Personal Finance - May 2007

2007-05-26 04:24:41 · 7 answers · asked by my_niyah 1

I have a saving account not a checking account. The bank lest me withdrawal $40 and $20, but the bank is charge me $28 for each one and $6.50 a day. I exceeds the available balance of the account. This is a saving not a checking account.

2007-05-26 02:51:50 · 4 answers · asked by EWANIA P 1

The b*stards have brought in a £10 monthly charge if you don't have a certain amount of money in your account. This helps to slip me into the red again and the charges are still £25 each. I have already claimed my past charges back.

2007-05-26 01:22:36 · 2 answers · asked by Johnno 2

I'm planning to save for my future but there are many distractions like......Buying loads for my celphone which has 2 sim cards.PLEASE Give me your best advise so that I can concentrate on my savings...IF I DON'T SAVE WHAT WOULD HAPPEN TO ME???THANKS FOR YOUR ADVISES WHETHER NICE OR HARSH,I'LL ACCEPT IT as long as this would help me decide on THIS ISSUE.GOD BLESS!!!!!!

2007-05-25 19:48:47 · 4 answers · asked by johann l 2

I did contract work for a company for almost 2 years. One day they just barged in and removed their files. No reason's were ever given. They owed me close to $1000.00. To this day I still have not received my $$$$$. It will be 6 months in June. What can I do?

2007-05-25 18:48:36 · 5 answers · asked by Mother of the bride 1

I filed bankruptcy two years ago, after my lender initiated foreclosure. According to the bankruptcy lawyer, having the mortgage included in the bankruptcy would avoid having a forclosure on my credit report. Recently I found that the lender is still reporting the loan as a foreclosure. I disputed the item, and got back a reply stating, "This creditor has
verified to Equifax that the current status is being reported correctly". Am I correct in thinking that the item should be changed? If so, how should I proceed? If the item is changed to reflect inclusion in the bankruptcy, will it still show the payment history?

2007-05-25 18:22:18 · 5 answers · asked by Anonymous

I have a check from work which my mom usually cashes for me but she cant get to the bank at the moment and i need to get my money is there a way i can cash it? PS the only ID i have is school ID with no age on it?

2007-05-25 17:01:39 · 7 answers · asked by Anonymous

i recieve a $32 rebate check to my apt. but it was someone that live here long time ago. dunno where this person live. since the check has my address....can i put this in my citibank checking account? yes or no? thx in advance.

2007-05-25 16:26:20 · 6 answers · asked by seafood10 3

Okay, to make a really long and comlicated story short, an online merchant falsy advertised a product and I withdrew my order but they still charged my account and it has since been overdrawn and I haven't the funds to bring the balance to 0+. There are more details as to why I cannot dispute it but that's another story ;-)

I am now on the "Black List" but am curious if I can open a savings account. It is impossible to overdraw a savings account since ATM's charge you account at the withdraw. Unlike debit.

My new job pretty much requires you have EFT but I can't. The account has been closed so I can't even have it charged to my account to bring up the balance.

2007-05-25 15:02:15 · 6 answers · asked by asoobee 2

But I'd like to be able to work from home. I don't want to PAY to get more money (that seems like a stupid idea) so I'd love to hear some suggestions!

2007-05-25 14:59:02 · 4 answers · asked by lobo5747 2

2007-05-25 14:52:25 · 10 answers · asked by Anonymous

can you pay with a debit card on amazon.com?

2007-05-25 14:36:26 · 3 answers · asked by Anonymous

I honestly cannot understand why anyone would put their money into a for-profit financial institution. It's not like there isn't an alternative. Mutuals! In Australia credit unions and some of the building societies are mutuals (I assume most countries have their own equivelants). They make no profits. Why do people stay in the banks as the banks make billions of dollars profit per year? Most of that money is straight out of the pockets of their customers. Whereas the mutuals, all the "profit" goes straight back to members (customers) in the form of more services, lower fees, etc.

So why? Please help me understand.

2007-05-25 14:28:10 · 10 answers · asked by AussieDingo1983 2

i spoke to someone the other day and i asked them where they work. they said working is for idiots. i get government money. i said how do u do that and he said cuz he is smart. does anyone have any idea how he is doing this? this guy really has no job and hasnt for 3 years that i know of, hes 28 years old!

