Personal Finance - November 2007

My fiance has a 401K and recently switched companies and we decided it was the best thing to cash out the 401k. However, with the market crashing, does that effect how much the balance will be, or did they freeze the account since we're doing paper work to have it cashed out? I've never had one so I don't really know how it works. Thanks.

2007-11-07 13:45:53 · 15 answers · asked by BlackDahlia 5

2007-11-07 12:52:13 · 15 answers · asked by night_train_to_memphis 6

I am looking for some advice from a costumer of ING. how do they operate? is there any catch or something? i know that the account will be linked w/ my W.F.saving ac. so you could get screwed fast...

2007-11-07 12:45:22 · 1 answers · asked by 约瑟夫 3

I am trying to enroll in a real estate school and I need about $25k. I know there are grants available for this specific purpose, but I dont know who to talk to or how to apply. Any suggestions about how to apply for these grants, or if there is any other way for me to allocate the funds very, very quickly?

2007-11-07 10:51:55 · 3 answers · asked by antwainay2007 1

how do you calculate your own time off your time card....i feel my boss is off on my time. i am here everyday and never seem to get a full 40 hr week...i would like to know how to figureout my own time on a daily basis to see if we compair : )

2007-11-07 10:47:39 · 9 answers · asked by bmoody32726 2

I'm looking for a bunch of questions to ask a person who I am about to lend money to. Not to overwealm them, but to make sure i can trust them.

Any ideas?

2007-11-07 10:45:35 · 8 answers · asked by stepanstas 2

The thing is I have no job, the income comes from my husband who does not have an ssn at the moment. And to make things worse I have very poor credit. Its at 548 I believe. I am the only one on the deed. With all of this in mind, is there any bank that would give me a loan at all....

2007-11-07 10:36:28 · 5 answers · asked by lovely 2

Would the post office be a good option? I do not mind if it takes long to reach the receiver.

2007-11-07 07:11:04 · 8 answers · asked by Jerry 1

2007-11-07 06:28:12 · 1 answers · asked by B 1

I would like to see if anyone is interested in organizing a boycott?

2007-11-07 06:15:14 · 10 answers · asked by rjm 4

and the balance is 290,000 what the savings would be? In other words rather than commit to a 15 year mortgage and the higher payment, commit to yourself to pay the extra cash unless an emergency arises.

2007-11-07 05:41:09 · 19 answers · asked by shell_921 1

My Discover card has two balances, $2038.96 at 0% interest and $1684.02 at 12.49% interest. When I make a payment it is applied towards the “front” or 0% balance only while the “back” or 12.49% balance just gets larger and larger. I make a payment of $100 per month. Would it save me to transfer both of these balances to one account with a 10.9% interest rate?

2007-11-07 04:11:22 · 5 answers · asked by Tami M 1

WE are concidering cashing out one of our 401k, since i have been ill and havent worked in over a year. we feel this is our best option. what percent of taxes will they withhold?

2007-11-07 04:03:15 · 5 answers · asked by Anonymous

I have two checking accounts with different banks. I understand that I can transfer money from Bank A to Bank B by writing a check to myself from Bank A and depositing it into Bank B.

The question I have is, can I have that check from Bank A sent to Bank B via "Bill Pay" and expect Bank B to deposit it for me? I would address the check to myself yet have it sent to the Bank B address.

This would be nice if it worked (yeah, I know I'm lazy); however, I can think of a few reasons why Bank B wouldn't be willing or able to deposit the check for me.

Anyone know for certain whether this is possible?

2007-11-07 03:54:22 · 3 answers · asked by Johnny K 2

I'm a contractor overseas debating whether I'll be here 6 months or a year. When I get back to the states I'll be making pretty good money but not as much as I am as a contractor so I would like my mortgage payment to be lower.

2007-11-07 03:49:38 · 8 answers · asked by Keith G 1

I am on the verge of being evicted, and cannot find work to help buy what my children need for the winter. They need coats, boots, and clothing. I need everything also, but am more concerned about my kids. My home is also without heat or hot water, as I cannot afford to pay the bill. I do not have a car, so all extra money goes to bus fare. How can I find help in my area with limited resources?

2007-11-07 03:43:02 · 4 answers · asked by Tara 1

2007-11-07 03:37:45 · 6 answers · asked by nukem_thebomb 3

I am about to lose a lot of things very valuable to me because of my messy divorce (finacially) do anyone have any idea what resources I can use to get help, even if I got a second job I wouldn't get a check soon enough to help me on the debts that I have right now

2007-11-07 03:14:50 · 2 answers · asked by ? 5

How do i apply for government grant? does it take a long time to get it?

2007-11-07 03:02:02 · 2 answers · asked by chevyman727 3

2007-11-07 02:41:13 · 3 answers · asked by doctorstrutz 1

My husband and I are working towards eliminating some of our household costs. We already avoid debt, save money, and try to live within our means. We both work and make a fairly good income, but we never seem to get ahead. Please give me some pointers on what else we can do to pay off our debt and have more money in the bank.

2007-11-07 02:34:18 · 5 answers · asked by chutch1974 2

you have to spend it on 10 elementary schools 3 middle schools and 2 highschools.....

2007-11-07 02:16:11 · 6 answers · asked by Alli 2

Well, my wife had a discover card about 5 years ago and went through a divorce and was stuck the card's balance. She basically hadn't done anything with it and Discover must have found her! Today, the was a withdraw of $1022 from Our joint checking......Can they legally do this without sending us any paperwork, court docs, judge order......??

PS, i live in Ohio... Thanks!!!

2007-11-07 01:59:22 · 4 answers · asked by Ryan P 2

willing to do any work or almost anything to earn it, in or around the cambridgeshire east anglia region.

2007-11-07 01:58:49 · 12 answers · asked by Anonymous

I want to boy “stratus” franchise plan it’s commercial cleaning business I need 20-30$ for start I would barrow or would get some kind of personal loan but my credit score is 670 and I have no property no one want to give me money I would pay 15-18 % but……… maybe you know some banks or organizations, sagest me how to get out from this situation thanks so much SOS

2007-11-07 01:53:21 · 3 answers · asked by Duka M 1

2007-11-07 01:53:08 · 2 answers · asked by Pie 3

2007-11-07 00:22:55 · 3 answers · asked by Philip G 1

could it be fraud or the real thing how can i tell if's it the real thing.or a fraud and who should i tell. It looks like the real thing. If i cash the the check will i be commited to pay back the amont back or i would be commiting fraud.

2007-11-06 21:41:27 · 8 answers · asked by wheattommie 1

Websites, newsletters, email newsletters, etc.

2007-11-06 20:35:16 · 4 answers · asked by Silver 3

My partner is low paid and I'm at home with our baby son. We're really struggling.

We get tax credits every week, not a large amount as we had an "overpayment" last year and they are clawing some of it back, but what we get really helps.

If I was to find a part time job would it just reduce our tax credits even further? I mean even if I didn't tell them about the job they would find out when they do our end of year renewal next year wouldn't they? And then claw more back from us next year? How does this work?

Also if this affected our tax credits would I still get any help with childcare costs? Because in order to work at all I would need to put my son in childcare.

2007-11-06 19:34:51 · 6 answers · asked by Anonymous