Personal Finance - November 2007

I have 5 credit cards: 3 are nearly maxed out; the other 2 each has a balance that's half of the total credit limit on that card.

Which is better to do: a) pay off the remaining balance on the 2 cards; or b) pay down the 3 near-maxed out cards? (all 5 cards have similar APRs)

Thanks so much!!

2007-11-05 04:32:44 · 13 answers · asked by Jane S 2

2007-11-05 04:30:52 · 12 answers · asked by countrykicks2007 1

2007-11-05 04:29:35 · 4 answers · asked by snnfsnnf 1

I keep hearing about companies writing off, in response to the mortgage crisis. What does the term mean? And how bad is it for a bank like city group?

2007-11-05 04:27:15 · 7 answers · asked by techzone12 2

2007-11-05 04:23:02 · 3 answers · asked by vickiresume 1

I recentlty turned off my cable and returned everything but I still have a balance I owe. I dont plan on using them again but i'm wondering if they'll give me bad credit

2007-11-05 04:19:30 · 13 answers · asked by lilzdiva808 1

Recently asked about loans for bad credit and got referred to an email addy from a person with pastor in front of their name, Got a response that seemed maybe not so legit.

2007-11-05 02:55:11 · 3 answers · asked by Regular Guy 2

Ok, Online I see all these articles about budgeting but I really don't feel like they would help a person like me. How does a person with an average salary, a few thousand debts, budget accurately?

2007-11-05 02:39:05 · 7 answers · asked by Looking for the REAL answer! 3

I had about 37 dollars in my bank, so i logged into paypal and withdrew the funds from my bank to put in my paypal account. IT said that it would take untill november 5th to procsess. I went to the bank on november 4th to check my balance and it said zero. I went to paypal.com on november 4th and it didnt show that my funds were added. It is now november 5th and the funds still arent showing. whats goin on? ive written an email to paypal and they havent responded.

2007-11-05 02:38:43 · 5 answers · asked by Anonymous

2007-11-05 02:33:32 · 11 answers · asked by Chelsea B 2

We are thinking of hiring a mobile bar for our outdoor wedding reception.
The cost is £300 with £250 refundable deposit.
To have the bar there for about 8 hours they have a minmum spend across the bar of £1800, otherwise you lose your 250 deposit and also have to pay the remaining difference.
We will have approx 100-120 guests, majority normal drinkers, some quite heavy.
Im my head im thinking it would be easy to reach the 1800 limit and therefore the bar would actually only cost us £300 as we would receive the deposit back, but my panic-y side is ..well.. panic-ing!
What do you guys think, would this rate sound acceptable to you?

2007-11-05 02:07:34 · 7 answers · asked by Anonymous

Let's saythat I have $200,000 in cash. I want to purchase a house that is $180,000. Would I be better off, finacially, if I took out a mortage loan and invested my cash holdings or if I paid the house off in one payment and invested my would have been monthly mortage payment money?

2007-11-05 01:58:54 · 10 answers · asked by Mike E 4

2007-11-05 01:50:15 · 20 answers · asked by Anonymous

2007-11-05 01:48:24 · 5 answers · asked by Anonymous

I am thinking about lending about $5000 to people in need. Is it possible I could double it within 6 months or is it not worth the risk?????

I am thinking about lending it to people with low scores at over 20% interest.

2007-11-05 00:20:15 · 2 answers · asked by Anonymous

I have a huge dilemma. I am soon to be 29 and I have been working for a while but due to bills I don't have much money saved up. Without any thought I applied for school (to start in Jan 08) But ideally, I would like to have a few hundred dollars. I kept thinking about my lack of money....so I postponed college until Aug 08 so I could continue working and save. During this time I might be able to pursue other things, like my writing, auctions, other money making things. But I'm starting to wonder if I did the right thing. I'm getting older....should I have postponed school like that? Should I just take a risk and call them up today so I can go to school in Jan 08 regardless of how my funds look? Part of me knows I should go to school....we are always told to go to school. But damn...why does it feel wrong?

2007-11-04 23:51:55 · 3 answers · asked by K-Fresh 3

I dont know what to do because I don't have the money to pay either bill and both had already been disconnected before I a month or so before I moved out. What should I do???

2007-11-04 18:35:26 · 3 answers · asked by Anonymous

Even if its millions, i see celebrities all the time such as gary linker, hes a millionaire and yet he advertises crisps! So i was thinking can you ever be satisfied with the amount of money you have, or do you always want more?

2007-11-04 17:49:04 · 8 answers · asked by Anonymous

I want to know what would you do if you won a million dollars?

2007-11-04 17:30:35 · 23 answers · asked by the_simpsonshappiness 1

2007-11-04 17:25:07 · 11 answers · asked by Sexah Mamma :) 2

I thinking of applying for a credit card with 0% for 15 months. My credit is pretty good. I'm going to transfer a balance from a high interest card over to it and I owe 3600$ on my car. Was wondering if you could transfer a car loan over to a card?

2007-11-04 16:34:13 · 7 answers · asked by BS 2008 1

is it too low for a monthly salary?

2007-11-04 16:29:49 · 9 answers · asked by shiela marie m 2

With a ROTH IRA do you have the choice of putting more money into throughout the year? Or do you put one lump sum and wait till tnext year to add more?

2007-11-04 15:20:42 · 4 answers · asked by mcm_soc_girl 2

I have a pretty good job but i just barley started so im behind on my electric bill and they shut it off and i wont have the money for about three weeks i have to babies so i need the electricity turned back on does anyone know were i can get some temporary help???

2007-11-04 13:40:11 · 5 answers · asked by Anonymous

im a teenaged boy who makes 7.15 and hour and work 48 hours a month sometimes a little more. its only partime but whenever i recieve my paycheck right away im on the internet looking to but xbox 360 games or what ever. i dont want andyone else to hold my money i just want to hide it in my room some were. sadly i havent saved anything since the june when i started working. hlep me thanks in advance

2007-11-04 12:27:42 · 6 answers · asked by Anonymous

ments. I'm in no hurry and am making sure to to cover all Statutes of limitations. Any suggestions? (see my orig. quest.)
please spare me any soap box/high horse responses.

2007-11-04 12:09:47 · 2 answers · asked by Anonymous

that our goverment puts out should have IN GOD WE TRUST taking of it. I feel this is wrong our for fathers set it up this way and i feel it should stay this way.

2007-11-04 11:35:53 · 4 answers · asked by Anonymous

2007-11-04 11:21:56 · 8 answers · asked by Anonymous

2007-11-04 11:19:49 · 7 answers · asked by Brown_eyez 1

2007-11-04 10:59:11 · 7 answers · asked by peanutbutter2486 1