Credit - December 2007

I'm looking to get cable or dish, but I don't have a credit card.Does anyone know where I can call?

2007-12-19 02:58:12 · 6 answers · asked by sassy 1

I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met. I have no assets, no car, home, ect.. can i file for bankruptcy? Thanks for the help

2007-12-19 02:31:30 · 10 answers · asked by Anonymous

My hubby and I (not legally married) are spiralling towards being in debt. We both have good jobs and up until 2 months ago had everything on a great payment schedule - problem is that back in Nov he was in an accident and was out of work for a month. The "credit protection" company that was charging him all these months refused to help because the could not prove that him being out of work was thru no fault of his own. Either way it is now Dec and we want to start the new year off on the right foot. How do we go about paying down our debt WITHOUT involving one of those debt specialists? Ive read that the most effective way is to you it yourself but where do I begin? Id appreciate and FREE refrences, ideas and suggestions.

Thank you in advance.

Dont know if its relevant but we are about $8 to $10,000 in debt and now just a little over 30 days past due.

2007-12-18 17:03:10 · 5 answers · asked by Anonymous

2007-12-18 16:04:04 · 7 answers · asked by walterap@sbcglobal.net 1

i had the credit cards since i was 18. I'm interested in buying a car. My credit score is 720. What are my chances of going to a dealership and coming out with a car.

2007-12-18 15:31:42 · 8 answers · asked by Mr Scott 1

My husband got a credit card in 2003 in his name and put his mothers ssn on it but she did not sign anything
CAN SHE BE LIABLE TO PAY FOR IT IF THEY DONOT HAVE HER SIGNITURE???can they take her to court and garnish her wadges with no signiture??

2007-12-18 15:29:25 · 3 answers · asked by Anonymous

2007-12-18 15:07:35 · 8 answers · asked by Anonymous

2007-12-18 14:46:28 · 9 answers · asked by Nose U 2

i have tried to dispute this information twice. one time was with my brother and i doing it at the same time. what suggestions does anyone have? should i contact the bbb or are those agencies outside of the bbb's control? please help!!!! please!!!!

2007-12-18 14:40:19 · 3 answers · asked by Anonymous

2007-12-18 13:44:44 · 2 answers · asked by richardmarsh19402000 1

Please, real answers only.... My girlfriend is 22 Yrs. Old and has about 45k in school loans she needs to pay back starting yesterday.... I need to know are there any programs out there, or anything that she/we can do to get this down. Her credit is going down the drain because of it, and she wont be able to qualify for anything. and she is stressing out REALLY BAD over it. They are going to start taking it out of her check and she doesnt make much at all, so PLEASE HELP, what can we do? Thank You Everyone

PLease Help

2007-12-18 12:06:30 · 5 answers · asked by young_justinanthony 2

I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit score. Does paying off the full amount of my credit balance at the end of each month help or hurt my credit score? (any other ways to build a good credit score for a person who just got their first credit card would be helpful too, thanks)

2007-12-18 11:59:02 · 10 answers · asked by Mikey 2

when people get you a girft
card how exactly do they get it for you?
do they pay the amount of money
there is in the card?
i know this is stupid but im just asking :)
NOT how do you use it.
HOW DO YOU GET A PERSON A GIFT CARD
IS WHAT IM ASKING.
THANKSSSSSS<3

2007-12-18 11:56:07 · 3 answers · asked by rhrawfuhhll. 2

I,ve had this trip to the Bahamas then Cancun planned since Aug.But I was hit (walking) by a minivan on nov.6th so I haven't made much money,we leave tommarrow night (wed) Are those Loans for 1500 on the net for real or are they a scam? Does anybody know where I can get a Qwick loan that is ligitament?

2007-12-18 10:35:05 · 2 answers · asked by loril6969 2

i have a secured credit card through washington mutual bank and the payment is due today. can i pay it over the phone or go into the bank to pay it. obviously i dont have enough time to mail off a check. what should i do?

2007-12-18 10:22:32 · 7 answers · asked by Anonymous

Without tying in my personal credit? Do you know of any that will allow the credit to be under my business name only, by using my Federal Tax ID number? I have credit through two office supply vendors, a computer vendor and a gas vendor.

2007-12-18 09:58:29 · 4 answers · asked by Hoping he will bless me with #1 4

2007-12-18 09:28:32 · 5 answers · asked by FainaK 1

The doctor I work for did consulting services in the hospital and now 6 years later the patient wants "validation of contractual obligation". We have his medical records but now the actual forms that are signed when one is admitted into a hospital.

2007-12-18 09:13:50 · 2 answers · asked by Anonymous

Does anyone know the deal on this situation in Kansas? What about if the creditor violated the FDCPA by divulging my business to a third party without my permission? Can I press them to leave me alone until I can get caught up on that basis? Does a creditor in the state of Kansas have the right to repo or do they have to do a replevin filing?

2007-12-18 09:04:59 · 2 answers · asked by Que bella 3

2007-12-18 08:56:56 · 16 answers · asked by Anonymous

2007-12-18 08:55:21 · 10 answers · asked by bluemami06 1

My last employer never received any garnishments and I worked there for 2 years. I have a new employer and I love this job. I really, really don't want them to find out about my debts - they are 6 years old, I just never have the money to pay them. Is there any way I can keep my creditors from finding out? Or at least keep them off the trail until I can get back on my feet and start paying a little to each every month?

2007-12-18 08:53:20 · 9 answers · asked by Someday Soon 2

2007-12-18 08:39:59 · 4 answers · asked by Anonymous

My best friend asked me to cosign a loan to help her buy a car, because her car was totalled and she needs a way to get to work. Since she moved across the country and only knows me, if I don't help her, she has no way to get to work unless I drive her, so either way I'm stuck having to help one way or another.
If I do end up cosigning for a loan, will that affect the chances of me getting a loan in about 7 months? I plan on getting a new car next spring/summer and will need to loan some money from a bank. If I help my friend by cosigning for a loan, will that affect the chances of me getting my loan?
I have good credit right now.

2007-12-18 08:16:47 · 7 answers · asked by Glitter Berry 3

What is a safe secure website that I can use to retrieve my credit score?

2007-12-18 08:02:28 · 5 answers · asked by Kathryn N 1

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2007-12-18 07:59:34 · 21 answers · asked by Kid Jew 1

I want to do a cash advance for $200 and i have a citibank student credit card. I know they're not good but i NEED the cash. If the percentage i have to pay back is about 23% about how much am i gonna owe them in the end?

2007-12-18 07:58:32 · 3 answers · asked by Anonymous

I found a a fraudulent account on my credit report. Challenged the claim and the file was removed from my credit report. Now I am getting calls from a company called Tri-Financial out of New York state. They are a collection agency that has this fraudulent account and they are trying to collect. Here is the real problem: Since I stated that the account was a case of fraud they are claiming that they can claim fraud against me and they are going to file fraud charges with the district attorney in my county. I get calls stating a fraud case has been filed then I get more calls stating they are about to issue a warrant for fraud. Personally, I think this is a "scare tactic" they are using to attempt to collect on this account.

My question is...can they really file fraud charges or is this a scare tactic?

I'd like nothing more than to tell them to take their scare tactic and shove it.

2007-12-18 07:55:42 · 6 answers · asked by wheelersd 1

2007-12-18 07:39:19 · 12 answers · asked by skylaraislinn 2

Or should I just sign my own name?

2007-12-18 07:25:29 · 7 answers · asked by periwinkle135 3