Personal Finance - November 2007

PLEASE AND THANK YOU

2007-11-02 06:03:40 · 5 answers · asked by crybabygomez 1

My bank has charged me NSF's several times, before I'm even really overdrawn! Like right now, my current balance is $21. Apparently a domain registrar has charged me $60, even though I've already transferred my domains to another registrar...this is obviously something that I didn't expect to happen. But even though my current balance is positive because the charges are still pending, my bank has already charged me a $35 NSF fee!!!! This brings my available balance to (negative) -$39.30. So that stupid charge only left me $4 overdrawn and they socked me with that fee!!!

A few months ago, I had 3 charges come in at the same time. I was only 2 CENTS overdrawn, but my bank charged me 3 separate NSF's. Back then the charge was $33, so then my balance was like -$99.02!!! Technically only one charge sent me under, but since 3 came in at once they charged me for 3.

What can I DO? I work very hard but am low income, and this is really hurting bad!

2007-11-02 06:03:11 · 6 answers · asked by Anonymous

i didnt put in over 10,000 a day though so what canhappen

2007-11-02 05:56:46 · 9 answers · asked by Anonymous

2007-11-02 05:22:30 · 19 answers · asked by andi 1

What are some REALISTIC steps i can take to become one?
I know invest but I dont have much to invest I NOw work from 56 hours a week to 60 + hours a week:( so I am starting to save I am paying off my schooling. sallie mae was nice to me:) any ideas?

2007-11-02 03:00:02 · 12 answers · asked by Bando L 3

$2,500 at 0% until 10/08 then 21.99% or
$4,800 at 0% until 4/08 then 10.49%

2007-11-02 01:32:58 · 20 answers · asked by Go Girl 4

what jobs give you alot of money thats a easy job? other then lawyer

2007-11-01 23:10:05 · 3 answers · asked by tia b 1

How much do you spend for strictly food items from the grocery food for an average month? I crunched the numbers and found that for just our husband and I we spend $400.00 a month on average. That seems rather high to me and wanted to find out how other households fair. This total does not include any type of eating out or take out. I appreciate you all sharing.

2007-11-01 16:30:36 · 11 answers · asked by tootsierollsunday 2

I have a problem im with capital one they credited money to my account 100+ dollars i spent all but fifty dollars of it they took the money back this week i made some purchases that cleared but since they took the money they say the purchases overdrew my account and i owe -118 dollars can they legally do that since the money was there when i spent it

2007-11-01 16:10:36 · 8 answers · asked by Timothy B 2

Since 59 1/2 is the age when you are allowed to take distributions without penalty, is she allowed to take some or all of the money out (obviously paying taxes on the withdrawal) even though she is still employed there? She has a 14k dental bill. FYI- She is not contributing to the plan (it currently offers no matching) at this time. Some have said once you're 59 1/2 you can take out whatever you want (by IRS rule), others seem to think the employer can disallow any withdrawals as long as you are employed with them. What's the correct answer?

2007-11-01 15:50:56 · 6 answers · asked by Upshalled 1

2007-11-01 15:28:40 · 6 answers · asked by W B 1

I was wondering how paypal works and how much it costs. I am mainly interested in it because of ebay. I want to buy and sell things on ebay but the only way i can do this is through a paypal account. How do you add money. I am just really curious about what it is and how you use it. Anything would really help. Thanks!

2007-11-01 14:59:50 · 9 answers · asked by Anonymous

when you get something in the mail saying you are pre-approved for a loan, I know you don't necessarily get the highest amout but are you guaranteed something

2007-11-01 14:31:09 · 3 answers · asked by Anonymous

does anybody have any ideas to help me out?

2007-11-01 14:20:42 · 3 answers · asked by That Guy 4

I am wondering if I should or should not file for bankruptsy. THe Michigan Law changed recently. I know that it will follow me for 7 years. I have over $10,000.00 in medical bills alone. I also owe over $4000.00 to other companies.

How do I go about filing?
What are the Long term drawbacks?

2007-11-01 13:41:56 · 4 answers · asked by Anonymous

The company is not associated with Ameritrust Mortgage. It's suppose to be a secured/unsecured personal loan lender/broker.

Thank you.

2007-11-01 13:11:37 · 2 answers · asked by Trust Me 2

i m a 18 year old student and i spend many hours browsing the internet. Is there any site where i can earn money easily???

2007-11-01 13:07:09 · 5 answers · asked by karan.gizmo 1

I want to buy a car for $10,000 but I only have $2,000 saved up. Between bills I cant think of a strategy to save that much money. What are some types of investments or any other options available?

2007-11-01 12:56:42 · 7 answers · asked by Jackson 1

2007-11-01 12:47:36 · 2 answers · asked by jamirah h 1

2007-11-01 12:45:06 · 7 answers · asked by Anonymous

What do you think is a fair price to pay for entertainment a month.

I do not go out to the bars, nor do i smoke or drink. i don't spend money on other types of entertainment really. even when i buy personal stuff, like shampoo, i get it off ebay in lots, so i save there money there. should i feel quilty becase i pay 17 a month for netflix, 3 at a time. sometimes i feel like i could even upgrade without a problem. I mean people go to bingo all the time, and spent 20 a night. Am I doing something wrong, or should I not feel quilty at all. I have savings account, no job right now, I take care of the house and my boyfriend works. I also go to college full time. should i feel guilty because i spend 20 a month on netflix?

2007-11-01 12:11:38 · 4 answers · asked by princess 2

kelly watson is offering a daily money making plan. how can i tell if she is for real?

2007-11-01 12:11:33 · 4 answers · asked by tophatsvii 1

2007-11-01 12:05:56 · 6 answers · asked by Richard B 1

online stocks - only the blue chips. Or better just park it in treasury bills.

2007-11-01 11:51:59 · 2 answers · asked by Dennis 2

With a million bucks, what would the first thing you'd do? Second? Third?

2007-11-01 11:50:49 · 6 answers · asked by Anonymous

I often find on the balance sheet two tipes of provisions, one as a part of an equity and the other as a part of the liability . I suppose there is some reason why they are separated , and I would like to know why??? please help :)

2007-11-01 11:47:02 · 1 answers · asked by Anonymous

Round the answer to the nearest dollar.

a) $7,155
b) $2,160
c) $1,155
d) $1,080

2007-11-01 11:25:36 · 3 answers · asked by Kary M 1

I am 61 yrs old, female empty nester. Should I buy or rent and how do I maximize my money? Seeking F/T job.

2007-11-01 10:25:27 · 7 answers · asked by grandee4 1

We are in bankruptcy, and only have a few months to go before it is over, and we can stop paying the trustee. The forced budgeting was a learning experience, but how can we start any savings plan when we are always broke? We live month to month and can barely make it to the next payday after the bills, bankruptcy and mortgage are paid. I do have a employee IRA, and my employer matches the amount. How do I save and NOT touch that savings for all the $$ emergencies we have? (Broken cars, doctors, etc.)

2007-11-01 10:10:52 · 7 answers · asked by feeddaneed 2

they require 6 months of payments up front and then they put the money into my account and i dont make a payment until the 7th month four 42 months

2007-11-01 09:51:50 · 3 answers · asked by steve meche 1