Personal Finance - November 2007

How much would you spend right away? How much would you save? What would you spend it on??? Also, if you didnt touch ANY of the money, every year that you saved the million dollars, you would make another half a million. So for example if you saved the million for 2 years, you would have 2 million in the bank. But this would only happen if you didnt touch it. If you didnt touch it, you would still have to work for a living. Would this be hard for you knowing that you were rich and had money readily available to you? Once u touched the money, you couldnt get the "year of savings" deal any longer... give me your thoughts :)

2007-11-05 14:48:08 · 12 answers · asked by Anonymous

2007-11-05 14:21:30 · 2 answers · asked by pat123 1

2007-11-05 14:14:56 · 6 answers · asked by David Twaine 1

I am looking for this data on US household net worth, but can't find it anywhere.
Help!

2007-11-05 13:59:01 · 5 answers · asked by Anonymous

2007-11-05 13:17:07 · 7 answers · asked by sofia 5

im saving up for something my parents wont buy me,
HELP

2007-11-05 13:01:09 · 6 answers · asked by Tatiana ♥ 2

2007-11-05 12:46:12 · 3 answers · asked by tommonias s 1

2007-11-05 12:35:54 · 5 answers · asked by Classy1 1

I was sent to hospital with no insurance, and got a big bill from hospital. I don't have so much money and cannot pay the bill, what is the worst thing will happen on me? 1. Go to jail? 2. Lose Credit? 3.Cannot apply citizen?

2007-11-05 12:29:39 · 5 answers · asked by wang s 1

So to those who haven't read my last question...

I put an offer on a foreclosed house. The bank wanted 355K and I offered 275K. The agent told me if I offered 315K that I'd get it for sure. He also mentioned that there were two other parties involved (who I'm guessing didn't offer much higher than I did).

If I go with 305K, do you think I'll be ok?

Details:
House is in CA, houses around area all less than 500K, definite fixer upper (at least 40K), roof leaks (rains are coming), listed as "must sell"

Thoughts?

I don't need financing.. I'm paying in cash.

2007-11-05 12:24:30 · 2 answers · asked by kiki 6

2007-11-05 12:14:19 · 18 answers · asked by jeremy37211 1

I am 17 and will be 18 in 6weeks. I have a job and it isn't safe for me to keep my money at home. I had set up a bank account with community and they said since I am 17 I can not have a debit card but I get an atm card and checks. In my town not many places will take checks and I don't have a way to go to the atm everytime I need money. They have yet to send me my atm card and by the time I get it, I will have about 3weeks until I'm 18 and I have to close the account and start a new one then wait again. They had my mother sign and she can access my money or check where I spend my money. She isn't trying to do that though. So what bank is safe and reliable and will give me a debit card on site or just send it in the mail? I live in arkansas so if you do as well tell me some banks please. Thank you for the help.

2007-11-05 12:00:27 · 5 answers · asked by Anonymous

I am starting a business and I have alot of past debt one of which is an old credit card owing around 20,000. I was sued by this card although I never showed up in court. They sued me and withdrew what ever I had in my personal account which was about $30. I since closed my account and never had one since this is about year later. I am going to start a home based skin care line but am wondering if they will come after me. Does any one have any advice or know if they can take from a business account? Is there anything I can do to avoid this. I do plan on paying them back but first I need to make the money. Help!!

2007-11-05 11:55:16 · 3 answers · asked by Christina 2

2007-11-05 11:44:10 · 4 answers · asked by seakayakingdog 1

2007-11-05 11:34:01 · 4 answers · asked by Anonymous

I have USA First Class written on my stamp and I am wondering if I can use them to mail my letter. If I can, how many will I need? I think I need only one but I'm not sure. My mail is just a piece of paper (letter) in it so I don't think it weights more than 2 oz. Thanks for the help.

