Personal Finance - November 2007

i took a partial payment on my truck (100.00) they refused it....after they said that icould bring in 100.00 to them and then get caught up payday which is today....now that they refused it does that end the debt? because i have heard that if they refuse you it you dont have to pay that debt...because of refusal of payment...

2007-11-30 06:52:32 · 4 answers · asked by texasswtness38 1

How does investing work?
What are stocks?
What is Investing?
How does investing in stocks work?

2007-11-30 06:51:11 · 3 answers · asked by Dr. Vargas 2

2007-11-30 06:50:43 · 5 answers · asked by jussgetalife 1

If I'm buying a home and want to exercise and sell some stock options to pay for part of it, is there something I can do to reduce the short term capital gain taxes? Specifically, does the 1031 exchange apply here?

2007-11-30 06:42:11 · 3 answers · asked by glongword 1

2007-11-30 06:18:38 · 5 answers · asked by cashmere 1

2007-11-30 05:58:45 · 7 answers · asked by Uncle Pennybags 7

My corp. has gone private so I'm no longer able to get stock. Sould I increase my pre-tax 401K contributions ( currently I 'm only contributing up tp the company match) or should I take the extra money (post tax) and open a Roth IRA?

Any other advice would be appreciated.

Thanks...Rob

2007-11-30 05:11:44 · 6 answers · asked by rob d 2

I moved money from my regular checking account to a new one by typing in the ACH numbers from the bottom of my checks (and the amount to transfer). What's to stop someone else from taking my money that way? Every time I write a check, I give someone those magic ACH numbers.

I'm guessing there's a safety mechanism to prevent this theft, I just don't know what it is.

2007-11-30 04:51:59 · 4 answers · asked by rainfingers 4

for 12 month period then I can take the money out?
can some explain?

2007-11-30 04:23:26 · 5 answers · asked by Anonymous

I've got a gift card from WalMart from a while back and I check the balance on the internet and it said I have like $10 left. However, I don't know if I can still use it. Can it expire? There is not date or anything on the card.

2007-11-30 04:16:18 · 16 answers · asked by captivated* 3

Recently Mother died and there are of us. The executor (a sibling) insists that the contents of her home be inventoried down to the last saucer. If the bulk of the beneficiaries (the other 5 of us) feel this is unnecessary can we stop this from happening?

2007-11-30 04:12:55 · 2 answers · asked by i_h8_pop_ups 1

Also, what information (social security #, driver's license, etc.) will I need to provide in order to secure a safe deposit box?

2007-11-30 03:54:45 · 3 answers · asked by birdwoman1 4

My husband put out the trash and had our shredded financial records in a clear bag. This morning three of the four bags were missing. What can I do at this point to protect us?

2007-11-30 03:49:15 · 13 answers · asked by momof4 3

1. Distinguish between defined-benefit and defined-contribution pension plans

2. How are insurance companies able to predict their losses from claims accurately enough to let them price their policies such that they will make a profit?

2007-11-30 03:42:04 · 1 answers · asked by austin 1

I currently have a $29,000 private CASHloan from Mohela and they are treating me very very poorly. Is there any way to sell this loan to another institution or transfer it? Any help would be appreciated!

2007-11-30 02:33:07 · 3 answers · asked by Anonymous

2007-11-30 02:28:04 · 1 answers · asked by chunky 1

I want a cell phone currently I have virgin mobile, prepaid, I want to switch to verizon, because most of my family is on it, and I just plan want a picture phone.

The plan is 450mins 39.99 + taxes and surcharges so I'm guessing 50 a month. I think I can pay that, with my workstudy checks, I get at least 120 every two weeks and no real other bills except for credit cards, I plan to have paid by June. So what do you think Should I go for it?

2007-11-30 02:23:50 · 7 answers · asked by Anonymous

And which dark alleyways do you walk down?

2007-11-30 01:44:20 · 14 answers · asked by Anonymous

2007-11-30 01:32:57 · 3 answers · asked by butter747 1

2007-11-29 23:15:40 · 6 answers · asked by Anonymous

iv'e just found it the invoice has been sitting on someone at works desk for 3 days because they couldnt be bovvered to process it. would you be annoyed if this happened to you. it will now take another 4 days for it to clear with my bank.

2007-11-29 22:49:14 · 13 answers · asked by Anonymous

Please Help Me Out!
This is my homework...it says

Interview one person directly connected with any financial institution in our country (the Philippines) and ask him/her the following:

1. How does his bank earn profits?

2. What is the direct influence of Banko Sentral ng Pilipinas (BSP) with his bank? ... of the International Monetary Fund (IMF) - World Bank (WB).

2007-11-29 18:05:50 · 2 answers · asked by Jologs Mania 1

2007-11-29 17:13:32 · 4 answers · asked by Anonymous

my sister co signed a car for her friend, now he hasn't paid for a couple of months, the bank sent a letter saying that they need to get paid other wise they'll will excersice their rights. here is what i want to know. if he doesn't pay they'll come after he as well, and then they will repo the car, sell and they would have to pay the difference on the balance. i'm i right so far?
it will go agianst her credit, i know the guy and i'm sure he's not gonna pay, if she doens't pay the remaining balance can they put a lean on her house or can they somehow get to her bank account or something?

2007-11-29 15:22:24 · 5 answers · asked by irkana 3

I get child support and I work. He works too. Each of these incomes are the same amount. He says he shouldn't have to pay half the bills, since I get more with the child support. I think he should pay a third of all household bills. I have no debt, but he has car payment, credit cards, school loan. So he feels I should pay more due to this fact. I was thinking of giving him a 30 day notice or maybe a 90 day one. But I don't want to be without him. One last thing, it is hard for me to talk about money with him. It's like taking candy from a baby.

2007-11-29 15:12:22 · 10 answers · asked by Anonymous

I've been looking for a job for three months & still nothing. Please this is serious and embarrassing for me. I am no slacker? I worked for 18 years at a company & lost me job.

2007-11-29 15:00:14 · 6 answers · asked by Anonymous

I have 19000 on a car loan at 7%, I got a life-of-the-loan Balance transfer offer from my CC at 3.99%.

Simple solution: Pay off the autoloan and see the benefits of 3.01% savings over the loan term.

Here is where the plot thickens, My total credit line: all cards combined is 36K, so if I where to pay the auto loan off with the CC BT thats 19K of debt , meaning my debt to credit line ratio will be 50% or more , Isnt that bad?

So does it make sense to pay the auto loan off, or is it smarter to take the hit at 7% ( I can afford the 1.8K extra over 5 years)but keep 36K credit line open?

I have been told, auto loans (and home loans) are said to be better debt than credit card debt.

Also having been approved for the 19K of autoloan, does that theoretically make my credit line at 36K+19K so the real debt ratio at this point is 19/ (36+19) or just 34%.

I do plan to buy a house in a year so keeping the FICO high is a priority.

What do you suggest?

2007-11-29 14:43:20 · 4 answers · asked by javascript 1

unissued shares,,,,outstanding shares,,,treasury shares,,,issued shares,,,,

2007-11-29 14:22:01 · 3 answers · asked by josh h 1

2007-11-29 12:59:21 · 6 answers · asked by cynthia f 1

2007-11-29 12:58:27 · 4 answers · asked by BG 1