2007-05-25 14:06:00 · 3 answers · asked by rkoinsc 1

I have a $300.00 car note, a $100.00 car insurance, $140.00 orthodontics bill, and $40.00 credit card bill. Recently I cashed a check into my savings account for $2960.00, thinking that was help me pay off some of these bills. I just learned that the check may be a fraud. I asked the bank teller was it OK and she assured me that it was, I also called the company to check to she if the check was real. Now I owe my bank $1600.00. I'm 21 with good credit(had)... What to do?

2007-05-25 12:25:19 · 3 answers · asked by Miss April 1

I have no pension, but I own my own home with no mortgage. I also have quite alot of cash in the bank. If I get a financial advisor to invest this for income for me, with index linked investments (so that the capital goes up with inflation) and I want to retire on an income of, say, £15000 per year before tax in today's terms, how much cash do I need in the bank to generate this income, which would enable me to retire and live a life of leisure?
I am 35 years old.
Thanks

2007-05-25 12:23:18 · 8 answers · asked by Anonymous

the average of
1/2, 1/3, 1/4, 2/3, and 3/8 is...
its fraction

2007-05-25 12:06:05 · 4 answers · asked by lourdes69cuba 1

1)$52
2)$128
3)$208
4)$256
5)$280
its not homework

2007-05-25 12:02:08 · 4 answers · asked by lourdes69cuba 1

2007-05-25 11:52:49 · 9 answers · asked by Anonymous

I have owned my current vehicle for 10 months. I desperatley want to trade it in for a new vehicle. However, trading it in would mean adding 6k of negative equity. This makes the new vehicles price much higher than it is worth and requiring $1800 down. However, if I do not trade in my vehicle, my payments would be lower and I would only need $500 down. Yes I know this would be horrible to have on my record. However, I actually had a repo 3 years ago (and was still able to finance a vehicle). Not to mention by keeping this newer vehicle and making all successful payments it should prove that I was responsible.

2007-05-25 11:14:16 · 10 answers · asked by cjsimmons269 1

2007-05-25 10:55:56 · 7 answers · asked by The chandlers 2

I have a Bank of America VISA debit card (check card) and I gave out the numbers to a company I have since come to believe is a fraud. Is there any way for me to prevent FUTURE charges from this company (i.e., to prevent them, specifically, from grabbing more money from my account)? I was suckered but I don’t want it to get worse.

2007-05-25 10:08:38 · 5 answers · asked by Anonymous

The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the rest of my life for free. as the dividends keep accumulating i could use the extra dividends over the premium to either take as cash and have a lifetime income. am i missing anything? this sounds like a good plan. is anything i mentioned wrong or am i overestimating the benefit of buying this policy so young? I may not need the life insurance protection now that i have no family but I will eventually need it so why not get a good rate now.

2007-05-25 10:01:59 · 11 answers · asked by Rich E 2

were told you by the agency that they use tohire through and you had were told you had all of the qualifications that they are looking for and they need you asap and you asked for a compromise of say half of the original offer to start and you haven't heard back from them you already resigned from your previous position because it involves moving to another state would you continue as planned to move or not stay where you are?

2007-05-25 09:57:11 · 5 answers · asked by ziggy 2

i dont want to do bankruptcy because i am so young (20) but i know have two jobs work 6 days a week, and i deserve to pay off my debt. i went to the bank for a loan but they said they werent able to help me, if i go the other route and go to some kind of bankruptcy place they will KILL me with interet and thats another thing i cant handle. i have about 8 thousand in debt and i know i would be able to pay if off, if i was given the chance....does anybody know anything i could try or that has worked for them it would be great!

2007-05-25 09:47:30 · 13 answers · asked by Anonymous

2007-05-25 08:38:29 · 3 answers · asked by Virgilio 1

After declaring personal bankruptcy, how long will you have to wait until a bank will finance a house purchase

2007-05-25 07:44:49 · 6 answers · asked by beh01s 1

I know there has to be people out there that have lots of money. I recently bought a house and now I'm thinking I got over my head..So I pay my bills and all of my paycheck is gone. I get paid once a month and have no to little food for my baby, I've asked all of my family and they won't help..so I thought why not I will try here...I want you all to know this isn't a scam or anythign I really do need the money for groceries!! so if you have it and you can help I would appreciate it. :)

2007-05-25 06:32:17 · 7 answers · asked by Anonymous

2007-05-25 06:04:17 · 34 answers · asked by gbd 1

My friend gave me a check for $3500 and i dont think he has enough funds in his bank account to cover that 3500. Can i still cash the check in and get $3500 in cash today? if not is there any way for me to get that money today? i really need it today

2007-05-25 05:42:22 · 13 answers · asked by Mr.K 3