2007-11-05 11:17:43 · 6 answers · asked by Anonymous

I have more credit card debt than I am comfortable with. The warning bells are going off in my head. I've built it up slowly over time with the small stuff and the occasional big item or purchase (like a TV and some emergency home repairs)

I owe about $16,000 to 7 different companies, some larger balances, some small.

I am able to make the payments, but I just don't like the amount I've reached. If I allocate a certain amount each month to credit card payments, should I try to pay off the smaller balances and get rid of them or just spread it around evenly? My score is excellent so I wouldn't consider a "counseling" program.

2007-11-05 11:16:19 · 11 answers · asked by chuckyoufarley 6

I bought a jacket with my card (checking account), but i didn't know that i didn't have enough money in my account to pay for it. What will happen to my account now that i've spent more than i have?

2007-11-05 10:49:47 · 6 answers · asked by Mya A 1

I returned something to Best buy and because it was over $250, they need to give my money back by sending a check. When they asked me for my name, I thought they were asking like they always ask for phone numbers so I just gave them the name my friends call me and not my legal first name. I did use my legal last name though. So would my bank (TCF) cash that check for me even though it doesn't have the same first name as the one on my account?

2007-11-05 10:39:23 · 21 answers · asked by ihavethemunchie 1

2007-11-05 10:35:26 · 8 answers · asked by bjr4613 1

I want to open a checking account at Wells Fargo, if that makes a difference. I have everything necassary to open an account but I'm only 17. Do I need a Co-Signer or not?

2007-11-05 09:56:34 · 11 answers · asked by Tv 1

im trying to make money for a laptop and wanna sell some of my stuff and i have no money to pay any fees.

please help me!!

2007-11-05 09:47:53 · 4 answers · asked by tatyana31094 2

if the exchange was $2 =£1

2007-11-05 09:47:48 · 3 answers · asked by Anonymous

I am currently 30, single with about 100K in savings/investments, no debt, no other assets. I currently make around 100k+/year with bonus, but I detest my job and would much rather start a modest business or switch to a career that would allow me more spare time. How much do you think I should have saved up to be on track to retire somewhat comfortably down the road?

2007-11-05 09:27:41 · 4 answers · asked by BK 1

2007-11-05 08:46:55 · 12 answers · asked by Anonymous

2007-11-05 08:28:58 · 11 answers · asked by Brian S 2

hello,

Well i need help to write an email/memo to all the firm to help raise money for a co-worker that is pregnant and a single mother. she will have unpaid time off for 3 months. so a partner suggested to do a collections. how should i start my email????

2007-11-05 07:48:59 · 2 answers · asked by Cristina 1

Should a married woman (or man) have a separate savings account (or investment vehicle) from any joint accounts that they may have with their spouse? I read this somewhere and I thought it was interesting. The premise of the article was that a woman needs a separate account to establish her good credit and to have money in case she needs to leave her husband. I'm just wondering what others think of this.

This applies to non-retirement accounts. I certainly think each member of a marriage should have their own, individual retirement account.

2007-11-05 05:42:55 · 12 answers · asked by voluntarheel 5

Is this country mad or is it just me?

Why does a house purchased at £251,000 cost the buyer £7,040 more than a house with a purchase price of £249,000? I really don't get this stamp duty lark.

I always assumed it would be 1% of £250k plus 3% of anything over, up to £500k.

My budget is now £249,995. First time buyer trying to make the plunge into an over inflated market and the governement want me to drop my pants and bend over. I can't understand why any houses would sell between £250k and £265k, such is the difference between a £249k property.

2007-11-05 05:03:38 · 3 answers · asked by daniel s 2

some of the kids in school were talking about smoking grass and I didn't even know that was fun to do cuz I've never done it myself... I mowed a lot of lawns this summer, and I'm wondering if I should have saved all of the grass clippings. Now that winter is almost upon us, do the kids that smoke grass do that to remind themselves of the summer fun? How much should I charge for the grass clippings I did save? Is it fun to smoke grass?

2007-11-05 04:59:24 · 12 answers · asked by Anonymous