, make sure she is informed of the legal consequences to you. And if she doesn't care about the legal ramifications, out of ignorance or malice, you need to get out of this situation now.

Answer 6

You can BUT - are you paying half the payment on the house (not expenses, but house price)??.

If she is paying all or most of the house payments it would be unethical for you to be on the deed until you are married. Too many times women are ripped off by men who just want their personal possessions these gals worked hard for - and their men-fiancé's swear they are deeply in love.

I am not accusing you of being such a creep - I do not know you, but your question does make me wonder. No offense intended (unless you are such a creep).

Answer 7

Yes you can and yes you should. If the marriage disolves for any reason and you're not on the deed, she could get the house.

Answer 8

I wouldn't allow your name on the deed if I were her, unless you were a co-corrower (you being on the mortgage too.) If you are a co-borrower, you're name should definately go on the deed.

Answer 9

Yes - you can be on the deed. You do not have to be married to someone to hold a deed in joint tenency.

Answer 10

Absolutely !And any number of different ways you can be deeded.